Bajaj Finserv Pune

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 Products Offered by Bajaj Finserv in Pune

If you are in Pune and are looking for some best financial products to choose from, this leading NBFC offers many. Yes, this reputed finance company offers a wide variety of financial products such as home loan, loan against property, two & three wheeler loan, personal loan, gold loan and loan against fixed deposit. However, as far as availing these products are concerned, you can avail them easily, if you meet the eligibility of the same. Well, to know the eligibility of the same, kindly read this page below.

Basic Details of Bajaj Finserv Loans

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanAn applicant should be an Indian resident.

The minimum age of the applicant should be 25 years at the time of availing the loan.

The maximum age of the applicant should be 70 years at the time of loan maturity.

If you are a salaried individual, a minimum work experience of 3 years is required.

If you are a self-employed individual, a minimum 5 years of work experience is required.
9.05% - 11.15%₹30 Lakh-15 Crore25 years (salaried), 20 years (self-employed)1% of the loan amount
Personal Loan If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.

Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurugram, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.

People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.

Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.
10.99% - 16.00%Upto ₹ 25 Lakh5 Years 2.25% - 3% of the loan amount
Two &Three Wheeler FinanceThe minimum age of the applicant should be 21 years.

The maximum age of the applicant should be 65 years.

He/she should be residing in the city for at aleast 1 year.

The applicant should have a working experience of 1 year.

He/she should have a landline number either at the residence or at office.
Depends upon the eligibility of an applicant. 2 years
Gold LoanIf you a salaried, self-employed professional, businessman, trader and farmer, you are eligible for the loan.

The minimum age of the applicant should be 21 years at the time of availing a loan.

The maximum age of the applicant should be 70 years.
0.14Upto ₹25 Lakh1% of the loan amount
Loan Against Property If you a self-employed individual or professional Indian, you are eligible to get the loan.

The minimum age of the applicant should be 25 years at the time of loan sanction.

The applicant/sshould have a regular source of income.
Upto ₹Rs.21 croreup to 15 yearsUp to 2% of the loan amount
Loan Against Fixed DepositYou are eligible for loan against fixed deposit by meeting the below eligibility criteria:
Resident Individuals (except Foreign citizens, persons of Indian origin and NRI)
Hindu undivided family (HUF)
Sole proprietorship
Partnership firms
Companies including group companies
Club, association and society
Family trust (except charitable trusts)

2% above the existing FD rate60%-75% of the FD amount

Bajaj Finserv Pune Branches

Branch Name Complete Address Customer Care
Viman Nagar, Pune Sakore Nagar, Viman Nagar, Pune, Maharashtra 411014020 3040 5060
Wakdewadi, Pune6th Floor, Bajaj Brand View, Cts 12b+31, Pune Mumbai Road, Wakdewadi, Pune, Maharashtra 411003020 3098 8700
Fatimanagar, Pune3rd Floor, Office No. - 301,C Wing, Kpct Mall, Sr. No. - 16, Hissa No. 1/1, Fatimanagar, Pune, Maharashtra 4110401800 209 4151
Chinchwad, Pune3rd Floor, Office No. - 218,219 & 222,, Gokhale Plaza Condominium, Survey No. - 186/2/1A, CST - 3187, Chinchwad, Pune, Maharashtra 411033020 3064 7250
Viman Nagar, PuneSainik Nagar, Clover Park, Viman Nagar, Pune, Maharashtra 411014099207 07066

 Bajaj Finserv Customer Care

020 3957 4151 is the number you need to dial so as to be in touch with the customer care executives of Bajaj. These professionals with having relevant years of experience solve all your queries, complaints and issues in no time. They first listen to your problem and then give the proper assistance to one and all.

Bajaj Finserv EMI Calculator

With the help of using an EMI Calculator, it is absolutely easy for all to know the exact amount of EMIs and interest outgo one needs to pay so as to repay the loan. This smart device after taking into account the loan amount, tenure and interest rate allows you to know the exact amount of monthly installments so that you can have a hassle-free journey.

Just take a look below at the table, displaying the calculations on a loan amount of ₹2 Lakh, taken for a tenure of 4 years at an interest rate of 11.49% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00011.49%1₹ 17,722₹ 12,665₹ 2,12,665
₹ 2,00,00011.49%2₹ 9367₹ 24,811₹ 2,24,811
₹ 2,00,00011.49%3₹ 6594₹ 37,393₹ 2,37,393
₹ 2,00,00011.49%4₹ 5217₹ 50,408₹ 2,50,408

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 41,776₹ 20,825₹ 1,58,223
2₹ 46,837₹ 15,764₹ 1,11,385
3₹ 52,512₹ 10,090₹ 58,873
4₹ 58,923₹ 3728₹ 0

Documents Required

Home LoanSalaried:
Application Form
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Details: Form 16 /Latest salary slips
Bank Account Statements for last 6 months

Application Form
Identity Proof
Address Proof
Signature Proof
Date of Birth Proof
Income Details: IT returns & balance sheet & P/L account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for last 6 months
Partnership Deed
Personal Loan Financials: Salary slips of the last 2 months
Bank Statements: Salary account bank statement of the last 3 months
Employment Proof: Employee ID card
Proof of Identity: Passport / Voters ID card / Driving license / PAN card
Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
2 Wheeler & 3 Wheeler FinanceIdentity Proof:
Passport/Photo credit card - front & reverse/Voters ID card/Driving license/PAN card/Company ID card of MNC/ Public Ltd. / PSU/ Govt. Company/Aadhar card
Address Proof:
Passport/ Voters ID card/Driving license/Rental agreement/Telephone bill/Electricity bill/Gas connection bills/Ration card/Sale deed/Property purchase agreement/Credit card billing statement (latest)/LIC policy/Letter from company or company provided accommodation (list of the company's as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)/Address proof in the name of the applicant's spouse or parents name is acceptable
Income Proof:
Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions
Other relevant documents will be required depending upon the segment and profile of the applicant
Please contact your Bajaj Auto Finance representative at the nearest Bajaj Auto dealer to avail a loan
Gold Loan Photo ID
KYC Proof
Loan Against PropertyApplication form
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Business Continuity Proof for 5 years
Bank Account Statements for the last 6 months
Copy of property paper to be mortgaged
Loan Against Fixed DepositSingle page application form
Fixed deposit receipt
ECS mandate (only for Non-Cumulative FD)
Cancelled cheque (only for Non-Cumulative FD)

About Bajaj Finserv

When it comes to Pune, this beautiful city is not only known as an IT hub but is also a home to many financial companies. And, we talk about one such renowned name, Bajaj Finserv is one brand already has its own niche  in the finance sector. Yes, be it loans, insurances or investments, this Non Banking Finance Company with its years of expertise and knowledge has been making sure to settling down not for the best, but for the great. This is the reason that since its inception, this company is leaving no stone unturned to satisfy the needs of all its esteemed customers around the world. Formed by Jamnalal Bajaj in the year 2007, this financial company has been reaching new heights of success since its inception.

If we talk about its diverse product range and quality services, this firm believes in offering the best to all.  By offering a diverse product entitled to SME Finance and Commercial Lending and Wealth Management, this Non Banking Finance Company always brings the best to you while ensuring that all your diverse needs can easily be fulfilled in the least time frame. So, if you are interested in availing any product offered by Bajaj Finserv in Pune, kindly read this page further. Here you will get all the updates.

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