Air India SBI Platinum Card
Last Updated : May 12, 2017, 5:57 p.m.
Get ready to travel in style with none other than Air India SBI Platinum Card. This thoughtfully designed credit card of SBI ensures that you travel with utmost comfort and luxury by enjoying unlimited benefits. This beauty comes with a wide range of privileges to make your travel a memorable affair. Right from airport lounge access to complimentary air miles to fuel surcharge waiver, this credit card offers all the privileges.
Reward, Cashback and Other Offers of Air India SBI Platinum Card
Take a look below to know the features of this SBI Platinum Card.
| Lifestyle & Travel Privileges | Other Privileges |
|---|---|
| 5,000 reward points as a Welcome Gift | Addon cards for spouses, children or any other member of your family above the age of 18 years |
| Card anniversary gift of 2,000 reward points, every year | Roundtheclock emergency card replacement facility available even when travelling overseas |
| Upto 15 Reward Points for every ₹100 spent on Air India tickets | Use Easy Bill Pay Facility to pay all your utility bills like telephone bill, mobile bills, electricity bills, etc. |
| Up to 15,000 Bonus Reward Points on annual spends | Enjoy Flexipay to make a purchase in excess of ₹2,500 and convert it into easy monthly installments to go easy on your pocket. |
| 1 Reward Point=1 Air India Air Mile for Free Travel | Balance transfer of other bank’s credit cards available at a lower interest rate. |
| Enjoy complimentary membership of the Air India Frequent Flyer programFlying Returns | Avail draft or cheque against the cash limit at your doorstep powered by Easy Money feature |
| Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program |
Fees & Charges
Joining Fee – Rs. 1,499 for this credit card, which the bank will charge for one time only. Later to keep the card active, you need to pay Renewal Fee – Rs. 1,499. Check out the rest of the charges below:-
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
SBI Air India Platinum Credit Card Credit Limit
The credit limit setting is based on your income, expenditure pattern and credit report . Most credit card companies set a credit limit of 2.5 to 3 times the gross monthly salary based on their risk appetite. Any loan EMI running in your name can also influence the calculation of the credit limit.
Eligibility Criteria
Know the eligibility criteria of Air India SBI Platinum by reading the points below.
- An applicant should be an Indian resident.
- They should be at least 21 years of age but not more than 70 years.
- An applicant should have a good credit score and not be a previous loan/credit card defaulter.
Age Criteria of Different Customer Segments
- Salaried & Self-employed – 21-70 years
- Pensioners – 40-70 years
Documentation Required
For your reference, below are the important documents you must carry while applying for Air India SBI Platinum Card.
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Apply Online for an Air India SBI Platinum Card at Wishfin
- Visit Wishfin to apply for an airline card.
- Provide personal and professional details to apply.
- Wishfin executives will take care of the rest, ensuring quick approval.
- The dedicated team will inform you of any discrepancies and suggest steps for approval.
- Check your credit score at Wishfin before applying.
- CIBIL is the most reliable credit score
- A score of 750 and above increases your chances of approval.
- You can check your CIBIL score multiple times for free at Wishfin.
Application Status Online
With SBI offering the online facility to know and check your application status anytime, it would be right to say that it has become a hassle-free task. Yes, if you have already applied for a credit card and are interested in knowing the real-time status, all you need to do is visit the bank’s website and enter the application number to check the status. It is easy, quick and convenient.
Air India SBI Platinum Card Statement
Now, getting the credit card statement has become much simpler as SBI offers this online facility, wherein you will get all the details of your credit card in your e-mail. Yes, on your registered e-mail ID, the bank will send you the monthly statements so that you can easily review your account on the go. Not only this but with this statement, you can also check the transaction details of your card, which can help track the expenses.
Air India SBI Platinum Card Bill Payment
Air India SBI Platinum Card is a premium credit card that offers reward points, lounge access, and other travel-related benefits.
- Cardholders can choose from multiple payment options to make the bill payment process easy and hassle-free
- The most convenient way to pay the bill is using the SBI Card mobile app or website .
- Cardholders can also pay their bills through other payment channels such as NEFT, auto-debit, or by visiting the nearest SBI branch.
- The payment due date is mentioned on the monthly statement, and it is advised to make the payment before the due date to avoid any late payment charges or negative impact on their credit score.
- In case of any queries or issues related to the SBI Card, cardholders can contact the customer support team of SBI Card through their helpline number or e-mail.