Bajaj Finserv Ahmedabad

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 Products Offered by Bajaj Finserv in Ahmedabad

When it comes to offering the best financial products, this leading NBFC offers plenty of them such as a gold loan, loan against property, personal loan, loan against fixed deposit, home loan and two & three wheeler loan to choose from. Depending upon your need, you can choose a product, but before you do so it is also important to know the eligibility criteria of the same. Hence, to know the same, go to the page below.

Basic Details of Bajaj Finserv Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
8.85% - 11.15%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
10.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe mnimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Bajaj Finserv Ahmedabad Branches

Branch Name Complete Address Customer Care
 Panchvati Paanch Rasta, C.G. Road3Rd Floor, Unit No.302 To 306, Torquoise Building, Opp. Centre Point, Panchvati Paanch Rasta, Off C. G. Road, Ahmedabad - 380 006. - 380006,GUJARAT.
079 3001 8200

Bajaj Finserv EMI Calculator

With the online availability of an EMI Calculator, it would not be wrong to say that knowing the calculations of your monthly installments is no more of a hassle. Yes, this smart and time-saving tool allows you to know the exact calculations of your EMIs, Interest Outgo and Total Amount Payable on a loan in the easiest and quickest manner.

For your reference, below is a table showing the calculations on a loan amount of ₹3 Lakh, taken for a tenure of 5 years at an interest rate of 15.15% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 3,00,00015.15%1₹ 27,099₹ 25,185₹ 3,25,185
₹ 3,00,00015.15%2₹ 14,567₹ 49,617₹ 3,49,617
₹ 3,00,00015.15%3₹ 10,422₹ 75,179₹ 3,75,179
₹ 3,00,00015.15%4₹ 8372₹ 1,01,859₹ 4,01,859
₹ 3,00,00015.15%5₹ 7161₹ 1,29,637₹ 4,29,637

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 43,409₹ 42,518₹ 2,56,590
2₹ 50,462₹ 35,465₹ 2,06,127
3₹ 58,661₹ 27,266₹ 1,47,465
4₹ 68,192₹ 17,735₹ 79,272
5₹ 79,361₹ 6655₹ 0

Documents Required

ProductDocuments
Home LoanSalaried:
Application Form
Photograph
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Self-employed:
Application Form
Photograph
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
MOA/AOA
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
KYC:
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
P roof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan.
Gold Loan Photo ID
KYC Proof
Loan Against PropertyApplication form
Photograph
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

About Bajaj Finserv

Bajaj Finserv Limited is a renowned consumer finance lending arm of none other than its parent company i.e. Bajaj Group. Well, as a part of Bajaj Holdings & Investments Limited, this reputed NBFC has already created its position in the finance sector. Hence, has already won the hearts of many. Moreover, the foundations of this leading company were laid down in the year 2007 and since then this firm has been doing exceptionally well in the Indan finance sector. Worldwide know for offering the exceptional services and products to all its esteemed customers, this NBFC has become the favourite of many.

With its exclusive range of products related to lending, asset management, wealth management and insurance, this company is transforming the way people look at the finance. Moreover, after establishing a nationwide presence across over 1400 locations, this company is ensuring that all its customers will get nothing but the best.  This Non Banking Subsidiary Company believes in a simple philosophy i.e. never settling down for good because the company main endeavor is to offer offer great user experience. Apart from offering the financial services there is no denying the fact that Bajaj Finserv is also active in the wind-energy generation as a part of its corporate social responsibility. So, whenever you need financial help, look no further as you know whom to approach.

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EMI Calculator