Andhra Bank New Delhi
Last Updated : Jan. 28, 2017, 6:47 p.m.
About Andhra Bank
Being a Government of India undertaking, Andhra Bank is a name you can rely on. Yes, since its inception, the bank with its enormous range of customer- centric services and best of financial products is leaving no stone unturned to make everyone happy. With a total number of over 2803 branches spread across the nation, this bank is in the reach of one and all. Be it retail, corporate, NRI, credit cards, online banking and MSME, this lender covers all in order to give all its customers the best banking experience.
In the year, 1923 the bank was established and since then it's main endeavour is to deliver the best services to all. Whether its investments, loans, insurances, credit cards and more, the bank with its core objective at heart i.e. to satisfy all with the best banking services is making sure that every financial need of the customers can easily be fulfilled. Moreover, the bank with holding operations in 25 states along with three Union Territories makes sure that people living in New Delhi have a hassle-free journey.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Asaf Ali Road | Ajmeer Ext. 1/22A, Asaf Ali Road, New Delhi | ANDB0000025 | 110011003 | 011-223230234 |
| Connaught Circus | Pb536, M - 35, Connaught Circus, New Delhi - 110001 | ANDB0000084 | 110011005 | |
| Green Park | R - 3, Main Market, Green Park, New Delhi - 110016 | ANDB0000162 | 110011006 | 011-2 |
| Janakpuri | B - 1/1 - Janakpuri, New Delhi - 110058 | ANDB0000268 | 110011007 | 011-255201 |
| Karol Bagh | 15A/13, Wea, Azmalkhan Road, Karolbagh, New Delhi | ANDB0000307 | 110011008 | 011-25726451 |
| R K Puram | DDA Shopping Complex, Sector - 6, New Delhi 110022 | ANDB0000481 | 110011009 | |
| Lajpath Nagar | J - 41, Central Merket, Lajpatnagar - Ii, New Delhi | ANDB0000586 | 110011011 | 011-298349 |
| Lawrence Road | B - 50, Industrial Area, Lawrence Road, New Delhi | ANDB0000587 | 110011012 | 011-27181322 |
| Vishwas Nagar | 27/42, 60 Feet Road, Viswasnagar, New Delhi - 110032 | ANDB0000628 | 110011010 | 011-22382663 |
| Chandini Chowk | 330, Haveli Hyderaquili, Chandani Chowk, Delhi | ANDB0000773 | 110011004 | 011-23992549 |
| Sadar Bazar | 1St Floor, 4341 - 42, Pahari Dhiraj, Sadar Bazar, Delhi | ANDB0000953 | 110011002 | 011-23558914 |
| Rajadhani Enclave | Plot - 298, Road No.44, Rajadhani Enclave, Pitampura, New Delhi - 110034 | ANDB0001042 | 110011013 | 011-27106869 |
| Vasanth Kunj | B - 5, Dav School, Vasant Kunj, New Delhi | ANDB0001078 | 110011014 | 011-26899161 |
| Jawaharlal Nehru Stadium | Lodi Road, New Delhi - 110003 | ANDB0001085 | 110011015 | 24363 |
| A P Bhavan | Ap Bhavan, Ashoka Raod, New Delhi - | ANDB0001089 | 110011016 | 011-23071059 |
| Preet Vihar | Preet Vihar, New Delhi | ANDB0001092 | 110011017 | 011-22010976 |
| Dwaraka | Plot No - 15, 101 - 107, Commercial Complex, Sector - 10, Dwarka, New Delhi | ANDB0001132 | 110011023 | 011-25071813 |
| Rohini | A - 1/19, Prashant Vihar, Sectro - 14, Rohini, New Delhi - 110085 | ANDB0001173 | 110011024 | 011-27554796 |
| Pankha Road | C - 1/103 Pankha Road, Janakpuri, New Delhi 110058 | ANDB0001195 | 110011025 | 011-25615020 |
Products Offered by Andhra Bank in New Delhi
If you are in New Delhi and interested in knowing the diverse range of financial products offered by Andhra Bank, you are at the right place. Be it a personal loan, gold loan, vehicle loan, education loan or housing loan , this bank offers you all so that your needs can be fulfilled in the least time frame. If you want to know more about each of its product, go through the page below.
Basic Details of Andhra Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | Minimum age at the time of application-21 Years Maximum age permitted at the time of loan maturity-65 Years | 8.60% - 11.20% | Depends upon your monthly income & repayment capacity | 30 Years | As applicable by the bank |
| Gold Loan | Any property identified person/existing customers | 9.5%-9.7% | ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less | Appraising Charges:1% of the loan amount sanctioned | |
| Vehicle Loan | Minimum take home pay of 40% after all monthly deductions (2 Wheeler) Minimum gross income of ₹1 Lakh per annum (4 Wheeler) | 7.80% - 7.90% | Depending on the income flow and repayment capacity of an individual | 60 months(used cars)-84 months(new cars) | As applicable by the bank |
| Education Loan | Student should be an Indian. Have secured admission to a higher course. Allowed to meritorious students. | 10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs) | ₹ 20,000-No upper limit | 2-7 Years | No Processing Fee (study in India) |
| Personal Loan | Salaried , pensioners or any individual with good repayment capacity | 11.80% - 15.50% | Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower. Clean Loans: Not less than 40% of gross salary . 2 times average annual proven income. 8 time sof monthly pension | 60 Months |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track record of existing loans, if any Details of property you look to buy & construct |
| Gold Loan | Latest passport size photographs with duly filled application form. Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport This loan is offered to the customers who are identified as per KYC AML norms. |
| Vehicle Loan | For Generic: Documents for KYC Compliance Valid Driving License Salary Slip Proforma Invoice IT Returns Assessment Order For Women: Valid Driving License Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice Valuation Certificate from Reputed Garage for Second Sale |
| Education Loan | Duly filled application form with passport size photographs Identity & Address Proof-Latest Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof Fee particulars from College/University, etc |
| Personal Loan | Salary Slip/ IT Returns/Assessment Order, Property Statement For non-salaried:Latest Income Tax Assessment Order, Property Statement Any other Valid Document Latest Quotation for Article Proposed to be Purchased |