Bajaj Finance Ghaziabad

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About Bajaj Finance

If you live in Ghaziabad, you have plenty of reasons to smile as Bajaj Finance with its widest range of financial products is here. Yes, you read that absolutely right! This renowned financial firm was formed in the year 2007 by Jamnalal Bajaj with a vision and mission to bring a change in the Indian banking sector. Following the footprints of its parent company i.e. Bajaj Holdings & Investments Limited, this renowned firm is reaching the new heights of success each passing day. This is the reason that people living in Ghaziabad prefer to avail the services offered by this lender only. 

This leading Non Banking Finance Company with ist exclusive range of products committed to consumer finance, SME finance and commercial lending and wealth management, ensures that you will always get the best experience in the least time frame. After creating its own identity in the finance sector with a nationwide presence in over 1400 locations, this public company is no doubt ruling the roost. Hence, is grabbing the attention of many across the globe. However, if you are in the beautiful city of Ghaziabad and looking to avail some financial help, Bajaj Finance is your answer. To know more about the same, kindly take a look at the page below. 

Bajaj Finance Ghaziabad Branches

Branch Name Complete Address Customer Care
Kaushambi, Ghaziabad, Uttar Pradesh201 to 205, 2nd Floor, KM Trade Towers, Kaushambi, Ghaziabad, Uttar Pradesh 2010100120 338 2100

Products Offered by Bajaj Finance in Ghaziabad

There are numerous financial products that you can avail through Bajaj Finance such as home loan, loan against property, two & three wheeler loan, personal loan, loan against fixed deposit and gold loan. Each product has been well-designed to meet your diverse needs in the best possible manner. To know more about the eligibility criteria, tenure, loan amount and interest rates of these products, go to the page below. 
 

Basic Details of Bajaj Finance Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
8.50%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
11.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe mnimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Documents Required

ProductDocuments
Home LoanSalaried:
Application Form
Photograph
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Self-employed:
Application Form
Photograph
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
MOA/AOA
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
KYC:
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
P roof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan.
Gold Loan Photo ID
KYC Proof
Loan Against PropertyApplication form
Photograph
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

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