Axis Bank Personal Loan in Hyderabad

Axis Bank Personal Loan Hyderabad Interest Rate

ParticularsDetails
Interest Rate15.75% - 24.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+GST
Pre-payment ChargesNil

Apply For Personal Loan

Eligibility Criteria

Keep having a close look at the eligibility factors that you are required to meet for accessing a personal loan from Axis Bank in Hyderabad. These factors, if not met properly, could kick out the dreams that you would like to realize. So, give your dream a leg up by conforming to the points below.

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.

 

EMI Calculator

Your personal loan journey cannot be completed without mentioning about an EMI calculator. This smart and time-saving tool allows you to know the exact amount of EMIs and interest outgo you need to pay while availing the loan. By taking into consideration the loan amount, interest rate and tenure, this tool with it’s simple algorithm functions smoothly and gives you the results within few seconds. It helps you in knowing whether your EMIs and interest outgo are affordable or not so that you can plan your monthly expenses accordingly. In order to have a better understanding of the same, let’s just take a look at the example below.

Suppose, Aman Verma, a 32-year-old, SEO Manager by profession is willing to avail a loan of ₹6 Lakh so as to enjoy a family vacation in the Bahamas. Well, after evaluating his profile, a lender has agreed to offer him the same loan amount at an interest rate of 14% per annum for a tenure of 5 years. But before going for the loan further, Aman wants to know what would be his monthly installments and interest outgo on the loan. Thus, he used an EMI calculator so as to ease his burden.For your reference, below is a table listed showing the calculations of the loan.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 6,00,00014%1₹ 53,872₹ 46,467₹ 6,46,467
₹ 6,00,00014%2₹ 28,808₹ 91,386₹ 6,91,386
₹ 6,00,00014%3₹ 20,507₹ 1,38,237₹ 7,38,237
₹ 6,00,00014%4₹ 16,396₹ 1,87,003₹ 7,87,003
₹ 6,00,00014%5₹ 13,961₹ 2,37,657₹ 8,37,657

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 89,105₹ 78,426₹ 5,10,894
2₹ 1,02,412₹ 65,119₹ 4,08,482
3₹ 1,17,707₹ 49,824₹ 2,90,775
4₹ 1,35,285₹ 32,246₹ 1,55,489
5₹ 1,55,650₹ 12,042₹ 0

Documentation Needed to Apply

It’s often a query among the customers regarding the documents that they are required to submit to obtain a personal loan. You could also be pondering over the issue, right. All you need is to glance at the required documents below.

