Allahabad Bank Home Loan in Chandigarh

Home Loan

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    About Allahabad Bank Home Loan in Chandigarh

    When in Chandigarh, looking for any sort of financial help, look no further as Allahabad Bank with its exclusive range of unique products and quality services leaves no stone unturned to give you an unforgettable banking experience. Yes, being founded in the year 1865 with a clear vision to deliver nothing but the best services, it would not be wrong to say that this public sector bank is here to change the game for big players. Yes, that right! With over 3,071 branches located at various locations of the country, the only endeavor of this bank is to reach out all its esteemed customers in best possible way.

    Headquartered in Kolkata, this Government of India Undertaking with its handful of financial offerings such as home loan has been making sure to fulfill the desired dreams of many. Yes, no matter in which corner of the world you are, this reputed lender makes sure that you have a hassle-free home loan journey. By offering you this credit facility at competitive interest rate, minimal processing fee and flexible tenures, the main objective of Allahabad Bank is to always remembered for delivering the best.

    This is the reason that over the years, the bank has created its own niche in the banking sector. And, has become the most preferred choice of the people living in the well-planned city of Chandigarh. Yes, if you are in this beautiful city and are hunting the best lender in the market, you don’t need to look further as Allahabad Bank is here to help. Taking ahead the legacy of 151 years produly, many of you will surely agree on the fact that this lender offers the best services and products in the city, hence is trusted by many. Well, to know more about this leading bank and the home loan, you just need to read this page further.

    Allahabad Bank Home Loan Chandigarh at a Glance

    ParticularsDetails
    Interest Rate (in p.a.)8.35% - 8.90%
    Loan AmountUp to ₹500 Lakh
    Tenure30 Years
    Processing Fee0.40% of the loan amount, maximum ₹17,250
    Pre- payment ChargesNil

    Eligibility Criteria

    • The minimum age of the applicant at the time of availing the loan should be 21 years.
    • The maximum age of the applicant at the time of loan maturity should be 70 years.
    • An individual must have a regular source of income to liquidate the loans.
    • The housing loan to HUF will not be considered.
    • The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.

    Documents Required

    • Duly Signed Application Form with Photograph
    • ID Proof
    • Residence Proof
    • Processing Fee Cheque
    • Latest Bank Statements
    • Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.

    Salaried Applicants:

    • Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
    • Last 3 Years ITR with Computation of Income
    • Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account

    Self-employed Applicants: 

    • ITR of Last 2-3 Years
    • Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years

    Get the Latest Updates About Home Loan Chandigarh

    Address of Allahabad Bank Branches in Chandigarh

    Branch NameAddressIFSC CodeMICRContact details
    Chandigarh Sector 17BSector - 17B, Sco - 49 - 50, Banksquare Chandigarh - 170016ALLA02101761600100010172-2702736/ 0172-2703002
    Sector - 8C , Madhya Marg ChandigarhS. C. O. No. 90 - 91 - 92 Sector - 8C, Madhya Marg Chandigarh - 160018 Chandigarh, Pin: 160018ALLA02103691600100030172-2547007/ 0172-2782040
    Sector - 34 A , ChandigarhSco 23 - 24 - 25 , City Centre Sector - 34 A, Chandigarh, Pin - 160012ALLA02119891600100040172-2621896/ 0172-2669477
    BadliBadli, ChandigarhBadli, Chandigarh2564785
    Service Branch ChandigarhService Branch Chandigarh, 3Rd Floor, Sco No.49 - 50, Bank Square, Sector 17 - B, Chandigarh - 160017 (Ut) Chandigarh, Pin: 160017ALLA02120120172-2728055/ 0172-2728055
    ManimajraScf-293, Motor Market, Manimajra, Chandigarh, Pin-160101ALLA02125701600102029041791503
    Sector-40 D, ChandigarhSco No. 327, Sector-40 D, Chandigarh, Pin-160036ALLA02125751600100139316032504
    Armb ChandigarhSco 49-50, 3Rd Floor, Sec 17-B, ChandigarhALLA02127091600100200172-5047188/87
    HallomajraAllahabad Bank, 1793 Ramdarbar Road, Bo- Hallomajra, Chandigarh, Pin- 160002ALLA02130901600100229888839020

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