Bank of Baroda Ahmedabad - Main Branch, Rates March 2024, IFSC Code

Bank of Baroda Ahmedabad

About Bank of Baroda

Bank of Baroda (BoB), established over 100 years ago, has grown by leaps and bounds over a period of time. From a small building in Baroda to around 6,000 branches and over 1,000 ATMs across the country, BoB has come a long way. Founded by Maharajas in 1908 and nationalized in 1969, the bank today boasts of assets over ₹3.58 trillion. The bank is a renowned in the areas of personal banking, corporate banking, NRI banking, MSME banking and others. Not only it has custom products to meet the requirements of depositors but also have the loans to cater the financial needs of credit seekers. Talking about loan, BoB has created quite a stir in the home loan space recently by slashing the interest rates to an industry low of 8.35% p.a. In addition, the bank has also waived off the switchover fees for customers willing to transfer from base rate to MCLR for better transmission of benefits. The bank has an enormous presence in Ahmedabad with over 50 branches across the city.

List of Bank of Baroda Ahmedabad Branches

Branch NameComplete AddressIFSC MICRContact Detail
AmbawadiAmbawadi Branch, Panchvati, Ahmedabad, Gujarat-380006BARB0AMBAWA380012002079-26409244
AsarwaAsarwa Branch, Asarwa Chakla Ahmedabad, Gujarat-380016BARB0ASARWA380012004079-22136713 / 78341
Ashram RoadAshram Road Branch, Opp.Natraj Cinema, Ashram Road, Ahmedabad, Gujarat-380009
BARB0ASHRAM380012003079-26580173
AstodiaAstodia Branch, Harder Chambers:Opp.Dhals Pole, Ahmedabad, 380001BARB0ASTODI380012005079-25322878
Bapunagar Ground Floor, Sardar Patel Mall, Bapunagar Main Road, Ahmedabad, Gujarat-380024BARB0BAPUNA380012075079-22700404/405
BhadraBhadra Branch, Opp Dinbhai Tower, Lal Darwaja, Ahmedabad, Gujarat-380001BARB0BHADRA380012006079-25506043
Bhairavnath Bhairavnath Branch, Opp Karanavati Soc Kankaria, Ahmedabad, 380028BARB0BHAIRA380012007079-25430794
Bopal RoadBopal Road Branch, 5, Vrajvihar Society, Opp.Stearling City, Bopal, Ahmedabad, 380058BARB0BOPALR38001206402717-230605, 230531
ChandkhedaChandkheda Branch, Rudraksha Nr.S T Bus Stand, Ahmedabad, 382424BARB0CHANDK380012066079-27504699
CBB AhmedabadCBB Ahmedabad Branch, 57 Shrimali Society, Netaji Road, Mithakhali Six Road, Na, Ahmedabad, 380009
BARB0CORAHM380012051079-26473010

Products Offered by Bank of Baroda in Ahmedabad

All you Ahmedabadis, a flurry of loans like personal loan, home loan and other lending products are up for grabs at your nearest Bank of Baroda branch. From buying a home to lease discounting, the bank fulfills the needs at best. So come and apply for loans at BoB. Before applying, do not forget to have a look at the eligibility, loan amount and other tenets of the loan showcased in the table below.

Basic Details of Bank of Baroda Loans in Ahmedabad

ProductEligibilityLoan amount
Interest Rate
Processing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.50% - 10.60%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed aplicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr7% onwards0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,00010.90% - 18.25%Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are planning to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanAvailable for individuals, proprietors, partnership firms & co-operative societies seeking working capital₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents You Need to Have Grab Loans from Bank of Baroda in Ahmedabad

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%