Bank of Baroda Hyderabad

Banks182 views

About Bank of Baroda

Are you looking for a banking partner that can take utmost care of your needs? Do you want to enjoy a hassle-free banking experience? The answers to these questions lie in the hands of Bank of Baroda (BoB), which through its extensive line of products aspire to solve all your financial worries. At the same time, it keeps on developing high-quality and affordable products to raise the demand in the market. It has always been at the forefront of banking arena. The drive comes through its core principle to win the confidence of the customers. And it does so by serving them in the nicest way possible.

Have you ever wondered why Bank of Baroda (BoB) always sits with the best in the business? Any answers, coming….No. Because it comes up with products after a thorough observation of what’s going on in the market. Recently, the demonetization led to massive cash flush in the banks across India, prompting the lenders to slash home loan interest rates. Just as every lender was easing the rates. But who wins the battle in the end? Bank of Baroda.

It slashed the rates to an industry low of 8.35% per annum, leaving behind heavyweights like SBI and HDFC Limited. Also good was the fact that it removed the fee applicable on switching the home loan portfolio from base rate to Marginal Cost of Lending Rate (MCLR) for better transmission of rate cut benefits. Normally, when you switch, a charge of ₹ 5,000-10,000 used to apply. With the removal of fees, Bank of Baroda has further intensified the competition among the lenders vying for the top spot in India’s home finance market.

All in all, the bank has been a massive force in corporate banking, personal banking, MSME banking, NRI banking and other verticals. It strikes a perfect chord with different customer orientations and designs products accordingly. As a result, you can see the bank is moving fast to glory.

The testimony of the bank’s presence can be gauged from the fact that it operates with over 6,000 branches and about 1,000 ATMs across India. Its wings are spread to regions across the globe. From the United States to Australia and from Africa to the Middle East, BoB maintains a wide presence catering to different customer needs.

Talking of its reach within India, you can find branches of BoB well spread out. Be it North India or South India, it has branches everywhere to bank with. If you belong to Hyderabad or are looking to settle there, Bank of Baroda is one you can bank with down there. The bank has around 50 branches in the city of Hyderabad.

Bank of Baroda Hyderabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
A T RoadA T Road Gauh Branch, Paltan Bazar, Guwahati- 781001BARB0ATROAD7810120030361-2540477, 2633964
Beltola TinialiBeltola Tiniali, Beltola, GuwahatiBARB0BELTOL7810120050361-2234285
Dispur BranchDispur Branch, Indian Airlines Complex, Ganeshguri Chariali, Guwahati- 781005BARB0DISPUR7810120040361-2224623, 2220992
G S RoadG S Road, Taranis Bldg, Lachit Nagar, Chariali, Ulubari, Guwahati- 781007
BARB0GSROAD7810120060361-2466087
Cycle Factory ROADCycle Factory Road, Opposite Post Office, Fatasil Ambari, Guwahati, Assam 781025BARB0FATASI0361-2573511
BamunimaidanBeside East End, Nursing Home, Mrd Road, Bamunimaidan, Guwahati, Assam 781021BARB0BAMUNI781012010
Six MileSix Mile Vip Road Po Khanapara Ps Khanapara Dist Kamrup Metropolitan Guwahati, Assam- 781022BARB0SIXMIX
AmbariG N B Road, Near Agp Office, Guwahati Club, Ambari District Kamrup Metropolitan, Assam-781001BARB0AMBARI7810120080361-2461583
Zoo Road TinialiParnil Complex R G Baruah Road, GuwahatiBARB0ZOOTIN0361-2200032
GauhatiGauhati Branch, S.R.C.B.Road, Fancy Bazar, Guwahati, Assam-781001BARB0GAUHAT7810120020361-2540476

Products Offered by Bank of Baroda in Hyderabad

Let’s now get to the products which you can apply at Bank of Baroda in Hyderabad. An attractive home loan with the lowest interest rate of 8.35% per annum with repayment period as long as 30 years is waiting for you. Similarly, other loans like personal loan, car loan and others are also there to avail. You can get an idea of the eligibility criteria, tenure and various other aspects by taking a look at the table below.

Basic Details of Loans at Bank of Baroda in Hyderabad

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.50% - 9.50%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years
Car LoanMinimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr8.80% - 10.55%0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible
Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease.12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,00011.75% - 16.75%Upto ₹ 10,000Upto 4 Years

Documents Needed to Avail Loans from Bank of Baroda in Hyderabad

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator