Bandhan Bank Home Loan in Lucknow

About Bandhan Bank Home Loan in Lucknow

The city of Nawab Lucknow is a dream place wherein you would love to be in. The high-quality infrastructure with Lucknow Metro to a myriad of shopping malls, the city has a lot to keep the residents interested and soak in the experience. Why not have your own home in Lucknow and say ‘No’ to the constant shifting of homes that results with a rental accommodation. Don’t worry about the big sum of payment as you can pay in easy EMIs buoyed by a home loan from Bandhan Bank, which is growing in size day-by-day. To begin with, it had 501 branches. But now, the branches have gone past 700 and looks like adding more to the feather.

Bandhan Bank Home Loan Lucknow at a Glance

ParticularsDetails
Interest Rate10.38%
Loan AmountBased on your income and repayment capacity
Loan TenureUpto 15 Years
Processing Fee1% of the loan amount plus applicable service tax
Prepayment ChargesNIL for floating rate loan

2%-4% of principal outstanding in the case of fixed rate loan

Eligibility Criteria for Bandhan Bank Home Loan in Lucknow

Keep the following factors in mind for a smooth approval of the home loan application by Bandhan Bank in Lucknow.

  • Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Lucknow.
  • Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.

Documents Needed for Bandhan Bank Home Loan in Lucknow

Be ready with the following documents to access a home loan at Bandhan Bank in Lucknow. The documents include-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Lucknow

Bandhan Bank Home Loan Lucknow Branch

Branch NameComplete AddressIFSCMICRContact Detail
Indira NagarSpace No.1111, Raised Ground Floor,Lekhraj Dollar Complex, Faizabad Road, Indira Nagar, Lucknow, Uttar Pradesh-226016BDBL00013032267500020522-66090909
LalbaghG 1, Shalimar Square, B.N.Road, P.O. Lalbagh, Lucknow, Uttar Pradesh-226001BDBL0001582 2267500030522-66090909

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