Bank of Baroda Home Loan in Bengaluru

About Bank of Baroda Home Loan Bengaluru

Settled in Bengaluru but could not buy a home there? Kick out your worries as Bank of Baroda (BoB) is here to let you encash your home wish with a suitable home loan. The time is also ripe to join BoB as it has slashed its home loan interest rates to 8.35% per annum to individuals with a credit score of above 760. So, why are you waiting, folks? Just pen down your application and submit it at Bengaluru branches.

Bank of Baroda Home Loan Bengaluru at a Glance

ParticularsDetails   
Interest Rate8.65% - 9.65%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

Bank of Baroda has certain eligibility criteria for getting your home loan application approved in Bengaluru. The below points can let you understand what the bank seeks.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

Get ready with the document checklist containing the proofs of identity, income, and residence. But it is the matter of buying a property, right! So, the bank would seek some property documents before approving a home loan in Bengaluru. 

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

For more information, visit Home Loan Bengaluru

Bank of Baroda Home Loan Bengaluru Branches

Not aware of the branches of BoB in your city Bengaluru? Know from the below table and visit the nearest one to submit your home loan application. So, don’t wait. Just go and apply for a home loan and enjoy a stay in Bengaluru. 

Branch NameComplete AddressIFSC MICRContact Detail
K.G.RD.MAIN BRANCHK.G.Road Main Branch, Prithvi Building Kempe Gowda Road, Bengaluru, Karnataka- 560009BARB0BANGAL560012012080 22268106
APMC YARDAPMC Yard Branch, P.B.No.2222, Apmc Yard, Tumkur Road, Yeshwanthpur, Bengaluru, Karnataka- 560022BARB0APMCYA560012013080-23375358
BANASHANKARIBanashankari Branch, 266/293, Srinivasanagara, Banashankari 1St Stage, , 2Nd Phase, 80 Road, Bengaluru, Karnataka-560050BARB0BANASH560012017080-26502320
INDIRA NAGARIndira Nagar Branch, #274, V.R.Manor, 100Feet Road 6Th Main Bus Stop, Bengaluru, Karnataka- 560038BARB0BANGBS560012018080-25203919
BRIGADE ROADBrigade Road Branch, 66, M.G.Road, Bengaluru, Karnataka- 560001BARB0BRIGAD560012003080-25587909 / 25586130
BTM LAYOUTBTM Layout Branch, 66, 35Th Main, Bank Officers Colony Btm Ii Stage, Bengaluru, Karnataka- 560068BARB0BTMBAN560012022080-26783144
BYRASANDRAByrasandra Branch, 1360/A, East End Main Road, Opp.Apostolic Carmel Con, Bengaluru, Karnataka- 560041BARB0BYRASA560012007080-22444882
CBB Bengaluru CBB Bengaluru Branch, 26, H.J.S.Chambers, 1St Floor, Richmond Road, Bengaluru, Karnataka- 560025
BARB0CORBAN560012014080-22240465-67
FRASER TOWNFraser Town Branch, 48, Haines Road, Frasertown, Bengaluru, Karnataka- 560005BARB0FRASER560012002080-25558405
HSR LAYOUT HSR Layout Branch, No 1029 11Th Cross 24Th Main Hsr Layout Sector I, Bengaluru Karnataka- 560034BARB0HSRBAN560012021080-25726632
JAYANAGAR Jayanagar Branch, 9Th Main Road 3Rd Block Jayanagar, Bengaluru Karnataka- 560011BARB0JAYANA560012010080-26630533

 

 

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