Axis Bank Car Loan Pune-Interest Rate, EMI, IFSC and MICR Details-Wishfin

Axis Bank Car Loan in Pune

About Axis Bank Car Loan Pune

Come to Pune and the students will get a myriad of educational institutions to take an admission. The surrounding of these institutions has let Pune earn the Oxford of the East tag. The institutions not only inspire the domestic but even the international students. However, Pune is not only about education, it’s more than that. There are a large number of auto ancillary units as well as a wide range of IT companies. Being the second largest city of Maharashtra, Pune has been calling all those who want to work and have fun.

The IT city Pune also houses a large number of banks that aim to design products that help people accomplish their dreams. Since the count of the banks is huge in the city, you must choose the option carefully. Out of the many banks located in the city, a reliable and trusted option of Axis Bank is available. Ever since its foundation in 1994, the bank has an eye for innovation as it keeps developing new products and redesigning the existing ones to suit the taste of different customers.

The foundation of the bank was credited to the efforts of PSU bigwigs like Unit Trust of India Life Insurance Corporation (LIC), National Insurance Company Ltd., General Insurance Corporation (GIC). But now as we stand in the 21st Century, the stakeholding pattern changed with the Foreign Institutional Investors (FIIs), mutual fund institutions, individual and corporate holding the reins of Axis Bank. The combined stake is around 70%, while Oriental Insurance Company Ltd., United India Insurance Company Ltd., and New India Assurance Company Ltd having the remaining 30% stake.

Coming back to Pune, Axis Bank runs about 40-50 out of 3,000 branches that it has across the country. These branches offer a variety of financial products in both deposit and loan categories. The bank specializes in offering a customized car loan to suit the taste of consumers with varied levels of income in Pune. Car loans are available for buying both new and used vehicles. The lower interest rates, seamless processing and simple documentation process drifts any customer towards Axis Bank for their dream car realization.

Axis Bank Car Loan Pune at a Glance

Interest Rate7.45% - 14.50%
Loan AmountUpto 85% of on-road price (New Cars)

Upto 80% of the valuation amount (Used Cars)
TenureUpto 7 Years (New Cars)

Upto 5 Years (Used Cars)
Processing Fee₹ 3,500-5,500 (Both New & Used Cars)
Pre-payment Charges5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement

Eligibility Criteria

Want to get your car loan application approved by Axis Bank in Pune? Below are the points you must follow.

  • Salaried must be a minimum age of 21 years while applying for a car loan. By the time loan tenure is about to expire, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
  • Minimum net annual income should be ₹ 1,80,000-2,40,000.
  • While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.
  • Documents Required

