Andhra Bank Kolkata
Last Updated : Jan. 28, 2017, 3:08 p.m.
About Andhra Bank
Andhra Bank is one such public sector bank that created its own niche in the Indian banking sector with its diverse range of financial products and services. Established in the year 1923, with a core vision to offer the best banking experience to one and all, it would not be wrong to say that this lender will surely fulfill all your needs. With its exclusive range of services in the field of retail, agricultural, NRI, MSME, corporate, credit cards and last but not the least online banking, this lender ensures that you always get the best.
Right from personal loan, housing loan, vehicle loan, education loan to gold loan, this lender with its diversified range of financial products ensures to cater all your requirements in best possible manner. With a number of 2803 branches widespread across India along with holding the operations in 25 states, plus three Union Terrorites, Andhra Bank is the bank of people, living in Kolkata.
Andhra Bank Kolkata Branches
There are a lot of Andhra Bank branches in Kolkata. Here we have compiled a list of all the branches along with their IFSC and MICR codes also mentioning the complete address of the respective branch.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Ballygunge | Ballygunge, Kolkata | ANDB0000062 | 700011002 | |
| Kolkata | 14/B, Extra Street, Pb - 2786, Kolkata - 700001 | ANDB0000070 | 700011005 | |
| Karaya Road | 4/2, Karaya Road, Kolkata - 700017 | ANDB0000287 | 700011010 | 033-22891951 |
| Munshi Bazar | 10/2 Beleghata Road, Kolkata - 700015 | ANDB0000288 | 700011009 | 033-22510896 |
| New Alipore | 497 C, Block - M , New Alipore, Kolkata - 700053 | ANDB0000398 | 700011007 | |
| Burra Bazar | 23/1, Maharshi Devendra Road, Alu Posta, Kolkata - 700007 | ANDB0000731 | 700011003 | 033-22749402 |
| Chowringhee, Kolkata | 58 - Chowringhee Road , Kolkata - 700071 | ANDB0000770 | 700011004 | |
| Kidderpore | 117A, Karl Marx Sarani, Kidderpore, Kolkata - 700023 | ANDB0000815 | 700011006 | 033-245910 |
| Salt Lake | Iii/Lb - 2, Sector Iii, Salt Lake City, Kolkata - 700098 | ANDB0001023 | 700011011 | 033-23351673 |
| Jodhpur Park | 1/392, Gariahat Road (South), Kolkata - 700068 | ANDB0001186 | 700011012 | 033-24725550 |
| Ballygunge Park | 48/1A, Gariahat Road, Kolkata - 700019 | ANDB0001215 | 700011013 | |
| Rahmania High School | Jahagir Mohalla K.T. Road, Asansol - 713302 | ANDB0001225 | 713011501 | 0341-2271356 |
| Kaikhali | Kaikhali, Kolkata | ANDB0001291 | 700011015 | |
| Garia | 43 Raja S.C.Mullick Road Ganguli Bagan, Kolkata - 700084 | ANDB0001464 | 700011016 | 033-24258399 |
| Muralidhar Girls College, Ballugunge, Kolkata | P - 411/14 Gariahat Rd, Ballygunge Kolkata | ANDB0001519 | 700011018 | 033-24656341 |
| vivekananda college for women EC | 131, D.H.Road, Barisha, Kolkata | ANDB0001520 | 700011014 | 033-24458944 |
| Kasba | 325, Rajdanga, Main Road, Near Arambagh, Hatcheries, Kolkata - 107 | ANDB0001673 | 700011017 | 033-24417577 |
| Regional Collection Centre | 9, Rabindra Sarani, 2Nd Floor , Kolkata - 73 - 700 031 | ANDB0000979 | 700011001 | 22154533 |
| Baranagar | 101/A, B - T Road, North 24 Paraganas, Kolkata - 700 090 | ANDB0001761 | 700011021 | |
| Bidhannagar | Cd - 28, Sector I, Salt Lake, Kolkata - 700064 | ANDB0001807 | 700011022 | 033-23597962 |
| Behala | 250, Diamond Harbour Road, Kolkata - 700063 | ANDB0001808 | 700011023 | 033-24073813 |
| Zonal Office | 4/2, Karaya Road, Kolkata - 700017 | ANDB0000673 | ||
| South Dum Dum | 251 Jessore Road Kajipara Nagerbazar Kolkata 700028 | ANDB0002216 | 700011028 | 033 25500022 |
| RCC Kolkata | 9 Rabindra Sarani, Kolkata 700 073 | ANDB0000949 | ||
| New Garia | Andhra Bank, New Garia Branch, Medical Centre Market Bldg, New Garia Dev Co-Op Hsg Society Ltd, Sreenagar Main Roas, New Garia, Kolkata | ANDB0002320 | 700011029 | 9830888740 |
| Nimta Bazar | 42 43, M B Road, Nihar Bhavan, Kolkata, 700049 | ANDB0002505 | 700011032 | 25410031 |
| Mukundapur | 544 B 3, Nayabad Main Road, P.O Mukundapur, Kolkata 700099 | ANDB0002650 | 700011033 | 9433611936 |
| Shibrampore | No 5, Kalipur, Sakuntala Park, Shibrampore, Biren Roy Road West, Kolkata, 700061 | ANDB0002885 | 700011040 | 9432334284 |
Products Offered by Andhra Bank in Kolkata
Be it personal loan, housing loan , gold loan or education loan, Andhra Bank is here with its diverse range of financial services and products to avail. To know more about them, just go through the page below.
Basic Details of Andhra Bank Loans
Let's take a glance at all the products available at Abdhra Bank in Kolkata along with their eligibility criteria :
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | Minimum age at the time of application-21 Years Maximum age permitted at the time of loan maturity-65 Years | 8.60% - 11.20% | Depends upon your monthly income & repayment capacity | 30 Years | As applicable by the bank |
| Gold Loan | Any property identified person/existing customers | 9.5%-9.7% | ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less | Appraising Charges:1% of the loan amount sanctioned | |
| Vehicle Loan | Minimum take home pay of 40% after all monthly deductions (2 Wheeler) Minimum gross income of ₹1 Lakh per annum (4 Wheeler) | 7.80% - 7.90% | Depending on the income flow and repayment capacity of an individual | 60 months(used cars)-84 months(new cars) | As applicable by the bank |
| Education Loan | Student should be an Indian. Have secured admission to a higher course. Allowed to meritorious students. | 10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs) | ₹ 20,000-No upper limit | 2-7 Years | No Processing Fee (study in India) |
| Personal Loan | Salaried , pensioners or any individual with good repayment capacity | 11.80% - 15.50% | Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower. Clean Loans: Not less than 40% of gross salary . 2 times average annual proven income. 8 time sof monthly pension | 60 Months |
Documents Required
The documents required to avail any type of financial services from Abdhra Bank Kolkata are as follows :
| Product | Documents |
|---|---|
| Housing Loan | Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct |
| Gold Loan | Latest passport size photographs with duly filled application form. Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport This loan is offered to the customers who are identified as per KYC AML norms. |
| Vehicle Loan | For Generic: Documents for KYC Compliance Valid Driving License Salary Slip Proforma Invoice IT Returns Assessment Order For Women: Valid Driving License Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice Valuation Certificate from Reputed Garage for Second Sale |
| Education Loan | Duly filled application form with passport size photographs Identity & Address Proof-Latest Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof Fee particulars from College/University, etc |
| Personal Loan | Salary Slip/ IT Returns/Assessment Order, Property Statement For non-salaried:Latest Income Tax Assessment Order, Property Statement Any other Valid Document Latest Quotation for Article Proposed to be Purchased |