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Allahabad Bank Jaipur

Allahabad Bank Jaipur

Last Updated : March 18, 2017, 3:58 p.m.

About Allahabad Bank

‘The Pink City of India’, also known as Jaipur is no doubt a very colourful city, rich in culture, tradition and heritage, hence grabs the attention of one and all. But, apart from these things, Jaipur is also best known for offering excellent financial services and products to those who are in urgent need of finances. And, keeping this thing in mind, Allahabad Bank with its exclusive range of financial services is here to reckon with. This public sector bank with its diverse range of financial products such as home loan, personal loan, car loan, education loan and property loan makes sure to meet the multiple needs of all its customers around the world.

With more than 3,071 branches and headquarters in Kolkata, it would not be wrong to say that this public sector bank with its innovative approach and creative approach is here to rule the game. This Government of India Undertaking with its strong brand ethos, unique product range and technological advancements, ensures not to disappoint any one. This is the reason that people of Jaipur prefer to aval the services offered by this leading bank. In case, you are looking for something more, you just need to take a look at the page below.

Allahabad Bank Jaipur Branches

Branch NameAddressIFSC CodeMICRCustomer Care
Jaipur Mi RoadJaipuria Mansion, Mi Road JaipurALLA02101773020100020141-2379383, 2370519
Sriganganagar & RbbShah Complex Opp.S.D.College, Suratgarh Road Sriganganagar RajasthanALLA02101793350010020154-2470509, 2473971
Ambabari13 - 14, Shopping Center, Ambabari Colony, JaipurALLA02105723020100040141-2336329, Fax: 2334550
Jaipur Kishanpole274, Kishanpole Bazar, Jaipur - 1ALLA02109153020100030141-2318326, Fax: 2310664
Jaipur Subhas NagarShopping Centre, Subhas Nagar, Jaipur Rajasthan 302016ALLA02118853020100050141-2280616
Jaipur Tonk Road361, Himmat Nagar, Goplapura Mod, Tonk Road JaipurALLA02119853020100060141-2552825
Kec JaipurF - 26 Gautam Marg Vaishali Nagar Jaipur Rajasthan 302012ALLA02121093020100080141-2358275
Vidyadhar NagarJaipur, RajasthanALLA02123883020100130141 - 2236298
Sidhi (W.B)Vill. & P.O. Sidhi Block Jaipur Dist. Purulia West Bengal, Pin: 723201ALLA0211646723010502
Service Branch JaipurRnt School Janta Colony Jaipur - 302004 Jaipur - 302 004 Rajasthan, Pin: 302004ALLA02118670141-2600162
Sardar Khandaka HospitalKalwar Road, Vill Hathoj Dist. - Jaipur Rajasthan, Pin: 303706ALLA02121943020100110141-5148551
Rajasthan Sanskrit UniversityVill - Madau, P.O. Jaisinghapur Tehsil - Sangamer Dist. - Jaipur Rajasthan, Pin: 302026ALLA02121953020100120141-3202224
SamredkalanVill. & P. O. Samredkalan Block - Ramgarh Bandh Dist. Jaipur - 303 109 RajasthanALLA02116149829687164
Jaipur RtdcHotel Swagatam, Rtdc Head Office, Near Rly Stn Jaipur. 30200 Jaipur Rajasthan, Pin: 302001ALLA02121503020100100141-2201459
Jaipur Rnt SchoolRnt School Janta Colony Jaipur - 302004 Jaipur Rajasthan, Pin: 302004ALLA02121493020100090141-2610232
Jaipur Raja Park373A Lane No. - 1, Rajapark Jaipur - 302 004 Rajasthan, Pin: 302004ALLA02120823020100070141-2621163
Idco Ltd. Jajpur RoadIdco Ltd.Jajpur Road Extension Ctn., JaipurALLA02124386726221490
Hal AcademyHia, Jagdishpur, Rajni Vihar, Jaipur - 302024ALLA02124430141-2170564
Mansarovar90/09, Madhyam Marg, Mansarovar, Jaipur, Rajasthan 302020ALLA02124643020100159460947712
BassiNh 11, Opp.Balram Ashram, Bassi Chak Stand Bassi, Dist.Jaipur, Pin 303301ALLA02129983030101018852943715
KoraputJaipur Main Road, Koraput, KoraputALLA02131317640100038093212095
Mundiya RamsarMain Road, Mundiya Ramsar, Jaipur 302013ALLA02132149928651902
RojdaRojda Opp Patwar Bhavan, Vill Tojda, Tehsil Amer, Jaipur, 302012ALLA02132153020100529001043789
PacharRamkui Stand, Pachar, Kalwar, Jaipur 303706ALLA02132163030101029950170533
Jaipur Pratap NagarAllahabad Bank Plot No. 34- B1 & B2 Haldighati Marg Pratapnagar, Tonk Road Jaipur RajasthanALLA02134207597536159
JagatpuraPlot No.7, Rohini Nagar, 200 Ft Road, Mahal Road, Jagatpura Jaipur Rajastha, Pin 302025ALLA02134333020100178696772897

