Bajaj Finserv Home Loan in Kochi

About Bajaj Finserv Home Loan in Kochi

If you are in the beautiful city of Kochi and looking to avail the best home loan deal, look no further because Bajaj Finance is here to take care of all your needs. Yes, this leading non banking financial firm with its enormous range of financial products such as home loan ensures that you get the best deal to meet your needs in the best way.

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Bajaj Finserv Home Loan Kochi at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.85% - 11.15%
Loan Amount₹30 Lakh-15 Crore
Tenure20-25 Years
Processing Fee1% of the loan amount
Part Pre- payment ChargesNil
Foreclosure ChargesNil

Eligibility Criteria

  • An applicant should be an Indian resident.
  • The minimum age of the applicant should be 25 years at the time of availing the loan.
  • The maximum age of the applicant should be 70 years at the time of loan maturity.
  • If you are a salaried individual, a minimum work experience of 3 years is required.
  • If you are a self-employed individual, a minimum 5 years of work experience is required.

Documents Required

Salaried:

  • Application Form
  • Photograph
  • Identity Proof:Voter’s ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
  • Address Proof: Passport / Voter’s ID card / Driving license / Aadhar card
  • Income Details:Form 16 /Latest salary slips
  • Bank Account Statements for last 6 months

Self-employed:

  • Application Form
  • Photograph
  • Identity Proof
  • Address Proof
  • Signature Proof
  • Date of Birth Proof
  • Income Details:IT returns & balance sheet & P/L account statement for the last 2 years
  • Business Continuity Proof for 5 years
  • Bank Account Statements for last 6 months
  • Partnership Deed
  • MOA/AOA

Know More About Home Loan Kochi

Address of Bajaj Finserv Branches in Kochi

Branch Name Complete Address Customer Care
Edappally, Kochi, Kerala  Cheranalllur Rd, Bye Pass Junction, Ponekkara, Edappally, Kochi, Kerala 6820241800 209 4151
Kadavanthra, Ernakulam, Kerala Giri Nagar Road, Giri Nagar Housing Society, Giri Nagar, Kadavanthra, Ernakulam, Kerala 682020082818 15463
Ernakulam, KeralaKattakara Rd E, Kathrikadavu, Kaloor, Ernakulam, Kerala 6820170484 330 1300

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%