Allahabad Bank Personal Loan in Jammu

Personal Loan

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    About Allahabad Bank Personal Loan Jammu

    Want to avail the best deal for a personal loan in Jammu? If yes, you need to read this! Allahabad Bank offers the lucrative deal in the city so that all your needs can easily be fulfilled. This credit facility comes to you with lots of features and benefits to choose from. So, why to wait? Go and get the best deal online.

    Allahabad Bank Personal Loan Jammu at a Glance

    ParticularsDetails
    Interest Rate (in p.a.)8.45% - 12.95%
    Loan Amount₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less
    Tenure48-60 Months
    Processing FeeNil-1.22% of loan Minimum ₹614
    Pre- payment Charges2.28% of outstanding balance only in case of takeover

    Eligibility Criteria

    For Salaried/Pensioners/Doctors

    • Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
    • The organization proposed for designation must have strength of minimum 20 eligible employees.
    • Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
    • Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.

    Documents Required

    For Salaried/Self-employed

    • Photo ID and age proof
    • Signed application form with photograph
    • Residence proof
    • Last 6 months bank statement
    • Last 3 months salary – slips
    • Form 16 or Income Tax Returns
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Click to Know About Personal Loan Jammu

    Address of Allahabad Bank Branches in Jammu

    Branch NameAddressIFSC CodeMICRCustomer Care
    Jammu67, Vir Marg, (Residency Road) Jammu Tawi Jammu & Kashmir Pin 180 001, Pin: 180001ALLA02104731800100010191-2573486
    Jammu Bahu PlazaShop No. 16A & Show Room No.3 Ground Floor, South Block B - 2, Bahu Plaza, Rail Head Complex, Jammu - 180004ALLA02120621800100020991-2472493
    SrinagarSrinagar, Stadium Road Opposite : Iqbal Park, Srinagar Jammu & Kashmir, Pin: 190001ALLA02106211900100020194-2455700
    Katra VaishnadeviKatra Vaishnadevi, Hotel Mount View, Katra Jammu Road, Dist Udhampur Jammu & Kashmir, Pin: 0ALLA021209818201020101991-232778
    Jammu - Transport NagarPlot No 8, Narwal Road, Transport Nagar, Jammu Pin - 180012ALLA021269518001000396975-01520
    Talab TilloOpp- Royal Estate Banquet Hall, Jammu-Poonch Highway, Talab Tillo, Jammu-180002ALLA02133841800100049419140654
    Gandhi NagarGurudwara Baba Fateh Singh, Gandhi Nagar, Jammu- 180002ALLA02133851800100059419104585
    Bari BrahmanaAllahabad Bank Near Jk Oil Mill, Nh 1A Bari Brahmana Distt. Samba Jammu And Kashmir 181133ALLA02134491800100069419181825

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