Bajaj Finserv Bengaluru

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 Products Offered by Bajaj Finserv in Bengaluru

With its wide range of financial products such as home loan, personal loan, two & three wheeler loan, gold loan, loan against property and loan against fixed deposit, this financial firm ensures to meet the diverse needs of all. That’s why it offers numerous products to choose from. But to avail them, you need to meet the eligibility criteria of the same. And, to know the eligibility of these products, kindly go to the page below.

Basic Details of Bajaj Finserv Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
8.85% - 11.15%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
10.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe mnimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Bajaj Finserv Branches with IFSC Codes in Bengaluru

Branch Name Complete Address Customer Care
Residency Road, Bangalore 301 To 306, 3Rd Floor, Prestige Towers, Residency Road, Bangalore - 560 025. - 560025,Karnataka.
Residency Road, Bangalore801 To 805, 8Th Floor, Prestige Towers, Residency Road, Bangalore - 560 025. - 560025,karnataka.
Madivala, Bengaluru2Nd Floor, No. 125, Hosur Main Road, Next To Technic Ceramics, Madivala, Bengaluru - 560 068 - 560068,Karnataka.
020 3957 4151
Rajaji Nagar, Bangalore2Nd Floor, Shiva Complex, Plot No -1017, Dr. Rajakumar Road, 4Th Block, Rajaji Nagar, Bangalore - 560 010. - 560010,karnataka.
020 3957 4151
Sahakar Nagar, BangaloreGround Floor, No. 2707/2, E Block, Ward No. 7, Behind Swathi Garden Restaurant, Sahakar Nagar, Bangalore - 560 092. - 560092,karnataka.
020 3957 4151

EMI Calculator

With the help of an EMI Calculator, it is easy and quick for you to know about your EMIs and Interest Outgo. This time-saving and smart tool lets you know about your monthly installments in the most appealing and easy to understand manner. The device takes into consideration the interest rate, tenure and loan amount, thus calculates the values for you in few seconds. You just need to feed these values into the device, and it will fetch the results for you in the best way.

Let’s just have a better understanding of the same with the help of a table shown below, showcasing the calculations on a loan amount of ₹2 Lakh, taken for a tenure of 4 years at an interest rate of 12.49% per annum.

Documents Needed to Apply

ProductDocuments
Home LoanSalaried:
Application Form
Photograph
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Self-employed:
Application Form
Photograph
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
MOA/AOA
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
KYC:
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
P roof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan.
Gold Loan Photo ID
KYC Proof
Loan Against Property Application form
Photograph
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

About Bajaj Finserv

Founded by Mr. Jamnalal Bajaj in the year 2007, Bajaj Finance Limited is a famous Non Banking Finance Company, well-known for offering the best lending and insurance services to all. This leading finance company with its diverse range of thoughtfully designed products engaged in consumer finance, SME finance and commercial lending and wealth management, serve your financial needs in the best possible way. Worldwide famous because of its parent company Bajaj Holdings & Investments Limited, this NBFC has already formed a strong customer base in the market. This public company with its enormous range of products makes sure to meet all your financial needs in the least time frame.

After establishing its strong presence in over 1400 location, the company is currently providing the quality services and unique products to all its valuable customers across the globe. Moreover, the company through its joint ventures today employs more than 20,000 employees, hence catering the diverse needs of people in the least time frame. However, the lender since its inception has been striving hard to deliver an exceptional experience to one and all. This is the reason that people living in Bengaluru prefer to avail the services offered by Bajaj Finserv.

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EMI Calculator