Andhra Bank Car Loan Jaipur
Andhra Bank is one of the leading and oldest banks in India with more than 90 years of experience in providing customer-friendly services in India. From home loans to car loans, Andhra Bank offers an affordable rate of interest throughout the country including Jaipur. Read this article to more about the Jaipur branch of Andhra Bank.
Andhra Bank Car Loan in Jaipur at a Glance
|Interest Rate||7.80% - 7.90%|
|Loan amount||Depending on the income flow and repayment capacity of an individual|
|Tenure||60 months (used cars)-84 months (new cars)|
|Processing Fee||As applicable by the bank|
|Pre- payment charges||1% on the balance outstanding at the time of prepayment|
Have a look at the eligibility criteria to apply for a car loan at Andhra Bank in Jaipur. Having said that, the eligibility criterion is subject to change from one applicant to another and here at Andhra Bank, the eligibility for an applicant is as given below:
- Any individual having a minimum gross income of ₹1 lakh per annum.
- Corporate customers of the Bank.
- Eligible amount is worked out based on the repayment capacity and maximum permissible EMI should not be more than 60% of net salary in case of salaried people and 70% in case of Non-salaried class.
- Used Cars: (not more than three years old): 60% of garage value or ₹25,00,000/- whichever is lower.
- The maximum loan amount for new vehicle is 90% on road price which includes invoice price, Life tax, Registration charges, Insurance, and accessories, if any, worth ₹5,000 /- or 3 years gross salary whichever is lower
Here is the list of documents that you must carry if you want to apply for a car loan at Andhra Bank.
- Documents for KYC Compliance
- Valid Driving License
- Passport size photos
- Loan application form
- Salary Slip
- Proforma Invoice
- IT Returns
- Assessment Order
- Valuation certificate from a reputed garage for a second sale (for women)
For more information, read Car Loan Jaipur
Address of Andhra Bank Branches in Jaipur
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Jaipur Branch||Panch Batti, M.I. Road Jaipur - 320025||ANDB0000269||302011002||0141 - 236|
|Adarshnagar||D - 137, Frontier Colony, Opposite Sv Public School, Bhag Singh Ka Chouraha, Adarsh Nagar, Jaipur||ANDB0001533||302011003||0141-2600334|
|MPK EC||MPK Homeopathy Medical, College & Research Cen||ANDB0001534||302011004||0141-2375627|
|Sirsi Road||21 Engineer’s Colony Sirsi Road Jaipur Rajasthan - 302034||ANDB0001773||302011005||0141 2470270|
|Kalwar||G Floor Indira Bazar Kalwar, Jaipur, Rajasthan, 303706||ANDB0001868||302011006||1412589950|
|Nangal Susawatan||Vpo Nangal Suswatan Amber Tehsil||ANDB0001893||302011007||9602768845|
|Badi Ka Bas||Main Tonk Road, Beelwa Panchayat, The-Sanganer, Jaipur, Rajasthan||ANDB0001896||302011008||9950247700|
|Niwaru Road||A-22, Ramneshpuri, Kailash Path, Niwaru Road, Jhotwara, Dt Jaipur, Rajasthan-302012||ANDB0002085||302011009||0141 2348563|
|Gopalpura||Rudra Tower, B-293, Scheme No.10B, Opposite Indian Oil Petrol Pump, Gopalpura Byepass, Jaipur-302018||ANDB0002106||302011010||1412763024|
|Thikariya||Thikariya Village, Main Road, Ajmer Road, Jaipur||ANDB0002190||7726988572|
|Bhatesari||Boorthal Road, Boorthal The Bassi, Jaipur||ANDB0002206||8107677606|
|ZO Jaipur||First Floor Sunmoon Chambers Near Ajmeri Pulia Linking Road Gopalwari Jaipur 302006||ANDB0002281||0141 2360985|
|Chomu||Ground Floor, Opp Bharat Talkies, Near Bus Stand, Chomu, Rajasthan, 303702||ANDB0002479||303011002||220010|
|Vaishali Nagar||Ground Floor, M K Plaza, Nand Vihar, Plot No 8, Amrapali West, Vaishali Nagar, Jaipur, Rajasthan, 302021||ANDB0002595||302011012||2360986|
|Mansarovar||Ground Floor, C 16, Khushi Vihar, Mansarovar, Jaipur, Rajasthan, 302020||ANDB0002596||302011013||2360986|
|Jagatpura||S 1 09 And S 1 10, Tda Employee Colony, Near Nri Colony, Teelawala, Jagatpura, Jaipur||ANDB0002643||302011011||9983159986|
|Kishangarh||Plot No 30, Vinayak Nagar, Opp R K Community Center, Jaipur Road, Madenganj, Kishangarh, Ajmer, Rajasthan, 305808||ANDB0002646||305011003||2360986|
|Shahpura||Bal Krishna Kumawat, Neem Ka Thana Road, Opp Head Post Office, Shahpura||ANDB0002684||303011004||2360986|