Bank of Baroda Car Loan in Bhubaneswar
Last Updated : April 4, 2017, 10 a.m.
About Bank of Baroda Car Loan Bhubaneswar
Want to enjoy an affordable car driving in Bhubaneswar, the city where you reside? Apply for Bank of Baroda Car Loan. The 1908-founded bank offers the loan at attractive interest rates with a flexible repayment tenure to fit into your precious wallet that needs protection against the evil attacks of the inflation. So, check out all such information that you seek before joining hands with Bank of Baroda (BoB) for a car loan.
Bank of Baroda Car Loan Bhubaneswar at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 7% onwards |
| Loan Amount | Upto ₹ 1 Cr |
| Loan Tenure | Upto 7 Years for New Cars. No Finance for Used Cars |
| Processing Fee | 0.50% of Loan amount Minimum: ₹2,500/- Maximum ₹10,000/- + GST |
| Prepayment Charges | NIL |
Eligibility Criteria
Driving your dream car in Bhubaneswar would require the passing of eligibility test as conducted by Bank of Baroda. The below points will give you an idea of the car loan eligibility.
- Both salaried and self-employed should be a minimum of 21 years at the time of loan application. While both of them must ensure they are not more than 65 years by the time the proposed loan tenure expires.
- The bank seeks a stable source of earning before approving the loan.
Documentation
Don’t take the documentation lightly as any negligence here could either delay the process or compel the lender to reject your car loan application. Therefore, you should give the due attention to the kind of documents that BoB require to give a nod to your car loan application submitted in Bhubaneswar. Find out the documents in the points below.
- Documents for Identity-PAN Card/Aadhaar Card/Passport/Voter ID/Driving License
- Documents for Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bills
- Documents for Income Proof–Latest Salary Slips & Form 16 for Salaried, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
- Last 6-month Bank Statement
- Documents for Business Establishment Proof-Utility Bills of Shops & Establishments, Any of Service Tax/Sales Tax/VAT Registration for Self-employed
For more information, visit Car Loan Bhubaneswar
Bank of Baroda Car Loan Bhubaneswar Branches
The bank runs a large number of branches, which in number exceed well past 5,000. The coverage of BoB transcends to even Bhubaneswar, the capital of Odisha. The details like address, IFSC Code, MICR Code and contact numbers of the branches based in Bhubaneswar are shown below.
| Branch | Complete Address | IFSC | MICR | Contact Detail | |
|---|---|---|---|---|---|
| Bapuji Nagar | Bhubaneshwar Branch, 91/92, Bapuji Nagar, Bhubaneswar, Dist - Khurda, Bhubaneswar, Odisha-751009 | BARB0BHUBAN | 751012002 | 0674-2532214 | |
| Khandagiri | 58, Kharavela Complex, Khandagiri, Bhubaneshwar, Dist. Khurda, Odisha- 751030 | BARB0KHANDG | 751012005 | 0674-2470589 | |
| Cuttack Puri Road | 227 Sarla Nagar, Laxmi Sagar, Cuttack Puri Road, Bhubaneshwar, Dist. Khurda, Odisha - 751006 | BARB0CUTTRD | 751012006 | ||
| Samantarapur | Samantarapur Branch, Lewis Road, Bhubaneswar, Odisha-751002 | BARB0SABHUB | 751012003 | 0674-2340216 | |
| Nayapalli | Nayapalli Branch, Irc Village, Bhubaneswar, Odisha-751014 | BARB0SAVNAY | 751012004 | 0674-2360707 | |
| Chandrashekharpur | Plot No - 385/1694 Damana Chak Chandrashekharpur, Bhubaneswar, Odisha-751016 | BARB0CSKPUR | 751012007 | ||
| Saheed Nagar | Plot No 104 1St Floor Saheed Nagar Bhubaneswar, Odisha- 751007 | BARB0SAHEED | 0612-2275523/2272333 | ||
| New Airport Road | Plot No 857/1998, New Airport Road, Unit -6, Ganga Nagar, Bhubaneswar, Odisha- 751001 | BARB0GANKHO | 751012011 | 1800223344 | |
| Gobinda Prasad | Plot Not 1324 / 1935, Gobinda Prasad, Shanti Nagar, Bhubaneswar, Odisha- 751006 | BARB0GOBIND | 1800223344 | ||
| Kalinga Nagar | Plot No 831/3823, Sampur, Kalinga Nagar, Bhubaneswar, Khordha Dist, Bhubaneshwar, Odisha- 751003 | BARB0KALING | 1800223344 |