Andhra Bank Gurugram
Last Updated : Jan. 24, 2017, 6:33 p.m.
About Andhra Bank
With its wide range of unmatched products and customer centric services, it would not be wrong to say that Andhra Bank is here to give the best experience to one and all. Yes, that’s right. With a strong network of over 2803 branches across India, this bank with its enormous range of banking products and services believes in offering the best customer exprience. While operating in 25 states and three Union Terrorities, Andhra Bank over the years has created its own space in the industry.
Be it retail, corporate, NRI, MSME and agricultural industries, the bank ensures that all your financial needs can easily be fulfilled in least time frame. Ranging from housing loan, education loan, personal loan and gold loan to credit cards, the bank is into all. You name it and this lender is at your service always. Since its formation in the year 1923, Andhra Bank is best known for catering the needs of all via its remarkable pool of financial products and services.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Old Station Road | Sco 5, Jail Land Complex, Old Station Road, Gurgoan, 122001 | ANDB0002373 | 110011078 | 9466036373 |
| Palam Vihar | Sco 28, Sector 23, Palam Vihar, Gurgoan 122017 | ANDB0002429 | 2460825 | |
| Gurgoan Nirvana | Shop No B Gf 008, Vnitech Business Zone, Nirvana Country, Gurugram, Haryana 122018 | ANDB0002667 | 25713641 | |
| Gurgoan Rosewood City | Shop No 79, 80, Ground Floor, Eros City Square, Rosewood City, Sec 49, Gurgoan, Haryana | ANDB0002668 | 25713641 | |
| Gurugram | 19 - 20, Shopping Complex, Sector 31 - 32, Gurugram - 122001 | ANDB0001115 | 110011021 | 124 |
| Palam Vihar | Palam Vihar, Saini Market, Gurugram, Haryana | ANDB0001131 | 110011022 | 0124-2223192 |
| South City - Haryana | Signature Towers, South City - 1, Nh 8 Gurugram, Haryana - 122001 | ANDB0001377 | 110011037 | 0124-2581941 |
| Sushant Lok | Bestech Central Square, Lg 6, Sector 57, Sushant Lok 2, Gurugram- 122002 | ANDB0001596 | 110011042 | 0124-2571330 |
| Zonal Office, Newdelhi | Signature Towers, Nh-8, South City-1, Gurugram, Haryana - 122001 | ANDB0000682 | ||
| Sector 46 Gurugram | Sco 129 Huda Market Sector 46 Gurugram Haryana 122002 | ANDB0001874 | 110011061 | 0124 2579863 |
| Manesar | Sco No D-7, Sector - 1, Imt Manesar, Gurugram, Haryana | ANDB0001966 | 110011062 | |
| Jharsa | Building No 16, Housing Board Colony, Jharsa Road, Gurugram | ANDB0002187 | 7428881310 | |
| Badshapur | Opp Radha Krishna Mandir, Sohna Road, Badshapur, Gurugram | ANDB0002205 | 9873978972 | |
| Bhondsi | Shop No 1, Dgt Maritime Academy, Opp Bus Stand, Bhondsi, Gurugram | ANDB0002207 | 9650763233 | |
| Dhankot | Dhankot Village, Dist Gurugram, Haryana | ANDB0002209 | 9818700855 | |
| Sushant Arcade | Gurugram H No 110 To 112, Sushant Shopping Arcade, B Block, Sl 1, Ggn, Haryana 122002 | ANDB0002547 | 25713641 | |
| Gurugram Sec Seventy Two | Shop No 2, 3, 4, 5, Spaze Privy, Sector 72, Gurugram, Haryana | ANDB0002895 | 25713642 | |
| Gurugram Sec Sixty Nine | Spaze Plazo, Sec 69, Gurugram, Haryana, 122001 | ANDB0003012 | 7834954710 |
Products Offered by Andhra Bank in Gurugram
If you live in Gurugram, you have many reasons to smile as Andhra Bank offers an exclusive range of products to choose from. Yes, be it personal loan , housing loan, gold loan or education loan, this lender always impresses with its best of services and products.
Basic Details of Andhra Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | Minimum age at the time of application-21 Years Maximum age permitted at the time of loan maturity-65 Years | 8.60% - 11.20% | Depends upon your monthly income & repayment capacity | 30 Years | As applicable by the bank |
| Gold Loan | Any property identified person/existing customers | 9.5%-9.7% | ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less | Appraising Charges:1% of the loan amount sanctioned | |
| Vehicle Loan | Minimum take home pay of 40% after all monthly deductions (2 Wheeler) Minimum gross income of ₹1 Lakh per annum (4 Wheeler) | 7.80% - 7.90% | Depending on the income flow and repayment capacity of an individual | 60 months(used cars)-84 months(new cars) | As applicable by the bank |
| Education Loan | Student should be an Indian. Have secured admission to a higher course. Allowed to meritorious students. | 10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs) | ₹ 20,000-No upper limit | 2-7 Years | No Processing Fee (study in India) |
| Personal Loan | Salaried , pensioners or any individual with good repayment capacity | 11.80% - 15.50% | Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower. Clean Loans: Not less than 40% of gross salary . 2 times average annual proven income. 8 time sof monthly pension | 60 Months |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct |
| Gold Loan | Latest passport size photographs with duly filled application form. Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport This loan is offered to the customers who are identified as per KYC AML norms. |
| Vehicle Loan | For Generic: Documents for KYC Compliance Valid Driving License Salary Slip Proforma Invoice IT Returns Assessment Order For Women: Valid Driving License Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice Valuation Certificate from Reputed Garage for Second Sale |
| Education Loan | Duly filled application form with passport size photographs Identity & Address Proof-Latest Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof Fee particulars from College/University, etc |
| Personal Loan | Salary Slip/ IT Returns/Assessment Order, Property Statement For non-salaried:Latest Income Tax Assessment Order, Property Statement Any other Valid Document Latest Quotation for Article Proposed to be Purchased |