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs
  • Application Form

Check more information by visiting Personal Loan Hyderabad here

Axis Bank Personal Loan Branches with IFSC Codes in Hyderabad

Branch Name Complete Address IFSCMICRCustomer Care
Hyderabad6 - 3 - 879/B First Floor, G Pulla Reddy Bl Greenlands, Begumpet Road, 500016UTIB0000008500211002 040-2340 0731/ 2 
TarnakaGround Flr, Welcome Court Complex, Opp. Railway Degree College, Tarnaka, 500017UTIB0000027500211003040-2700 2118 / 2122/ 2124 
Jubilee Hills, HyderabadH.No.8 - 2 - 293/82/J - Iii/19 , Plot No. 19 - Iii, Road No. 71, Jubilee Hills, 500034UTIB0000030500211004040-23600082/3/4
SecunderabadD.No.5 - 3 - 338/3, Lpf House Rashtrapati Road, 500003UTIB0000068500211005040-27543186/ 87/ 88 
Charminar (Hyderabad Old City)D.No.22 - 6 - 63/1, First Floor Gulzar House, Charminar, 500002UTIB0000192500211006040- 2450 2292 / 96
Kukatpally (Hyderabad)H.No.Mig - 9, Dharmareddy Colony, Opp.Police Stn, Kphb Colony, Kukatpally, 500072UTIB0000193500211007  040-2315 8708 / 2305 8603
Dilsukhnagar (Andhra Pradesh)Dno.16 - 11 - 767/768, Matruchaya Complex Moosarambagh, 500036UTIB0000235500211008040-2455 0532, 5552 5094
Sanjeeva Reddy NagarPlot No. 257/3Rt Sanjeeva Reddy Nagar, Hyderabad, 500038UTIB0000289500211009040-2371 0237/ 38 
Nizamabad5 - 6570/3C, C/O Sham Agencies, Hyderabad Road, 503003UTIB000029150321100208462-235 635/ 235 636/ 550 077 
Ashok NagarUdit Chambers, 1 - 10 - 191/2, Ashok Nagar, 500020UTIB0000370500211010 040- 2766 2482 / 83 
Srinagar ColonyD No 8 - 3 - 960/7, Near Vivekananda School Of Pg Main Road, Srinagar Colony, 500073UTIB0000425500211011040-2375 2333/ 2375 2332/ 6668
Humanyun Nagar D No 10 - 4 - 2, Ground Floor Grama Parishramala Bhavanam, Humayun Nagar, 500028UTIB0000426500211012040-2352 5255/ 66 
Dr A S Rao NagarPlot No B - 3 , Opp. Sai Sudhir Degree College Main Road, Dr A S Rao Nagar, Kapra, 500062UTIB0000427500211013040-27122 809/ 467 
Banjara HillsDoor No. 6 - 3 - 249/6, Alcazar Plaza Road No.1. Banjara Hills, Hyderabad 500034UTIB0000515500211014  (040) 2330 5050/6060/7070
ChandanagarPlot No 5 - 8, Survey No. 353/1, Hemadurga Sharda Galaxy, ChandanagarUTIB0000538500211015040-4021 2101 
MadhapurNift Campus, Hitech City, Opp Cyber Towers, Madhapur 500081UTIB0000553500211016040-2311 5422/ 3045 
BalanagarSmr Vinay Capitol (Old Shobana Theatre) D.No. 6 - 3 - 10 (Old No.3 - 10), Sy. No. 120 Balanagar, Hyderabad 500042 Andhra PradeshUTIB0000698500211018  040 - 23877701/ 02/ 04
GachibowliPlot No.24, Survey Nos. 6/1, 10 And 17 Upper Ground FloorUTIB0000733500211020040 - 2300 4914/65870001
Hanuman TekdiSri Krishna Ashray, 4 - 3 - 537 & 4 - 3 - 538 Hanuman Tekdi, Off Bank Street Hyderabad , Andhra Pradesh, Pin 500095UTIB0000881500211023040- 24760002/ 3/ 4 
MusheerabadNo.6 - 4 - 10, Krishna Nagar Colony, Bholakpur, Opp. New Gandhi Hospital , Musheerabad, Hyderabad , Andhra Pradesh, Pin 500080UTIB0001112500211024(040) 27533033/ 34/ 36 / (040) 27533035
BibinagarVijay Manohar Mansion, Door No. 5 - 105/6/1, Ground Floor, Plot No.14 & 15, Survey No.596, Hyderabad - Warangal Main Road, Bibinagar Village & Mandal, Dist. Nalgonda, Andhra Pradesh 508126UTIB0001114500211025(08685) 279001/ 2/ 3 / (08685) 279004
L B NagarS.No. 66/4, Kamineni X Road, (Beside Modi Ford Showroom), L B Nagar, Hyderabad, Andhra Pradesh, Pin 500074UTIB0001134500211027(040) 24038134/ 7134 / (040) 24033734
TIRUMALGHERYTirumalgherydevi Towers, Plot No. 8, Chandragiri Colony, Tirumalghery, Secunderabad, Pin 500015, Andhra PradeshUTIB0001135500211026(040) 27748946 / 47 /48 / (040) 27748949
HabshigudaD.No.1 - 7 - 70/6, Maheswari Nagar, Street No 8, Habsiguda, Hyderabad 500007UTIB0001195500211028040-27173370, 040-27173371, 040-27173380
ChevellaNo.1 - 19/13, Veerabhadra Complex, Opp. Market Yard, Hyderabad Main Road , Chevella, Dist. Ranga Reddy, Andhra Pradesh, Pin 501503UTIB0001266501211602(08417)244401/ 02/ 03 (08417) 244404
QuthbullapurPlot No 45, 46, & 54, 55, Chinthal Main Road , Quthbullapur, Hyderabad , Andhra Pradesh, Pin 500054UTIB0001304500211030(040) 23087722/33/44 (040) 23087755
ChampapetD.No.6 - 9/1 (Old), Behind Bharathi Garden, Sagar Road , Champapet, Hyderabad , Andhra Pradesh, Pin 500059.UTIB0001305500211029(040) 23532436/ 37/ 38 (040) 24532439
MarredpallyH.No.10 - 1 - 49, Sy No. 63, Boosa Reddy Guda, West Marredpally , Secunderabad, Andhra Pradesh, Pin 500026.UTIB0001319500211031(040) 27801044/ 45/ 41(D) (040) 27801043
Road No.2, Banjara HillsUnit No.1, Ground Floor, Mch No.8 - 2 - 273, 276 & 277, Pavani Avenue , Road No.2, Banjara Hills, Hyderabad , Andhra Pradesh, Pin 500034.UTIB0001379500211033(040) 23552981/2/3 (040) 23552984

