About Bandhan Bank Home Loan Chandigarh
Living in Chandigarh but have not been able to buy a home due to lack of funds? You can get that dream true by applying for a home at Bandhan Bank, which offers home loan to fit into your budget. The bank, which got into the banking space in 2015, has been making decent progress and bringing new customers. Let’s find how it can help you buy your dream home in Chandigarh.
Bandhan Bank Home Loan Chandigarh at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.65% - 13.00% |
| Loan Amount | Based on your income and repayment capacity |
| Loan Tenure | Upto 15 Years |
| Processing Fee | 1% of the loan amount plus applicable service tax |
| Prepayment Charges | NIL for floating rate loan 2%-4% of principal outstanding in the case of fixed rate loan |
Eligibility Criteria
- Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Chandigarh.
- The minimum age by which you are eligible for a home loan is 23 years. At the time of loan maturity, you need to make sure you are within 65 years.
Documents Checklist to Apply for a Home Loan at Bandhan Bank in Chandigarh
Be ready with the following documents to access a home loan at Bandhan Bank in Chandigarh. The documents include-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Chandigarh
Bandhan Bank Home Loan Chandigarh Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Madhya Marg | SCO 149 150, Sector 9 C, Madhya Marg, Chandigarh-160009 | BDBL0001213 | 160750002 | 66090909 |