Andhra Bank Personal Loan in Bhubaneswar

About Andhra Bank Personal Loan Bhubaneswar

If you are living in Bhubaneswar and looking for a personal loan so as to meet your sudden financial needs, Andhra Bank is here to offer you an affordable personal loan. So, check personal loan interest rates, branch details, eligibility criteria and other related information to apply for a personal loan at Andhra Bank in Bhubaneswar.

Andhra Bank Personal Loan in Bhubaneswar at a Glance

ParticularsDetails
Interest Rate11.40% - 13.05%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch
    Others.

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

You can also read Personal Loan Bhubaneswar

Andhra Bank Branch Addresses in Bhubaneswar

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Bhubaneswar:

Branch NameAddressIFSC CodeMICRContact details
Bhubaneshwar84, Bapujinagar, P.B.No.4, Bhubaneswar - 751009ANDB0000048751011002
Lewis RoadLewis Road, Near Gowtham Filling Station, Bhubaneshwar - 2ANDB00008387510110050674-2432166
SaheednagarIpcol House, Janpath, Bhubaneshwar - 751022ANDB00010587510110072542446
Cesco Power HousePower House Square, Unit - 8, Bhubaneshwar - 12ANDB00012757510110092418506
BaramundaM - 14, Baramunda Housing Board Colony, Bhubaneswar - 751003ANDB00001887510110030674-255578
Budheswari Colony96 A, BS Colony, Cuttack Road, Budheswari Colony, BhubaneswarANDB00007457510110042570763/2570
Madhusudan NagarMadhusudan Nagar, Sachuvalaya Marg, Unit - Iv, Bhubaneswar - 751001ANDB00008957510110060674-2537939, 2537940
OMC Campus BranchOMC House, BhubaneswarANDB0001059751011008
ChandrasekharpurDamana Square, Chandrasekharpur, Bhubaneswar - 751016ANDB00012877510110110674-2743058
RasulgarhA N Plaza, Rasoolgarh, Bhubaneswar - 751010ANDB00014517510110140674-2585667
KhandagiriPlot No.6, Chidananda Bihar, Khandagiri, Bhubaneswar, Pin - 751019ANDB00014807510110130674-2470745
Acharya ViharN - 1/70, Nayapalli, Bhubaneswar, Dist - Khurda, Pin - 751022ANDB00014937510110100674-2537918
Cesco Extension CounterCesco Ec Andhra Bank, NayapaliANDB00014967510110120674-2537917
GothapatnaLIIT Building, Gothapatna, PS - Chandaka, Via Malipada, Bhubaneswar - 751003ANDB00017317510110170674-3016095
PokhariputPlot No.129, Ananta Vihar, Phase - II, Bda Housing Scheme, Pokhariput, Bhubaneswar - 751020ANDB00017517510110180674-2352750
Zonal Office, BhubaneswarM-14, Baramunda HB Colony, Bhubaneswar - 751003ANDB00002440674-2537903/2537906
SC, BhubaneswarM14, Baramunda HB Colony, ZO Complex, BhubaneswarANDB0001171751011001
V S S NagarVss Nagar, CM-26, V S S Nagar, Bhubaneswar, Odisha-751007ANDB00021617510110239778134754
Tankapani RoadBiswanath Plaza Tankapani Road Bhubaneswar 751018ANDB00021627510110242434133
KalinganagarK 7 351, Kalinganagar, Bhubaneswar, Odisha, 751003ANDB00024017510110258280095305
RaghunathpurPlot No 329, 2023, Raghunathpur, Bhubaneswar, Khurda District, Odisha, 754005ANDB00029437510110269439712348

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