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About Andhra Bank
With a moto to offer the best financial services along with innovative and unmatched products to meet the needs of all, many of you will surely agree on the fact that Andhra Bank is your own bank when it comes to satisfying all. Yes, you read that absolutely right! Being of the oldest public sector banks of the country, Andhra Bank was founded in the year 1923 with an objective to give the best services to one and all. Keeping this thing into consideration, this lender with its enormous range of products such as personal loan, vehicle loan, education loan, housing loan, credit cards and gold loans ensures that people living in Pune can avail all the financial services.
Holding a total number of over 2803 branches across India, this bank's main endeavour is to reach out to a maximum number of people living in every nook and corner of the country. If we talk about its operations, the bank operates in 25 states along with three Union Territories, hence delivering the top-notch services to all its esteemed customers. Be it retail, corporate, MSME, Online Banking, NRI, Agriculture or Credit Cards, Andhra Bank is into a diverse range of financial offerings, hence making sure that each one of you will have the best banking experience.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Pune||601, Sanchar Street Camp, Pune - 411001 Maharashtra||ANDB0000906||411011002||020-26131004, 26133950|
|Pimpri||Plot No.206, Near Umed Bhavan, Pimpri Station Road, Pimpri, Pune - 411018||ANDB0001117||411011003||020-56114954/27425456|
|Shavajinagar||1187/23, Srishna Kunj, Ghole Road, Shivajinagar, Pune - 411005||ANDB0001152||411011004||020-25513124|
|Vishrantwadi||Jai Ganesh Viswa, Vishrantwadi, Pune - 411015||ANDB0001320||411011005||020-65102246|
|Vimannagar||Shop No.11 - 15, Royal Tower, Air Force Road, Viman Nagar, Pune - 411014||ANDB0001579||411011006||020-26630122|
|Wagholi||Gat No.1420, Sahyadri Ware Housing Complex, Near Wagheswar Temple, Wagholi, Pune - 412207||ANDB0001746||411011007||020-27052735|
|Hadapsar||G Floor, Shop No.2, 7, 8, Fortune Estate, Near Akashwani, Hadapsar, Pune-411028||ANDB0002159||411011008||8898689319|
|ZO Pune||Office No 103 104 1St Floor Stellar Enclave Aundh Pune 411007||ANDB0002280||020 25887730|
|Baramati||Plot No2, H No 87, Mahavir Hospital, Near Vasantrao Pawar, Natyagruh, Baramati, 413102||ANDB0002316||413011101||2228008|
|Nigdi||Plot No 65, Sector No 26, Nigdi Pradhikaran, Pune, 411044||ANDB0002519||411011011||9822419618|
|Ambegaon Branch||Ground Floor, Sno 56 2, Nest To Ambegaon Dhayari Road, Near Gaumukh, Ambegaon, Pune, 411046||ANDB0002520||411011010||9028198979|
|Talegoan Dabhade||S No 4806, Prarang, Near Jijamata Chowk, Talegoan Dabhade, Pune, 410506||ANDB0002530||411011009||14225252|
|Bavdhan||S No 13 2, Plot No 3 And 4, Shopnp 6, Sukhwani Prestige, Bavdhan, Pune, 411021||ANDB0002588||411011012||8400001178|
|Chakan||Shop No 1 6 7 8 And 2, Business Square, Gat No 1638 And 1639, Chakan, Pune , 410501||ANDB0002610||411011013||25887750|
|Aundh||Shop No S 1B, S 1C, Rohan Nilay, Sangavi Road, Aundh, Pune, 411007||ANDB0002620||411011014||7754027007|
|Ghorpadi||Yashshree, Ground Floor, S No 69, Hissa No 2 2 2, B T Kawade Road, Ghorpudi, Pune||ANDB0002651||411011015||9921536611|
|Wakad||Shop No 2, G O Square, S No 249, 250, 251, Wakad, Pune, 411057||ANDB0002723||9545595475|
|Sinhgad Road||Showroom No 1, 2, Sbi Supervising Officials Society, Sno B3B And B3E, Near Sane Guruji Samrak, Pune, 411030||ANDB0002941||411011017||8180003999|
|Pimple Saudagar||Sai Raj Regency, Ground Floor, A Wing, S No 64 1, Near Cng Petrol And Sai School, Pimple Saudagar, Pune, 411027||ANDB0002984||411011018||9049035931|
|Kharadi||Show Room No 1, Arissa Avenue, Near Union Bank, Kharadi, Pune, Maharashtra, 411014||ANDB0002985||411011019||9545283892|
|Karve Nagar||Suvidha House, Sno 25 1 B, Cts No 148, No 2, Kshipra Coop Housing Society, Vithal Road, Hingane Back, Pune, Maharashtra, 411052||ANDB0002995||411011020||7028920010|
Products Offered by Andhra Bank in Pune
Whether its friend's wedding, spending some quality time with family in a foreign location or buying your dream home, for every financial need, Andhra Bank has a product for you. Right from housing loan, education loan to gold loan, vehicle loan and personal loan, this public sector lender gives you a wide variety of products to choose from.
Basic Details of Andhra Bank Pune Loans
|Product||Eligibility||Interest Rate (in p.a.)||Loan Amount||Tenure||Processing Fee|
|Housing Loan||Minimum age at the time of application-21 Years |
Maximum age permitted at the time of loan maturity-65 Years
|8.75% - 8.90%||Depends upon your monthly income & repayment capacity||30 Years||As applicable by the bank|
|Gold Loan||Any property identified person/existing customers||9.5%-9.7%||₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is less||Appraising Charges:1% of the loan amount sanctioned|
|Vehicle Loan||Minimum take home pay of 40% after all monthly deductions (2 Wheeler)|
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)
|Depending on the income flow and repayment capacity of an individual||60 months(used cars)-84 months(new cars)||As applicable by the bank|
|Education Loan||Student should be an Indian.|
Have secured admission to a higher course.
Allowed to meritorious students.
|10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)||₹ 20,000-No upper limit||2-7 Years||No Processing Fee (study in India)|
|Personal Loan||Salaried , pensioners or any individual with good repayment capacity||11.70% - 13.20%||Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.|
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
|Housing Loan||Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card|
Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
Bank Account Statement for the Last 6 Months
Track record of existing loans, if any
Details of property you look to buy & construct
|Gold Loan||Latest passport size photographs with duly filled application form.|
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
|Vehicle Loan||For Generic:|
Documents for KYC Compliance
Valid Driving License
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
|Education Loan||Duly filled application form with passport size photographs|
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
|Personal Loan||Salary Slip/ IT Returns/Assessment Order, Property Statement|
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
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