Axis Bank Pune

Banks365 views

Products Offered by Axis Bank in Pune

If you are in Pune, Axis Bank with its enormous range of products such as personal loan, education loan, car loan, home loan and loan against property, makes sure that the people living in this hi-tech city enjoy the best of banking experience via these innovative products. These products are here to make your life much simpler and easier as they cater the diverse needs of all in the best possible way. To know each one of the financial product offered by Axis Bank in Pune, take a look at the table below.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.80% - 9.05% ₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
15.75% - 24.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + GST
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employedIndividuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+GST
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17%(for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Axis Bank Pune Branches with IFSC Codes

Branch Name Complete Address IFSCMICRCustomer Care
PuneSterling Plaza 1262/B, J M Road Deccan Gymkhana, 411004UTIB0000037411211002020-66295000
Bund Garden Road BranchAshoka Galaxy, Plot No 1, Galaxy Society Dhole Patil Road, Bund Garden , 411001UTIB0000073411211003020-2616424/6-66278600
Pimpri - Chinchwad Balwant Chapekar Chowk, Station Road (Pimpri - Chinchwad) , Chinchwad Gaon.560070UTIB0000103411211005  020-66343434/27353502/27353504
KothrudBusiness Square Plot No - 57, Mayur Colony, Next To Jog High School, Kothrud, 411038UTIB0000104411211004020-2545 5913/ 5911 / 8696 
WanawadiPlot No 75/2/2 - B , Building No - Y Sacred Heart Town Wanawadi, 411040UTIB0000110411211006  020-6643 4400
Baramati Plot No 485, City Survey No 881 Bhigwan Road, 413102
UTIB0000135413211002  02112-226168/69 
Service BranchBasement, Plot:75/2/2B, Building:Y Sacred Heart Town, Wanwadi, 411040UTIB0000239411211001
Kalyani NagarMarigold Premises, Grnd Flr, Survey:15 Vadgaonsheri, Kalyani Nagar, 411014UTIB0000269411211007020-40046740/41/42
CampParmar House, 2413, East Street, Gen. Thimayya Road, Camp, 411001UTIB0000305411211008020-2633 0611/ 51/ 65
Senapati Bapat MargGr. & 1St Floor, Sai Capital Senapati Bapat Marg, Pune, 411016UTIB0000315411211009020-66220700, 66220701, 66220713
Baner (Pune)Sapphire Chambers, Ground Floor, S.No: 2/3/1, Baner, 411045UTIB0000338411211010020-2729 2239 / 2235 / 2336 / 2237
Sahakar NagarA C College Of Commerce, Jalpaiguri Pune Satara Road, Sahakar Nagar, 411009UTIB0000350411211011020-2423 1426/27/28 
Hadapsar (Pune)Aryan Centre, Opp : Vaibhav Theatre Pune Solapur Road, Hadapsar, 411048UTIB0000404411211012020-6400 0805/ 6620 8608 
ChakanPardeshi Building, Mayaram Shet Market, Nr Mahatma Phule Market Yard, Chakan, , Maharashtra, 410501UTIB000051241121101302135-255 607/8/9 
Sinhagad Road“ Senate” , S.No. 118A Jaidev Nagar, Sinhagad Road, Parvati, Pune, Maharashtra Pin 411030UTIB0000828411211014  020- 24251973/ 75
AundhGround Floor & First Floor Astral Court, B Bldg., Survey No. 137 & 138 Gaikwad Nagar, Aundh, Pune 411007UTIB0000871411211015020- 25882055/ 25888716/ 2589664
YewatBhuleshwar Market, Building No. 2 , Pune - Solapur Road , Taluka Daund , Yewat, Dist. Pune, Maharashtra , Pin 412214UTIB0000872411211016 02119 - 274109/ 115/ 119,
ShikrapurBandal Complex, Shikrapur Tehsil Shirur, Dist. Pune Maharashtra , Pin 412208UTIB000086241121101702137 - 272165/ 66
Viman Nagar, PuneGround Floor, Lalwani House, Plot No. 79, Viman Nagar, Pune, Maharashtra , Pin 411014UTIB0001032411211018(020) 41284657/ 58 / (020) 41284659
HinjewadiGround Floor, Ganga Estate, Marunje Road , Hinjewadi, Dist. Pune, Maharashtra , Pin 411057UTIB0001034411211019(020) 22932160/61 / (020) 22932162
KhedGround Floor, " Muktangan" , Kondhanpur Phata, A/P, Khed Shivapur, Dist.Pune, Maharashtra , Pin 412205UTIB0001039411211020(020) 24384584/ 5 / (020) 24384801
DhankawadiGround Floor And Basement, Dhankawadi Patil House, Survey No. 20/2, Pune Satara Road, Pune, Maharashtra , Pin 411043.UTIB0001168411211021
Ajmera ComplexRenuka Royal, Shop No.1 & 3, Plot No.52, Cts 6258, Ajmera Complex, Pimpri, Pune, Maharashtra , Pin 411018.UTIB00014354112110229881018268 0
KarvenagarStilt Floor, C.T.S. No. 1189/25, Plot No.3 - Arihant, Karve Nagar, Pune, Maharashtra , Pin 411052UTIB0001436411211024(020) 25456858/ 38 0
SadashivpethShop No. 1, 2 & 3, Ground Floor, Flat No. 4, 2149, Keyur Apartments, Sadashiv Peth, Pune, Maharashtra , Pin 411030UTIB0001437411211023(020) 24336768/ 9699 (020) 24333700
NigdiGround Floor, Kalyani Chambers, Sector 27 A, Plot No. 80, Nigdi, Pcnt, Pcmc, Pune, Maharashtra , Pin 411044UTIB0001494411211025(020) 276420125/ 26 (020) 276420127
KharadiGround Floor, " Pathare Complex" , S.N. - 8, Mundhwa Bypass Road, Pune, Maharashtra, Pin 411014UTIB0001576411211026(020) 27014059/60 , (020) 27014061
BhigwanGround Floor, Aniket Complex, Shop No 7, 8 & 11, Office No 1& 3, Pune - Solapur Nh9, Bhigwan - 413130UTIB000161241321150102118-246455 , 02118-246454
Corporate Banking Branch - Pune214 / 215 City Mall, 2Nd Floor, Plot No 1, Ganesh Khind ( University ) Road, Pune 411 007UTIB0001636411211027
RahataniGround Floor, Rainbow Plaza, Shop No. 22, Rahatani Pimple Saudagar, Pune, Maharashtra, Pin 411017UTIB0001641411211028
Prabhat RoadGround Floor, Ivory Towers, Prabhat Road, Pune-411004UTIB00018774112110297350000257
WakadGround Floor, G O Square, Survey No.249(P), 240(P), 251(P), Hinjewadi Road, Wakad, Pune, Maharashtra, Pin 411057UTIB00018934112110319860230105
Paud Road, PuneGround Floor Venture Bhusari Colony, Survey No.94/4, Plot No-5/2+6, Paud Road, Kothrud, Pune-411029UTIB0001894411211030020-2532 1063
UdgirLasune Complex, Plot No. 3-2-2/2, Shivaji Chowk, Degloor Road, Udgir -413517UTIB0001945413211227
DaundVimal Sadan, Plot No.11 Daund-Patas Road, Daund-413801 Dist-Pune MaharashtraUTIB00019524132114769860634508
Bt Kawade Road, PuneGran Exito, Showroom No-1A & 1B, Survey No-172, B T Kawade Road, Ghorpadi, Pune-411 001UTIB0001954411211033020-2532 1063