Basheerbagh3 - 5 - 824, Hyderguda, Basheerbagh, Hyderabad, Andhra Pradesh, Pin 500029.UTIB0001380500211032(040) 23232256/7/8 (040) 23235259
NallakuntaNo.2 - 1 - 311, Patwari Compound, Nallakunta, Hyderabad , Andhra Pradesh, Pin 500044UTIB0001381500211034(040) 27667782/ 85/ 87 (040) 27667784
Prakash Nagar501, Naiks Vijayasri Nivas, H.No.1 - 11 - 255, Begumpet Road No. 1, (Beside Begumpet Airport ), Sp Road , Hyderabad , Andhra Pradesh, Pin 500016.UTIB0001454500211041(040) 27764070/ 1/ 2 (040) 27764073
MalkajgiriNo.25 - 40/73/61, Anantha Saraswathi Nagar, Main Road, East Anandbagh, Malkajgiri, Hyderabad , Dist. Rangareddy, Andhra Pradesh, Pin 500047.UTIB0001455500211042(040) 27221608/ 9/ 21 (040) 27221645
Diamond PointPlot No.5, Ground Floor, Sanjeevaiah Colony, " K1 Square " Building, Silkh Villahe Road , Diamond Point Circle , Secunderabad, Dist.Hyderabad, Andhra Pradesh, Pin 500009.UTIB0001456500211037(040) 27811144/5/6 (040) 27811147
SerilingampallyKbrs Vasai Residency, Plot No.5, Huda Trade Centre, Serilingampally, Dist. Ranga Reddy, Andhra Pradesh, Pin 500073.UTIB0001457500211038(040) 23032501/2/3 (040) 23032504
Siddiamber BazarShop No.4, First Floor, Shikha Enclave, Ghmc No. 15 - 1 - 515 To 521 & 539, Siddiamber Bazar, Hyderabad, Andhra Pradesh, Pin 500012.UTIB0001458500211040(040) 24735001/ 2/ 3 (040) 24735004
Road No.36, Jubilee HillsSami Complex, Plot No. 1125, Road No.36, Jubilee Hills, Hyderabad , Andhra Pradesh, Pin 560033.UTIB0001463UTIB0001463(040) 23558125/6/7 (040) 23558128

Axis Bank Personal Loan Customer Care Number

1800 209 5577 si the number customer care number you need to dial so as to be in touch with the bank’s executives. You can get in touch with these professionals anytime from anywhere. These experts with their relevant experience and knowledge ensure that you have a hassle-free experience. Be it a complaint, query or concern, these friendly executives are always there to help you in the best way.

About Axis Bank Personal Loan Hyderabad

Axis Bank, a private lender with more than 3,000 branches and 13,000 ATMs, is driving a massive change in people’s life across the country through a myriad of products such as a personal loan. Its services also touch the base of Hyderabad, the IT city. The people down here are fulfilling all their personal loan requirements without having to pinch their pocket that much.

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