Axis Bank Lucknow

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About Axis Bank

The ‘City of Nawab’ is not only known for its spectacular architecture, rich culture and heritage, but also because it is becoming an epic center of many financial activities as there are many banks and financial companies available. And, one such leading banks of the country i.e. Axis Bank is also there to help those who need financial help. Yes, right from Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking,Wealth Management, Credit Cards and Corporate Banking, the bank focuses on offering all this and much more. Right from the moment, when it was established in the year 1993, the journey of this bank has been phenomenal.

It not only caters the diverse needs of the people but also believes in bring a change into the Indian banking system through its unique products and innovative approach. With having a total number of more than 2,959 branches along with 12,743 ATMs spread across the nation, there is no denying the fact that the bank is ensuring that it reaches to one and all. Whether its loans, insurance, investment, cards or other banking services, the lender leaves no stone unturned to deliver an unmatched user experience. Apart from this, with its 9 international offices placed at different countries around the world, Axis Bank always gives you an enriching and memorable experience.

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.

Branch Name Complete Address IFSCMICRCustomer Care
Lucknow25 B , Ashok Marg, Sikander Bagh Chauraha, Lucknow, 226001UTIB00000532262110020522-4152001-32 
Indira Nagar [Lucknow]Khasra No.567, Nr Hindustan Aeronautics Ltd., Faizabad Road, Indira Nagar, 226016UTIB00003552262110030522-400 9524/ 231 1006/ 231 10070522-400 9523 
Hewett Road102/44 Hewett Road Shivaji Marg , Lucknow, 226001UTIB00004072262110040522-404 6283/ 84/ 85 
Barabanki, Uttar PradeshLower Ground Floor, 507& 508 Gram - Obri, Lucknow - Faizabad Road Barabanki 225001, Uttar PradeshUTIB000074322521199905248- 224992 / 5016 / 4942 Fax: 05248- 224933
Alambagh, LucknowKhasra No. 826/2 Sa, 827/3 Sneh Nagar, Mauza Kanausi Alambagh, Lucknow 226005 Uttar PradeshUTIB00007122262110050522-4082490/ 491/492 / 494
GondaKhasra No.3089/051, Chauhan Complex Opp. Thompson College, Lucknow Road Gonda 271001, Uttar PradeshUTIB000075827121199905262 - 233507/ 08/ 09/ 10/ 12
HardoiBuilding No.636 And 636/1 Mohalla Behra Saudagar Central Lucknow Road Opp. Naag Kothi, Hardoi 241001 Uttar PradeshUTIB000075924121199905852 - 220555/ 220485/ 221116/ 222116 F
Lucknow (Service Branch)2 Nd Floor, U.P.C.B. Building 2, M.G. Marg, Lucknow Uttar Pradesh 226001UTIB0000840226211006(0522) 4033776 / (0522) 4033774
UnnaoGround And First Floors, 1108, Dashmesh Plaza , Gandhi Nagar, Kanpur - Lucknow Road , Unnao, Uttar Pradesh, Pin 209801UTIB0001087209211102(0515) 2824312/ 315/ 316 / (0515) 2824314
Gomti NagarGround Floor And Basement, Cf - 5, Vikas Khand, Patrakarpuram, Gomti Nagar, Lucknow, Uttar Pradesh, Pin 226010UTIB0001550226211008(0522) 2303210/3310/3410 0
AliganjFirst Floor, 30L, Block No. 3, Pragati Kendra, Kapurthala, Aliganj, Lucknow Uttar Pradesh, Pin 226020UTIB0001692226211006
AashianaGround Floor, Cp-4, Sector-1, Aashiana, Lda Colony, Kanpur Road, Lucknow, Uttar Pradesh, Pin 226102UTIB00018782262110100522-4114364/65/66 Fax:0522-4114363
RajajipuramGround Floor, Plot No.Cp-134/7, Rajajipuram, Lucknow, Uttar Pradesh, Pin- 226017UTIB00021962262110119792441133
BharwaraGround Floor, Khasra No. 796, Village:- Bharwara, Post:- Chinhut, Near Railway Crossing Gate C-186, Tehsil :- Lucknow, Distt.:- Lucknow, Uttar Pradesh, Pin 226028UTIB00025212262119999839911119
Ganeshpur RahmanpurGround Floor, Khasra No. 75, Khata No. 232 Village :- Ganeshpur Rahmanpur, Post:- Chinhat, Tehsil & Distt. Lucknow, Uttar Pradesh, Pin 226028UTIB00025262262119989919746028
Amethia SalempurGround Floor, Khata No. 655, Khasra No. 919, Village :- Amethia Salempur, Tehsil & District :- Lucknow, Uttar Pradesh, Pin 227107UTIB00025362272119999792971203
Munshi PuliaGround Floor Cp 13 1A Munshi Pulia Indira Nagar Opposite Sbi Lucknow 226016UTIB00027022262110129452080113
Vikas NagarUpper Ground Floor Cp 7 Sheikhupura Yogna Vikas Nagar Lucknow 226022UTIB00027032262110139598376789
Vibhuti KhandGround Floor Edelco Corporate Tower Unit 78 Plot No Tc 13V16 Vibhuti Khand Gomti Nagar LucknowUTIB00028002262110149889732804
Northern Railway Primary Coop Bank19 A Vidhan Sabha Marg Lucknow 226001UTIB0SNRP036453129
TelibaghGr Fl Lc 01Khasra10 83 Sainik Ngr Ganesh Sha Awas Samiti Main Lko Raibareilly Rd Haibat 226025UTIB00030082262110009721288884
SarsawanGround Floor Indrani Tower Sultanpur Rd Village Sarsawan Tehsil Sarojini Nagar Lucknow 226002UTIB00030092262110159839581222

Products Offered by Axis Bank in Lucknow

With a diverse range of products to name a few such as personal loan, home loan, education loan, loan against property, car loan and what not, the bank main motive is to meet the financial needs of all. So, if you are also looking to avail any of the product mentioned below, take a look at the table to know their details.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.85% - 9.10% ₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
15.75% - 24.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + Service Tax
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employedIndividuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+service tax
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17%(for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Documents Required

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan I dentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan I dentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




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