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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
About Allahabad Bank Home Loan in Chandigarh
When in Chandigarh, looking for any sort of financial help, look no further as Allahabad Bank with its exclusive range of unique products and quality services leaves no stone unturned to give you an unforgettable banking experience. Yes, being founded in the year 1865 with a clear vision to deliver nothing but the best services, it would not be wrong to say that this public sector bank is here to change the game for big players. Yes, that right! With over 3,071 branches located at various locations of the country, the only endeavor of this bank is to reach out all its esteemed customers in best possible way.
Headquartered in Kolkata, this Government of India Undertaking with its handful of financial offerings such as home loan has been making sure to fulfill the desired dreams of many. Yes, no matter in which corner of the world you are, this reputed lender makes sure that you have a hassle-free home loan journey. By offering you this credit facility at competitive interest rate, minimal processing fee and flexible tenures, the main objective of Allahabad Bank is to always remembered for delivering the best.
This is the reason that over the years, the bank has created its own niche in the banking sector. And, has become the most preferred choice of the people living in the well-planned city of Chandigarh. Yes, if you are in this beautiful city and are hunting the best lender in the market, you don’t need to look further as Allahabad Bank is here to help. Taking ahead the legacy of 151 years produly, many of you will surely agree on the fact that this lender offers the best services and products in the city, hence is trusted by many. Well, to know more about this leading bank and the home loan, you just need to read this page further.
Allahabad Bank Home Loan Chandigarh at a Glance
Eligibility Criteria
- The minimum age of the applicant at the time of availing the loan should be 21 years.
- The maximum age of the applicant at the time of loan maturity should be 70 years.
- An individual must have a regular source of income to liquidate the loans.
- The housing loan to HUF will not be considered.
- The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.
Documents Required
- Duly Signed Application Form with Photograph
- ID Proof
- Residence Proof
- Processing Fee Cheque
- Latest Bank Statements
- Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.
Salaried Applicants:
- Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
- Last 3 Years ITR with Computation of Income
- Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account
Self-employed Applicants:
- ITR of Last 2-3 Years
- Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years
Get the Latest Updates About Home Loan Chandigarh
Address of Allahabad Bank Branches in Chandigarh