Andhra Bank Kolkata

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About Andhra Bank 

Andhra Bank is one such public sector bank that created its own niche in the Indian banking sector with its diverse range of financial products and services. Established in the year 1923, with a core vision to offer the best banking experience to one and all, it would not be wrong to say that this lender will surely fulfill all your needs. With its exclusive range of services in the field of retail, agricultural, NRI, MSME, corporate, credit cards and last but not the least online banking, this lender ensures that you always get the best.   

Right from personal loan, housing loan, vehicle loan, education loan to gold loan, this lender with its diversified range of financial products ensures to cater all your requirements in best possible manner. With a number of 2803 branches widespread across India along with holding the operations in 25 states, plus three Union Terrorites, Andhra Bank is the bank of people, living in Kolkata.      

Andhra Bank Kolkata Branches

There are a lot of Andhra Bank branches in Kolkata. Here we have compiled a list of all the branches along with their IFSC and MICR codes also mentioning the complete address of the respective branch.

Branch Name Complete Address IFSCMICRCustomer Care
BallygungeBallygunge, KolkataANDB0000062700011002
Kolkata14/B, Extra Street, Pb - 2786, Kolkata - 700001ANDB0000070700011005
Karaya Road4/2, Karaya Road, Kolkata - 700017ANDB0000287700011010033-22891951
Munshi Bazar10/2 Beleghata Road, Kolkata - 700015ANDB0000288700011009033-22510896
New Alipore497 C, Block - M , New Alipore, Kolkata - 700053ANDB0000398700011007
Burra Bazar23/1, Maharshi Devendra Road, Alu Posta, Kolkata - 700007ANDB0000731700011003033-22749402
Chowringhee, Kolkata58 - Chowringhee Road , Kolkata - 700071ANDB0000770700011004
Kidderpore117A, Karl Marx Sarani, Kidderpore, Kolkata - 700023ANDB0000815700011006033-245910
Salt Lake Iii/Lb - 2, Sector Iii, Salt Lake City, Kolkata - 700098ANDB0001023700011011033-23351673
Jodhpur Park1/392, Gariahat Road (South), Kolkata - 700068ANDB0001186700011012033-24725550
Ballygunge Park48/1A, Gariahat Road, Kolkata - 700019ANDB0001215700011013
Rahmania High SchoolJahagir Mohalla K.T. Road, Asansol - 713302ANDB00012257130115010341-2271356
KaikhaliKaikhali, KolkataANDB0001291700011015
Garia43 Raja S.C.Mullick Road Ganguli Bagan, Kolkata - 700084ANDB0001464700011016033-24258399
Muralidhar Girls College, Ballugunge, KolkataP - 411/14 Gariahat Rd, Ballygunge KolkataANDB0001519700011018033-24656341

vivekananda college for women EC 131, D.H.Road, Barisha, KolkataANDB0001520700011014033-24458944
Kasba325, Rajdanga, Main Road, Near Arambagh, Hatcheries, Kolkata - 107ANDB0001673700011017033-24417577
Regional Collection Centre9, Rabindra Sarani, 2Nd Floor , Kolkata - 73 - 700 031ANDB000097970001100122154533
Baranagar101/A, B - T Road, North 24 Paraganas, Kolkata - 700 090ANDB0001761700011021
BidhannagarCd - 28, Sector I, Salt Lake, Kolkata - 700064ANDB0001807700011022033-23597962
Behala250, Diamond Harbour Road, Kolkata - 700063ANDB0001808700011023033-24073813
Zonal Office4/2, Karaya Road, Kolkata - 700017ANDB0000673
South Dum Dum251 Jessore Road Kajipara Nagerbazar Kolkata 700028ANDB0002216700011028033 25500022
RCC Kolkata9 Rabindra Sarani, Kolkata 700 073ANDB0000949
New GariaAndhra Bank, New Garia Branch, Medical Centre Market Bldg, New Garia Dev Co-Op Hsg Society Ltd, Sreenagar Main Roas, New Garia, KolkataANDB00023207000110299830888740
Nimta Bazar42 43, M B Road, Nihar Bhavan, Kolkata, 700049ANDB000250570001103225410031
Mukundapur544 B 3, Nayabad Main Road, P.O Mukundapur, Kolkata 700099ANDB00026507000110339433611936
ShibramporeNo 5, Kalipur, Sakuntala Park, Shibrampore, Biren Roy Road West, Kolkata, 700061ANDB00028857000110409432334284

Products Offered by Andhra Bank in Kolkata

Be it personal loan, housing loan, gold loan or education loan, Andhra Bank is here with its diverse range of financial services and products to avail. To know more about them, just go through the page below. 

Basic Details of Andhra Bank Loans 

Let's take a glance at all the products available at Abdhra Bank in Kolkata along with their eligibility criteria :

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.60% - 8.75%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)

9.20%

Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.40% - 13.05%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

The documents required to avail any type of financial services from Abdhra Bank Kolkata are as follows :

ProductDocuments
Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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