Bajaj Finserv Home Loan in Patna

About Bajaj Finserv Home Loan in Patna

Bajaj Finserv with its presence in the beautiful city of Patna ensures to offer the best home loan offers to those who are looking to buy their dream home, but due to lack of funds can’t afford that. Keeping this thought in mind, this financial firm makes sure that this credit facility should be available to you without any hassle.  

Bajaj Finserv Home Loan Patna at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.30% - 8.50%
Loan Amount₹30 Lakh-15 Crore
Tenure20-25 Years
Processing Fee1% of the loan amount
Part Pre- payment ChargesNil
Foreclosure ChargesNil

Eligibility Criteria

  • An applicant should be an Indian resident.
  • The minimum age of the applicant should be 25 years at the time of availing the loan.
  • The maximum age of the applicant should be 70 years at the time of loan maturity.
  • If you are a salaried individual, a minimum work experience of 3 years is required.
  • If you are a self-employed individual, a minimum 5 years of work experience is required.

Documents Required

Salaried:

  • Application Form
  • Photograph
  • Identity Proof:Voter’s ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
  • Address Proof: Passport / Voter’s ID card / Driving license / Aadhar card
  • Income Details:Form 16 /Latest salary slips
  • Bank Account Statements for last 6 months

Self-employed:

  • Application Form
  • Photograph
  • Identity Proof
  • Address Proof
  • Signature Proof
  • Date of Birth Proof
  • Income Details:IT returns & balance sheet & P/L account statement for the last 2 years
  • Business Continuity Proof for 5 years
  • Bank Account Statements for last 6 months
  • Partnership Deed
  • MOA/AOA

Click to Know About Home Loan Patna

Address of Bajaj Finserv Branches in Patna

Branch Name Complete Address Customer Care
Kankarbagh, Main Road, Patna1St Floor, 101, Deo Siddhi Newton Plaza, Kankarbagh, Main Road, Patna - 800 020. - 800020,Bihar
0612 391 8240

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