Andhra Bank Pune

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About Andhra Bank

With a moto to offer the best financial services along with innovative and unmatched products to meet the needs of all, many of you will surely agree on the fact that Andhra Bank is your own bank when it comes to satisfying all. Yes, you read that absolutely right! Being of the oldest public sector banks of the country, Andhra Bank was founded in the year 1923 with an objective to give the best services to one and all. Keeping this thing into consideration, this lender with its enormous range of products such as personal loan, vehicle loan, education loan, housing loan, credit cards and gold loans ensures that people living in Pune can avail all the financial services. 

Holding a total number of over 2803 branches across India, this bank's main endeavour is to reach out to a maximum number of people living in every nook and corner of the country. If we talk about its operations, the bank operates in 25 states along with three Union Territories, hence delivering the top-notch services to all its esteemed customers. Be it retail, corporate, MSME, Online Banking, NRI, Agriculture or Credit Cards, Andhra Bank is into a diverse range of financial offerings, hence making sure that each one of you will have the best banking experience.      


Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
Pune601, Sanchar Street Camp, Pune - 411001 MaharashtraANDB0000906411011002020-26131004, 26133950
PimpriPlot No.206, Near Umed Bhavan, Pimpri Station Road, Pimpri, Pune - 411018ANDB0001117411011003020-56114954/27425456
Shavajinagar1187/23, Srishna Kunj, Ghole Road, Shivajinagar, Pune - 411005ANDB0001152411011004020-25513124
VishrantwadiJai Ganesh Viswa, Vishrantwadi, Pune - 411015ANDB0001320411011005020-65102246
VimannagarShop No.11 - 15, Royal Tower, Air Force Road, Viman Nagar, Pune - 411014ANDB0001579411011006020-26630122
WagholiGat No.1420, Sahyadri Ware Housing Complex, Near Wagheswar Temple, Wagholi, Pune - 412207ANDB0001746411011007020-27052735
HadapsarG Floor, Shop No.2, 7, 8, Fortune Estate, Near Akashwani, Hadapsar, Pune-411028ANDB00021594110110088898689319
ZO PuneOffice No 103 104 1St Floor Stellar Enclave Aundh Pune 411007ANDB0002280020 25887730
BaramatiPlot No2, H No 87, Mahavir Hospital, Near Vasantrao Pawar, Natyagruh, Baramati, 413102ANDB0002316 4130111012228008
NigdiPlot No 65, Sector No 26, Nigdi Pradhikaran, Pune, 411044ANDB00025194110110119822419618
Ambegaon BranchGround Floor, Sno 56 2, Nest To Ambegaon Dhayari Road, Near Gaumukh, Ambegaon, Pune, 411046 ANDB0002520 4110110109028198979
Talegoan DabhadeS No 4806, Prarang, Near Jijamata Chowk, Talegoan Dabhade, Pune, 410506ANDB000253041101100914225252
BavdhanS No 13 2, Plot No 3 And 4, Shopnp 6, Sukhwani Prestige, Bavdhan, Pune, 411021ANDB00025884110110128400001178
ChakanShop No 1 6 7 8 And 2, Business Square, Gat No 1638 And 1639, Chakan, Pune , 410501ANDB000261041101101325887750
AundhShop No S 1B, S 1C, Rohan Nilay, Sangavi Road, Aundh, Pune, 411007ANDB00026204110110147754027007

GhorpadiYashshree, Ground Floor, S No 69, Hissa No 2 2 2, B T Kawade Road, Ghorpudi, PuneANDB00026514110110159921536611
WakadShop No 2, G O Square, S No 249, 250, 251, Wakad, Pune, 411057ANDB00027239545595475
Sinhgad RoadShowroom No 1, 2, Sbi Supervising Officials Society, Sno B3B And B3E, Near Sane Guruji Samrak, Pune, 411030ANDB00029414110110178180003999
Pimple SaudagarSai Raj Regency, Ground Floor, A Wing, S No 64 1, Near Cng Petrol And Sai School, Pimple Saudagar, Pune, 411027ANDB00029844110110189049035931
KharadiShow Room No 1, Arissa Avenue, Near Union Bank, Kharadi, Pune, Maharashtra, 411014ANDB00029854110110199545283892
Karve NagarSuvidha House, Sno 25 1 B, Cts No 148, No 2, Kshipra Coop Housing Society, Vithal Road, Hingane Back, Pune, Maharashtra, 411052ANDB00029954110110207028920010

Products Offered by Andhra Bank in Pune

Whether its friend's wedding, spending some quality time with family in a foreign location or buying your dream home, for every financial need, Andhra Bank has a product for you. Right from housing loan, education loan to gold loan, vehicle loan and personal loan, this public sector lender gives you a wide variety of products to choose from.  


Basic Details of Andhra Bank Pune Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.75% - 8.90%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)

9.20%

Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.70% - 13.20%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

ProductDocuments
Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

 

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