Andhra Bank New Delhi

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About Andhra Bank

Being a Government of India undertaking, Andhra Bank is a name you can rely on. Yes, since its inception, the bank with its enormous range of customer- centric services and best of financial products is leaving no stone unturned to make everyone happy. With a total number of over 2803 branches spread across the nation, this bank is in the reach of one and all. Be it retail, corporate, NRI, credit cards, online banking and MSME, this lender covers all in order to give all its customers the best banking experience.  

In the year, 1923 the bank was established and since then it's main endeavour is to deliver the best services to all.  Whether its investments, loans, insurances, credit cards and more, the bank with its core objective at heart i.e. to satisfy all with the best banking services is making sure that every financial need of the customers can easily be fulfilled. Moreover, the bank with holding operations in 25 states along with three Union Territories makes sure that people living in New Delhi have a hassle-free journey.  

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
Asaf Ali RoadAjmeer Ext. 1/22A, Asaf Ali Road, New DelhiANDB0000025110011003011-223230234
Connaught CircusPb536, M - 35, Connaught Circus, New Delhi - 110001ANDB0000084110011005
Green ParkR - 3, Main Market, Green Park, New Delhi - 110016ANDB0000162110011006011-2
JanakpuriB - 1/1 - Janakpuri, New Delhi - 110058ANDB0000268110011007011-255201
Karol Bagh15A/13, Wea, Azmalkhan Road, Karolbagh, New DelhiANDB0000307110011008011-25726451
R K PuramDDA Shopping Complex, Sector - 6, New Delhi 110022ANDB0000481110011009
Lajpath NagarJ - 41, Central Merket, Lajpatnagar - Ii, New DelhiANDB0000586110011011011-298349
Lawrence RoadB - 50, Industrial Area, Lawrence Road, New DelhiANDB0000587110011012011-27181322
Vishwas Nagar27/42, 60 Feet Road, Viswasnagar, New Delhi - 110032ANDB0000628110011010011-22382663
Chandini Chowk330, Haveli Hyderaquili, Chandani Chowk, DelhiANDB0000773110011004011-23992549
Sadar Bazar1St Floor, 4341 - 42, Pahari Dhiraj, Sadar Bazar, DelhiANDB0000953110011002011-23558914
Rajadhani EnclavePlot - 298, Road No.44, Rajadhani Enclave, Pitampura, New Delhi - 110034ANDB0001042110011013011-27106869
Vasanth KunjB - 5, Dav School, Vasant Kunj, New DelhiANDB0001078110011014 011-26899161
Jawaharlal Nehru StadiumLodi Road, New Delhi - 110003ANDB000108511001101524363
A P BhavanAp Bhavan, Ashoka Raod, New Delhi -ANDB0001089110011016011-23071059

Preet ViharPreet Vihar, New DelhiANDB0001092110011017011-22010976
DwarakaPlot No - 15, 101 - 107, Commercial Complex, Sector - 10, Dwarka, New DelhiANDB0001132110011023011-25071813
RohiniA - 1/19, Prashant Vihar, Sectro - 14, Rohini, New Delhi - 110085ANDB0001173110011024011-27554796
Pankha RoadC - 1/103 Pankha Road, Janakpuri, New Delhi 110058ANDB0001195110011025011-25615020

Products Offered by Andhra Bank in New Delhi

If you are in New Delhi and interested in knowing the diverse range of financial products offered by Andhra Bank, you are at the right place. Be it a personal loan, gold loan, vehicle loan, education loan or housing loan, this bank offers you all so that your needs can be fulfilled in the least time frame. If you want to know more about each of its product, go through the page below. 

Basic Details of Andhra Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.45% - 8.60%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)

9.20%

Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.25% - 12.75%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

ProductDocuments
Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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