Bajaj Finance Agra

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About Bajaj Finance

A part of Bajaj Holdings & Investments Limited, it would not be wrong to say that Bajaj Finance Limited is a consumer finance lending arm of Bajaj Finserv Limited. Being a Non Banking Financial Company (NBFC), this financial firm is no doubt of the leading names in the finance sector. Founded by Mr. Jamnalal Bajaj in April, 2007 by the name of Bajaj Finserv then, today this financial firm has created its own niche int he industry. Known for offering a wide range of products engaged in Consumer Finance, SME Finance and Commercial Lending & Wealth Management, this company since its inception has been striving hard to deliver the best to all its esteemed customers. 

This company through its joint venture and subsidiaries employs more than 20,000 employees along with a nationwide presence of across 1400 locations. Moreover, with its wide array of financial products and services, this renowned financial company endeavors to always bring the best for one and all. This renowned company believes in a simple philosophy of never settling down for good, hence it always aims for the best. Through its wide and growing portfolio, this private lender is offering numerous products belonging to loans, insurances, investments, wealth advisory bears, etc. 

Bajaj Finance Agra Branches

Branch Name Complete Address Customer Care MICRCustomer Care
Kamla Nagar, Agra2Nd Floor, B-53, Kamla Nagar, Agra - 282 005. - 282005, Uttar Pradesh
0562 305 2019411532002

Products Offered by Bajaj Finance in Agra

This leading finance company with its wide variety of financial products such as personal loan, home loan, gold loan, loan against property, loan against fixed deposit and two & three wheeler loan ensures that all your needs can easily be fulfilled in the least time frame. But each product comes with its own eligibility norms, hence to know the same, kindly read the page below. 


Basic Details of Bajaj Finance Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
8.35% - 8.50%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
10.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe mnimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Documents Required

ProductDocuments
Home LoanSalaried:
Application Form
Photograph
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Self-employed:
Applicantion Form
Photograph
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
MOA/AOA
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
KYC:
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan.
Gold Loan Photo ID
KYC Proof
Loan Against PropertyApplication form
Photograph
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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