Andhra Bank Gurugram - Rates Feb 2023, IFSC Code, Main Branch

Andhra Bank Gurugram

About Andhra Bank

With its wide range of unmatched products and customer centric services, it would not be wrong to say that Andhra Bank is here to give the best experience to one and all. Yes, that’s right. With a strong network of over 2803 branches across India, this bank with its enormous range of banking products and services believes in offering the best customer exprience. While operating in 25 states and three Union Terrorities, Andhra Bank over the years has created its own space in the industry.

Be it retail, corporate, NRI, MSME and agricultural industries, the bank ensures that all your financial needs can easily be fulfilled in least time frame. Ranging from housing loan, education loan, personal loan and gold loan to credit cards, the bank is into all. You name it and this lender is at your service always. Since its formation in the year 1923, Andhra Bank is best known for catering the needs of all via its remarkable pool of financial products and services.

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.

Branch Name Complete Address IFSCMICRCustomer Care
Old Station RoadSco 5, Jail Land Complex, Old Station Road, Gurgoan, 122001ANDB00023731100110789466036373
Palam ViharSco 28, Sector 23, Palam Vihar, Gurgoan 122017ANDB00024292460825
Gurgoan NirvanaShop No B Gf 008, Vnitech Business Zone, Nirvana Country, Gurugram, Haryana 122018ANDB000266725713641
Gurgoan Rosewood CityShop No 79, 80, Ground Floor, Eros City Square, Rosewood City, Sec 49, Gurgoan, HaryanaANDB000266825713641
Gurugram19 - 20, Shopping Complex, Sector 31 - 32, Gurugram - 122001ANDB0001115110011021124
Palam ViharPalam Vihar, Saini Market, Gurugram, HaryanaANDB00011311100110220124-2223192
South City - HaryanaSignature Towers, South City - 1, Nh 8 Gurugram, Haryana - 122001ANDB00013771100110370124-2581941
Sushant LokBestech Central Square, Lg 6, Sector 57, Sushant Lok 2, Gurugram- 122002ANDB00015961100110420124-2571330
Zonal Office, NewdelhiSignature Towers, Nh-8, South City-1, Gurugram, Haryana - 122001ANDB0000682
Sector 46 GurugramSco 129 Huda Market Sector 46 Gurugram Haryana 122002ANDB00018741100110610124 2579863
ManesarSco No D-7, Sector - 1, Imt Manesar, Gurugram, HaryanaANDB0001966110011062
JharsaBuilding No 16, Housing Board Colony, Jharsa Road, GurugramANDB00021877428881310
BadshapurOpp Radha Krishna Mandir, Sohna Road, Badshapur, GurugramANDB00022059873978972
BhondsiShop No 1, Dgt Maritime Academy, Opp Bus Stand, Bhondsi, GurugramANDB00022079650763233

DhankotDhankot Village, Dist Gurugram, HaryanaANDB00022099818700855
Sushant ArcadeGurugram H No 110 To 112, Sushant Shopping Arcade, B Block, Sl 1, Ggn, Haryana 122002ANDB000254725713641
Gurugram Sec Seventy TwoShop No 2, 3, 4, 5, Spaze Privy, Sector 72, Gurugram, HaryanaANDB000289525713642
Gurugram Sec Sixty NineSpaze Plazo, Sec 69, Gurugram, Haryana, 122001ANDB00030127834954710

Products Offered by Andhra Bank in Gurugram

If you live in Gurugram, you have many reasons to smile as Andhra Bank offers an exclusive range of products to choose from. Yes, be it personal loan, housing loan, gold loan or education loan, this lender always impresses with its best of services and products.

Basic Details of Andhra Bank Loans

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

6.40% - 7.40%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)
7.80% - 7.90%Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity8.90% - 13.00%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required

Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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