Axis Bank Pune Customer Care Toll Free Number

1800 209 5577 is the number you need to dial so as to be in touch with the customer care executives of Axis Bank. Be it any complaint, concern or query you have related to any product or service, the customer care executives of the bank with their relevant experience and expertise give you the best solutions.

EMI Calculator

With the easy availability of an EMI Calculator, it would not be wrong to say that knowing about the EMIs of your loan is no more of a hassle. Yes, this smart device with its simple and fastest process lets you not just about your monthly installments but interest outgo and total amount payable as well. You can take smart and calculative decisions with the help of using this device, which takes into consideration the loan amount, interest rate and tenure.

However, to give you better clarity on the same, below is a table showing the calculations on a loan amount of ₹3 Lakh, taken for a tenure of 5 years at an interest rate of 15.32% per annum.

Documents Required to Apply

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan I dentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




About Axis Bank

Known worldwide for its unmatched services, top-notch products and customer-friendly behaviour, it would not be wrong to say that Axis Bank is one such financial entity that fulfills all your needs in the best possible manner. Yes, right from Retail, NRI, Agri, Rural, Burgundy and Priority, the bank offers a diverse range of services to meet the financial needs of all. This is the reason that since its inception in the year 1993, the bank has been striving hard to deliver nothing but a memorable banking experience to the people living in Pune. By offering an exclusive range of products like Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards and Corporate Banking, this lender satisfies all.

Not only this, with establishing its footprints through 2,959 branches and 12,743 ATMs at different cities of the country, there is no denying the fact that this third largest private sector bank has become the favourite of many. With the foundation of 9 international offices, the bank deals into offering the quality services in the areas of Retail, Rural, NRI, Agri, Burgundy and Priority. That’s why, be it loans, investment, insurance or cards, Axis Bank is always there to fulfill all your wishes.

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator