Bandhan Bank Home Loan Chennai - Rates March 2024, Eligibility, EMI, IFSC

Bandhan Bank Home Loan in Chennai

About Bandhan Bank Home Loan Chennai

Chennai, the capital of Tamil Nadu, has beautiful sea shore and the ring of temple bells to get everyone excited. Also, the city has manufacturing plants of automobile companies, having a large number of people who are yet to buy their own home. Bandhan Bank, thankfully, is here with a list of branches to help you step into your dream home in Chennai.

Bandhan Bank Home Loan Chennai at a Glance

ParticularsDetails
Interest Rate8.65% - 13.00%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Chennai.
  • The minimum age by which you are eligible for a home loan is 23 years. At the time of loan maturity, you need to make sure you are within 65 years.

Documents Checklist to Apply for a Home Loan at Bandhan Bank in Chennai

Be ready with the following documents to access a home loan at Bandhan Bank in Chennai. The documents include-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Chennai

Bandhan Bank Home Loan Chennai Branches

Branch NameComplete AddressIFSCMICR
Anna NagarNew No-Q60, Old No-Q99, Third Avenue, Q Block, Anna Nagar, Chennai, Tamil Nadu-600040
BDBL0001753600750005
CoimbatoreGround Floor, Srinivasa Towers, 45 Dr. Rajendra Prasad Road, 100 Feet Road, Gandhipuram, Coimbatore, Tamil Nadu Pin-641012
BDBL0001734641750002
Mylapore117, Dr. Radhakrishnan Salai, P.O. Mylapore, Chennai, Tamil Nadu - 600004
BDBL0001606600750002
T Nagar40, South West Boagh Road, P.O.T Nagar, Chennai,Tamil Nadu- 600017
BDBL0001612600750003

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%