Allahabad Bank Personal Loan in Jammu

About Allahabad Bank Personal Loan Jammu

Want to avail the best deal for a personal loan in Jammu? If yes, you need to read this! Allahabad Bank offers the lucrative deal in the city so that all your needs can easily be fulfilled. This credit facility comes to you with lots of features and benefits to choose from. So, why to wait? Go and get the best deal online.

Allahabad Bank Personal Loan Jammu at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.50% - 13.00%
Loan Amount₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less
Tenure48-60 Months
Processing FeeNil-1.22% of loan Minimum ₹614
Pre- payment Charges2.28% of outstanding balance only in case of takeover

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Eligibility Criteria

For Salaried/Pensioners/Doctors

  • Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
  • The organization proposed for designation must have strength of minimum 20 eligible employees.
  • Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
  • Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.

Documents Required

For Salaried/Self-employed

  • Photo ID and age proof
  • Signed application form with photograph
  • Residence proof
  • Last 6 months bank statement
  • Last 3 months salary – slips
  • Form 16 or Income Tax Returns
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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Address of Allahabad Bank Branches in Jammu

Branch NameAddressIFSC CodeMICRCustomer Care
Jammu67, Vir Marg, (Residency Road) Jammu Tawi Jammu & Kashmir Pin 180 001, Pin: 180001ALLA02104731800100010191-2573486
Jammu Bahu PlazaShop No. 16A & Show Room No.3 Ground Floor, South Block B - 2, Bahu Plaza, Rail Head Complex, Jammu - 180004ALLA02120621800100020991-2472493
SrinagarSrinagar, Stadium Road Opposite : Iqbal Park, Srinagar Jammu & Kashmir, Pin: 190001ALLA02106211900100020194-2455700
Katra VaishnadeviKatra Vaishnadevi, Hotel Mount View, Katra Jammu Road, Dist Udhampur Jammu & Kashmir, Pin: 0ALLA021209818201020101991-232778
Jammu - Transport NagarPlot No 8, Narwal Road, Transport Nagar, Jammu Pin - 180012ALLA021269518001000396975-01520
Talab TilloOpp- Royal Estate Banquet Hall, Jammu-Poonch Highway, Talab Tillo, Jammu-180002ALLA02133841800100049419140654
Gandhi NagarGurudwara Baba Fateh Singh, Gandhi Nagar, Jammu- 180002ALLA02133851800100059419104585
Bari BrahmanaAllahabad Bank Near Jk Oil Mill, Nh 1A Bari Brahmana Distt. Samba Jammu And Kashmir 181133ALLA02134491800100069419181825

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