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Allahabad Bank Car Loan in Guwahati
Last Updated : March 27, 2017, 4:24 p.m.
About Allahabad Bank Car Loan Guwahati
The beautiful and serene city of Guwahati is calling those who are in urgent of funds so as to buy their favorite dream car. Yes, with the presence of Allahabad Bank, the people of this city can easily fulfill all their dreams via availing this credit facility at lowest rates and minimal charges.
Allahabad Bank Car Loan Guwahati at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 8.05% Onwards |
| Loan Amount | Maximum of 3 times of Net Annual Income / Net Annual Salary |
| Tenure | 60-84 Months |
| Processing Fee | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Pre- payment Charges | 2.28% of outstanding balance only in case of takeover |
Eligibility Criteria
For Salaried Person/Agriculturist/ Professional & Self-Employed / Businessmen/ Retired individuals/Firm/ Companies
- Minimum gross monthly income of ₹ 25,000.
- Minimum 5 acres of irrigated land holding.
- An IT assessee. With full collateral security, IT assessment order / IT return may be waived.
- Drawing monthly pension of ₹ 15,000/= and above.
- Net profit is sufficient to meet repayment of Car Loan.
Documents Required
- Duly signed application form
- Photographs
- ID Proof
- Age Proof
- Income Proof
- Residence Proof
- RC Copy
- Used Car-Valuation Copy
- Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
- Utility bills of shops and establishments, etc.
Click To Know More About Car Loan Guwahati
Address of Allahabad Bank Branches in Guwahati
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Guwahati Main Branch | H. B. Road, Machowa, Opp. Of Astc Bus Stand Machkhowa, Guwahati | ALLA0210001 | 781010005 | 0361-2631989 |
| Guwahati Jawahar Nagar | Hemlata Market, Bashitha Charali P.O. Beltola, Dist. Kamrup Assam 781029 | ALLA0211512 | 781010004 | 0361-2302869 |
| Panbazar Branch | C. K. Road , Ranibari , Panbazar, Guwahati - 781001 | ALLA0211546 | 781010002 | 0361-2547137 |
| Lakhtokia | Lakhtokia Branch, Allahabad Bank, S S Road , Fancy Bazar , Guwahati - 781001 | ALLA0211774 | 781010006 | 0361-2543229 |
| S R C B Road | Kailash Bhawan, Fancy Bazar Srcb Road, Guwahati Assam, Pin: 781001 | ALLA0212058 | 781010003 | 0361-2512793, |
| G S Road Guwahati | Opp. Rajiv Bhavan, Christina Basti, G.S. Road, Guwahati, Assam, Pin: 781005 | ALLA0212566 | 781010007 | 9435476442 |
| Lumshnong | National Highway No.44, Near Star Cement Factory Gate, Vill-Lumshnong, Jaintia Hills (Meghalaya), Lumshnong-793200 | ALLA0212619 | 793010102 | 9862237870 |