Allahabad Bank Home Loan Lucknow - Rates Dec 2023, IFSC, Eligibility, EMI

Allahabad Bank Home Loan in Lucknow

About Allahabad Bank Home Loan in Lucknow

The City of Nawabs welcomes you with open arms, especially when you are looking for any sort of financial help. Yes, this beautiful city never leaves disappointed to those who are in urgent finances, and this is the reason that Lucknow is a hub of many leading lenders be it banks or NBFCs. And, Allahabad Bank is one such lender in the city that ensures to meet the diverse needs of all the residents. Being established in the year 1865, with an endeavor to deliver the best financial services and products to all its valuable customers, there is no denying the fact that this bank is still ensuring the same.

Yes, since its inception, it has been doing every possible bit to offer an enriching banking experience to the people around the globe. This is the reason that today this public sector lender has created its impact and has more than 3,071 branches located in many cities of the country. With the help of this geographical presence, there is no denying the fact that the only endeavor of the bank is to reach out all its customers in the best possible way. This geographical presence allows you to be in touch with the lender always so that when you are in need of the finances, you will get the same.

If we talk about the home loan offered by this leading bank, this credit facility comes to you at lowest interest rates, less processing fee and flexible tenures. Yes, you can avail this product at a fee of 0.40% of the loan amount for upto 30 years, hence can get closer to your dream home wish. So, if you are in Lucknow and want to know more about the home loan offered by Allahabad Bank, reading this page is helpful.

Allahabad Bank Home Loan Lucknow at a Glance

Interest Rate (in p.a.)8.75% - 9.90%
Loan AmountUp to ₹500 Lakh
Tenure30 Years
Processing Fee0.40% of the loan amount, maximum ₹17,250
Pre- payment ChargesNil

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 years.
  • The maximum age of the applicant at the time of loan maturity should be 70 years.
  • An individual must have a regular source of income to liquidate the loans.
  • The housing loan to HUF will not be considered.
  • The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.

Documents Required

  • Duly Signed Application Form with Photograph
  • ID Proof
  • Residence Proof
  • Processing Fee Cheque
  • Latest Bank Statements
  • Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy, etc.

Salaried Applicants:

  • Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
  • Last 3 Years ITR with Computation of Income
  • Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account

Self-employed Applicants: 

  • ITR of Last 2-3 Years
  • Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years

Get More Info on Home Loan Lucknow

Address of Allahabad Bank Branches in Lucknow

Branch NameAddressIFSC CodeMICRCustomer Care
Aminabad13 & 14, Aminabad Park, LucknowALLA02100612260100060522-2615552, 2615599
HazratganjHazratganj Branch, LucknowALLA02100622260100020522-2286427
City Office311/3 Kamala Nehru Marg, Chowk, LucknowALLA02100632260100070522-2255716
BalrampurVeer Vinayak Chowk Balrampur, Pin: 271201ALLA021031505263-235665
DaliganjOpp.Ramadhin Inter College P.O. Niralanagar DaliganjALLA02104262260100080522-2741890
Lucknow SultanpurCivil Lines, Bus Station SultanpurALLA021043105362-222422
Aish Bagh274/292, Aish Bagh Road Rajendranagar, Aish Bagh Lucknow - Uttar Pradesh 226004ALLA02105672260100030522-2693505
Hussain Ganj61A, Guru Govinda Singh Marg Near - Lalkuan, Hussainganj Lucknow - 226019 Uttar PradeshALLA02105712260100100522-2636134, 6549623
Lucknow Alambagh551J/122, Joshi Bhawan, Talkatora Road, Near Alambagh Crossing, Dist - Lucknow, Pin - 226005ALLA02105802260100042456288, 2451589
Kaiserbagh7, Balmiki Marg, Lalbagh, LucknowALLA02106932260100120522-2612763, 2631267
Ujariyawan4/4 Vivek Khand UjariyawanALLA02109692260100090522-6548483, 2303012
AliganjKapoorthala Complex, Arif Chambers - 1, 1St Floor, LucknowALLA02109772260100050522-6456550, 2331658
KGMCK G Medical College Training, LucknowALLA02110282260100130522-2255189, 2258479,
IndiranagarA - 869, Indiranagar, LucknowALLA0211142226010011522-2348223, 2345420
Lucknow JanakipuramLucknowALLA02119932260100140522- 2731976/2365314

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