Products Offered by Allahabad Bank in Jaipur

There are many products such as home loan, car loan, education loan, property loan and personal loan that can easily be availed by you. Yes, all these products come handy to you via Allahabad Bank. To know about their eligibility, take a look at the page below.

Basic Details of Allahabad Bank Loans

ProductEligibilityInterest Rate
(in p.a.)
Loan AmountTenureProcessing Fee
Home LoanThe minimum age of the applicant at the time of availing the loan should be 21 years.
The maximum age of the applicant at the time of loan maturity should be 70 years.
An individual must have a regular source of income to liquidate the loans.
The housing loan to HUF will not be considered.
The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.
8.75% - 9.90%Up to ₹500 Lakh(depends on combined income)30 Years0.40% of the loan amount, maximum ₹17,250
Personal LoanPensioners:
Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
Doctors:
Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.
10.00% - 15.00%₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less48-60 MonthsNil-1.22% of loan Minimum ₹614
Car LoanSalaried Person :Minimum gross monthly income of ₹ 25,000/-

Agriculturist : Minimum 5 acres of irrigated land holding

Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived.

Retired individuals : Drawing monthly pension of ₹ 15,000/= and above.
Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan
8.05% OnwardsMaximum of 3 times of Net Annual Income / Net Annual Salary.

Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower
For New Vehicle :
Individuals: Maximum 84 Months

For Firm/ Companies: Maximum 60 Months

For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower
0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL)
Property LoanMinimum 21 years & maximum 70 years at the time of sanction of loan.
In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old.

Individual: Income should be minimum ₹1.20 Lacs per annum.
Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed.
In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity.

However, the income will be taken as per audited balance sheet/ IT return of last financial year.
In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different.
14.1%₹5.00 Lakh-200.00 Lakh108 MonthsAbove ₹150 Lac: 0.31%, Min ₹92115
Education LoanStudies in India (Indicative list):
Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc.
Studies abroad:
For job oriented professional/ technical courses offered by reputed universities.
8.95%-10.6%Study in India:
Up to ₹20 Lakh depending on the Institute.
Study abroad: ₹50 Lakh
Upto 15 YearsFor studies in India
For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/-
For studies abroad
For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/-

Documents Required

ProductDocuments
Home LoanDuly Signed Application Form with Photograph
ID Proof
Residence Proof
Processing Fee Cheque
Latest Bank Statements
Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.
Salaried Applicants:
Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
Last 3 Years ITR with Computation of Income
Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account
Self-employed Applicants:
ITR of Last 2-3 Years
Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years
Personal LoanSalaried:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 months salary – slips
Form 16 or Income Tax Returns

Self-employed:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Car LoanDuly signed application form
Photographs
ID Proof
Age Proof
Income Proof
Residence Proof
RC Copy
Used Car-Valuation Copy
Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
Utility bills of shops and establishments, etc.
Property LoanSalaried Customers
Loan application form with passport size photographs
Proof of identity and residence proof
Current bank statement and latest salary slip
PAN Card / Form 60
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Professionals
Complete loan application form with passport size photographs
Address proof and identity proof
Current bank statement and latest salary slip
Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Businessman
Loan against property application form with passport size photographs
Proof of identity and proof of address
Current bank statement and latest salary slip
Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business)
Last 6 months bank transactions statement
Cheque for the processing fee
Education LoanAdmission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any.
Attested copies of age proof, residence proof and birth date.
Self attested passport size photograph of applicant, co applicants and guarantor.
Copy of degree certificates and mark-sheet of previous qualified course
Income proof/latest tax return of co applicants, parents, guarantor (if any).
Details of collateral security along with government approved valuation certificate (if any).
Bank account statement of applicant, copy of passport and visa in case of abroad.

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