Bajaj Finance Lucknow

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About Bajaj Finance

Moving forward with the legacy of its parent company i.e. Bajaj Holdings & Finances Limited, many of you will surely agree on the fact that Bajaj Finance is a company, which offers you plenty of best financial products to choose from. Yes, this Non Banking Financial Company with its many unmatched and unique products engaged with consumer finance, SME finance and commercial lending and wealth management, gives you nothing but the best experience. However, the best thing about these products is the fact that each one is unique from other, hence are here to serve the multiple needs of all. 

Keeping this thing in mind, the people of Lucknow always look to avail the services offered by this renowned lender as they suit the diverse needs of all. Moreover, finding its roots in the year 2007 under the supervision of Jamnalal Bajaj, this NBFC since its inception has been working really hard to deliver nothing but great. Yes, believing in the principle i.e. settling down not for the good, but for great, Bajaj Finance is here to rule the game. This is the reason that over the years this lender has made its presence felt in over 1400 locations across the country and still counting. In order to know more about this NBFC, kindly read the page below. 

Bajaj Finance Lucknow Branches

Branch Name Complete Address Customer Care
Indira Nagar, LucknowA-28, Ii Floor, Opp. Ravindra Petrol Pump, Indira Nagar, Lucknow, Uttar Pradesh 2260160522 302 1600
Near Jawahra Bhavan, Lucknow3rd Floor, Princeton Business Park,16, Ashok Marg, Near Jawahra Bhavan, Lucknow, Uttar Pradesh 2260011800 209 4151
AJC Bose Road, Elgin, Kolkata232B, 2nd Floor, AJC Bose Road, Elgin, Kolkata, West Bengal 700020033 4400 9814

Products Offered by Bajaj Finance in Lucknow

There are many products that can be availed by you in the beautiful Lucknow city. The products that you can avail are-loan against fixed deposit, two & three wheeler loan, home loan, loan against property and personal loan. Each of the product come with the certain eligibility criteria to meet, hence to know about the same, kindly go to the page below. 


Basic Details of Bajaj Finance Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
8.30%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
10.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe mnimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Documents Required

ProductDocuments
Home LoanSalaried:
Application Form
Photograph
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Self-employed:
Application Form
Photograph
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
MOA/AOA
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
KYC:
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
P roof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan.
Gold Loan Photo ID
KYC Proof
Loan Against PropertyApplication form
Photograph
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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