Bank of Baroda Home Loan in Ghaziabad

About Bank of Baroda Home Loan Ghaziabad

Bank of Baroda (BoB), a state-owned bank with a branch count that spans over 5,000 across India, is just the friend you need to step into your dream home. The bank is calling the shots at the moment with lower interest rate offers on a home loan. The attractive offers are applicable to individuals all over India, including Ghaziabad, a prime business location of Uttar Pradesh.

Bank of Baroda Home Loan Ghaziabad at a Glance

ParticularsDetails   
Interest Rate8.55% - 9.55%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

As soon as you meet the eligibility criteria, a home loan from BoB would be right there in your hands. So, give yourself the best chance to grab the attractive offer by reading the points below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

Even as the eligibility criteria is fulfilled, the insufficiency on the documentation can prove to be a huge dampener for your home dream in Ghaziabad. You can get a feel of how important documents are for you to actually step into a home. So, be ready with documents authenticating your identity, residence, income, etc. You need to be meticulous in submitting the property documents as well.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Ghaziabad

Bank of Baroda Home Loan Ghaziabad Branches

You can choose from a long list of branches to send your home loan application. Seeing the emergence of the city over the last few years, the bank has made sure it has a large number of branches in Ghaziabad. The list of BoB branches is right below. Step out to the nearest one from the list.

BranchComplete AddressIFSCMICRContact Detail
G.T. Road4 Kiran Enclave G.T. Road, Ghaziabad, Uttar Pradesh- 201001BARB0BLYGHA1100120820120-2704717-4718
Gandhi NagarPB.No.19, 188 - Gandhi Nagar, Ghaziabad, Uttar Pradesh- 201001
BARB0GHAZIA1100120780120-2713097
IndirapuramGH 5, Nirala Eden Park, Ahimsa Khand Ii , Opp Rail Vihar, Indirapuram, Ghaziabad, Uttar Pradesh- 201010BARB0INDRAP1100121010120-2651633 | 0120-4167906
Rajinder Nagar84, Commercial Sector - V, Prime Plaza, Rajinder Nagar, Ghaziabad, Uttar Pradesh- 201005BARB0RAJIND1100120990120-2632121
Rajnagar Rajnagar Branch, R - 2/240 Rajnagar Ghaziabad, Ghaziabad, Uttar Pradesh- 201002BARB0RAJNAG1100120760120-2828162
Clock Tower Clock Tower Branch, Clock Tower, Ghaziabad, Uttar Pradesh- 201001BARB0TRDGHA1100120770120-2856125
SuryanagarSuryanagar Branch, B - 190 Suryanagar, Ghaziabad, Uttar Pradesh- 201001BARB0TRDSUR
1100120520120-2626319
Vijay NagarJ K G Senior Secondary School, Sector 9, Ghaziabad, Uttar Pradesh- 201009BARB0VIJGHA1100121020120-2840434/2856125
VasundharaAlpha Tower- 1, Sector9/INS -10Vasundhara, Ghaziabad, Uttar Pradesh- 201012BARB0VASGHA110012124011-23319192
Shalimar GardenUpper Ground Floor, S - 23, B - Block, Shalimar Garden II, Ghaziabad, Uttar Pradesh- 201 005BARB0SHALIM110012139

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