About Bandhan Bank Home Loan in Mumbai
Mumbai is the dream city that one would love to explore and live to enjoy the lively atmosphere that it is widely known for. And when you are there for a fair amount of time, it becomes important to stay in an own home. But if that is not the case and your wallet not allowing the payment of a flat in one go, a home loan from Bandhan Bank is what you would require to accomplish your home dream. With easy installments up the sleeve, a home is well within your pocket via Bandhan Bank Home Loan.
Bandhan Bank Home Loan Mumbai at a Glance
|Interest Rate||8.50% - 11.75%|
|Loan Amount||Based on your income and repayment capacity|
|Loan Tenure||Upto 15 Years|
|Processing Fee||1% of the loan amount plus applicable service tax|
|Prepayment Charges||NIL for floating rate loan |
2%-4% of principal outstanding in the case of fixed rate loan
Eligibility Criteria for Bandhan Bank Home Loan in Mumbai
The below factors should be kept in mind for a smooth approval of the home loan application by Bandhan Bank in Mumbai.
- Salaried, self-employed businessmen and self-employed professionals are eligible to apply for a home loan at Bandhan Bank in Mumbai.
- Make sure when you apply for a home loan, you bear a minimum age of 23 years. Similarly, when the proposed loan tenure is about to be over, you should not be over 65 years.
Documents Needed for Bandhan Bank Home Loan in Mumbai
Be ready with the following documents to access a home loan at Bandhan Bank in Mumbai. The documents include-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Mumbai
Bandhan Bank Home Loan Mumbai Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Andheri||Shop No 2, Ground Floor, Holar Samaj CHS, Plot No 11,S H O, Four Bungalows, J P Road, Andheri West, Mumbai,Maharashtra- 400053||BDBL0001584||400750011||033-66333333|
|Borivali||Ground Floor, Tiara, Off Chandavarkar Lane, Off I T Road,Maharashtra Lane, Borivali West, Mumbai,Maharashtra-400092||BDBL0001838||400750012||033-66333333|
|Kandivali||Ground Floor, Krishna Kunj, S.V.P Road, Near Chitra Tower, Kandivali West, Mumbai, Maharashtra-400067||BDBL0001583||400750008||033-66333333|
|Prabhadevi||Ground Floor, Madhukunj Building, S G Road, P O Prabhadevi, Mumbai, Maharashtra-400025||BDBL0001562||400750002||033-66333333|
|Chembur||Srinagar Heritage, Shop No.1, 11Th Road, Off Central Avenue Road, Chembur, Mumbai, Maharashtra-400071||BDBL0001559||400750006||033-66333333|
|Vashi||Ganesh Tower, Shop No 17,Plot No, Sector 1, Vashi, Mumbai, Maharashtra-400703||BDBL0001534||400750003||033-66333333|