For Salaried

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

For Self-employed

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

Looking for additional information? Visit Car Loan Pune

Axis Bank Car Loan Pune Branches

Branch NameComplete AddressIFSCMICRCustomer Care
PuneSterling Plaza 1262/B, J M Road Deccan Gymkhana, 411004UTIB0000037411211002020-66295000
Bund Garden Road BranchAshoka Galaxy, Plot No 1, Galaxy Society Dhole Patil Road, Bund Garden , 411001UTIB0000073411211003020-2616424/6-66278600
Pimpri - ChinchwadBalwant Chapekar Chowk, Station Road (Pimpri - Chinchwad) , Chinchwad Gaon.560070UTIB0000103411211005020-66343434/27353502/27353504
KothrudBusiness Square Plot No - 57, Mayur Colony, Next To Jog High School, Kothrud, 411038UTIB0000104411211004020-2545 5913/ 5911 / 8696
WanawadiPlot No 75/2/2 - B , Building No - Y Sacred Heart Town Wanawadi, 411040UTIB0000110411211006020-6643 4400
BaramatiPlot No 485, City Survey No 881 Bhigwan Road, 413102UTIB000013541321100202112-226168/69
Service BranchBasement, Plot:75/2/2B, Building:Y Sacred Heart Town, Wanwadi, 411040UTIB0000239411211001
Kalyani NagarMarigold Premises, Grnd Flr, Survey:15 Vadgaonsheri, Kalyani Nagar, 411014UTIB0000269411211007020-40046740/41/42
CampParmar House, 2413, East Street, Gen. Thimayya Road, Camp, 411001UTIB0000305411211008020-2633 0611/ 51/ 65
Senapati Bapat MargGr. & 1St Floor, Sai Capital Senapati Bapat Marg, Pune, 411016UTIB0000315411211009020-66220700, 66220701, 66220713
Baner (Pune)Sapphire Chambers, Ground Floor, S.No: 2/3/1, Baner, 411045UTIB0000338411211010020-2729 2239 / 2235 / 2336 / 2237
Sahakar NagarA C College Of Commerce, Jalpaiguri Pune Satara Road, Sahakar Nagar, 411009UTIB0000350411211011020-2423 1426/27/28
Hadapsar (Pune)Aryan Centre, Opp : Vaibhav Theatre Pune Solapur Road, Hadapsar, 411048UTIB0000404411211012020-6400 0805/ 6620 8608
ChakanPardeshi Building, Mayaram Shet Market, Nr Mahatma Phule Market Yard, Chakan, , Maharashtra, 410501UTIB000051241121101302135-255 607/8/9
Sinhagad Road“ Senate” , S.No. 118A Jaidev Nagar, Sinhagad Road, Parvati, Pune, Maharashtra Pin 411030UTIB0000828411211014020- 24251973/ 75
AundhGround Floor & First Floor Astral Court, B Bldg., Survey No. 137 & 138 Gaikwad Nagar, Aundh, Pune 411007UTIB0000871411211015020- 25882055/ 25888716/ 2589664
YewatBhuleshwar Market, Building No. 2 , Pune - Solapur Road , Taluka Daund , Yewat, Dist. Pune, Maharashtra , Pin 412214UTIB000087241121101602119 - 274109/ 115/ 119,
ShikrapurBandal Complex, Shikrapur Tehsil Shirur, Dist. Pune Maharashtra , Pin 412208UTIB000086241121101702137 - 272165/ 66
Viman Nagar, PuneGround Floor, Lalwani House, Plot No. 79, Viman Nagar, Pune, Maharashtra , Pin 411014UTIB0001032411211018(020) 41284657/ 58 / (020) 41284659
HinjewadiGround Floor, Ganga Estate, Marunje Road , Hinjewadi, Dist. Pune, Maharashtra , Pin 411057UTIB0001034411211019(020) 22932160/61 / (020) 22932162
KhedGround Floor, " Muktangan" , Kondhanpur Phata, A/P, Khed Shivapur, Dist.Pune, Maharashtra , Pin 412205UTIB0001039411211020(020) 24384584/ 5 / (020) 24384801
DhankawadiGround Floor And Basement, Dhankawadi Patil House, Survey No. 20/2, Pune Satara Road, Pune, Maharashtra , Pin 411043.UTIB0001168411211021
Ajmera ComplexRenuka Royal, Shop No.1 & 3, Plot No.52, Cts 6258, Ajmera Complex, Pimpri, Pune, Maharashtra , Pin 411018.UTIB00014354112110229881018268 0
KarvenagarStilt Floor, C.T.S. No. 1189/25, Plot No.3 - Arihant, Karve Nagar, Pune, Maharashtra , Pin 411052UTIB0001436411211024(020) 25456858/ 38 0
SadashivpethShop No. 1, 2 & 3, Ground Floor, Flat No. 4, 2149, Keyur Apartments, Sadashiv Peth, Pune, Maharashtra , Pin 411030UTIB0001437411211023(020) 24336768/ 9699 (020) 24333700
NigdiGround Floor, Kalyani Chambers, Sector 27 A, Plot No. 80, Nigdi, Pcnt, Pcmc, Pune, Maharashtra , Pin 411044UTIB0001494411211025(020) 276420125/ 26 (020) 276420127
KharadiGround Floor, " Pathare Complex" , S.N. - 8, Mundhwa Bypass Road, Pune, Maharashtra, Pin 411014UTIB0001576411211026(020) 27014059/60 , (020) 27014061
BhigwanGround Floor, Aniket Complex, Shop No 7, 8 & 11, Office No 1& 3, Pune - Solapur Nh9, Bhigwan - 413130UTIB000161241321150102118-246455 , 02118-246454
Corporate Banking Branch - Pune214 / 215 City Mall, 2Nd Floor, Plot No 1, Ganesh Khind ( University ) Road, Pune 411 007UTIB0001636411211027
RahataniGround Floor, Rainbow Plaza, Shop No. 22, Rahatani Pimple Saudagar, Pune, Maharashtra, Pin 411017UTIB0001641411211028
Prabhat RoadGround Floor, Ivory Towers, Prabhat Road, Pune-411004UTIB00018774112110297350000257
WakadGround Floor, G O Square, Survey No.249(P), 240(P), 251(P), Hinjewadi Road, Wakad, Pune, Maharashtra, Pin 411057UTIB00018934112110319860230105

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