Axis Bank Aura Credit Card
Last Updated : Jan. 21, 2022, 3:19 p.m.
You might spend a major portion of your income on wellness and health in a month. But you can save some money by using the right credit card. Here is the Axis Bank Aura Credit Card that is specially designed for wellness and health. You can enjoy free fitness sessions, complimentary doctor consultations, and many more. Even if you are going for a health check-up, also enjoy discounts via this credit card. It has some dining offers and reward point offers too. Axis Bank Aura Credit Card is a pack of many health and wellness offers that you can avail of if you apply for it.
Axis Aura Credit Card Features & Benefits
Below, you can explore some of the features and benefits of Axis Bank Credit Card. Additionally, exclusive health and fitness offers are available with this card.
| Axis Bank Aura Credit Card Benefits | Description |
|---|---|
| Welcome Benefit | Decathlon Voucher worth INR 750 |
| Free Doctor Consultation | 4 free monthly Video Doctor Consultations via Practo App |
| Complimentary Fitness Sessions | 4 free video fitness sessions per month through Fitternity |
| Health Check-up Discount | Discount of up to INR 500 on health check-ups |
| Reward Points Benefits | Earn 2 Edge Reward Points per INR 100, 5 times bonus points on insurance spends up to INR 10,000 |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between INR 400 and INR 4,000, maximum waiver of INR 250 per month |
| Dining Benefits | Up to 20% discount on dining at partner restaurants |
| Other Benefits | 30% discount on nutritional and diet consultations from popular nutritionists and 30% discount on nutritional food items |
Axis Aura Credit Card: Fees, Charges, Documents, and Eligibility
Here, you can explore the fees associated with the Aura credit card along with other charges. Additionally, familiarise yourself with the eligibility criteria required for applying for this credit card.
Fees and Charges
You can see the fee and other charges of this card in the table given below:-
| Particulars | Charges |
|---|---|
| Joining Fee | INR 749 |
| Annual Fee | INR 749 |
| Add-on Card Joining Fee | NIL |
| Card Replacement Fee | NIL |
| Cash Payment Fee | INR 100 |
| Finance Charges | 3.4% of the Cash with a minimum of INR 500 |
| Over Limit Charges | 2.5% of the Overlimit amount with a minimum of INR 500 |
| Foreign Currency Charges | 3.5% of the Transaction Value |
| Overdue Charges | NIL to INR 1000 |
Eligibility Criteria
- The minimum age of the applicant must be 18 years.
- 70 years is the maximum age to apply for the Axis Bank Aura Credit Card.
- The age of the Add-on cardholder must be 15 years or above.
- The individual should be an Indian Resident or a Non-Indian Resident.
- You must have a stable income.
- The minimum Cibil Score must be 750 or above.
Documents Required
- PAN card photocopy or Form 60
- Passport Sized Photograph
- Latest payslip/Form 16/IT return copy as proof of income
- Residence proof – Passport, Ration Card, Electricity bill, Landline telephone bill (Anyone)
- Identity proof – Passport, Driving license, PAN card, Aadhaar card (Anyone)
Credit Limit of Axis Aura Card
There is no specified limit of this credit card and your Cibil Score and your income will decide the credit limit. A high Cibil Score and a high Income tends to get a high credit limit on the Axis Bank Credit Cards . But if you have a low Cibil Score then the Axis Aura credit card might not get approved.