Bank of Baroda Personal Loan in Chandigarh

About Bank of Baroda Personal Loan in Chandigarh

Do you know the word ‘Personal Loan’ and its importance to the accomplishment of your dream? It’s a type of loan that can be given for the fulfillment of various purposes, which can be diving deep into the blue waters of Maldives to getting a lavish wedding done with zest. Of the banks which provide a personal loan, you can choose the offer of Bank of Baroda (BoB), a bank that has grown to stardom from a small building in Vadodara, Gujarat, in 1908. The proof of its growth is substantiated from the massive reach it has gained by establishing branches across the country, including Chandigarh, a union territory of India. Get updated on the critical details related to Bank of Baroda Personal Loan Chandigarh here.

Bank of Baroda Personal Loan Chandigarh at a Glance

ParticularsDetails
Interest Rate11.75% - 16.75%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Chandigarh

To realize your dream, it is necessary you meet the eligibility norms put by Bank of Baroda in Chandigarh.

  • Salaried and self-employed are eligible to apply for a personal loan in Chandigarh.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documents Checklist to Apply for Bank of Baroda Personal Loan in Chandigarh

Bank of Baroda has put in place a list of documents to be submitted for availing a personal loan in Chandigarh.

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

In search of more information? Visit Personal Loan Chandigarh

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Chandigarh

Branch NameComplete AddressIFSCMICRContact Detail
Agriculture Hi TechAgriculture Hi Tech Branch,
Sco 91, Sector 44 C, Chandigarh- 160047
BARB0AGRCHA1600120050172-2645147/5017428
DHS Extension CounterDHS Extension Counter, Chandigarh- 160022BARB0EXTSEC1600120120172-2667450
Raipur KhurdRaipur Khurd Chandigarh- 160003BARB0KHURDX1600120040172-2652745
Sector 17-BBank Square, Sector 17-B, Chandigarh- 160017BARB0SECTOB1600120010172-2704583
Grain MarketSco 72 A & 73 A Sector 26 Grain Market Chandigarh- 160019BARB0GRAINMN.A.0172-2701617, 5076839
ARMBSco 62/63 Third Floor, Sector 17B, Bank Square, Chandigarh- 160017BARB0ARMCHDN.A.0172-5076839
Phase II Industrial AreaShop No-92, Industrial Area, Phase-2, Chandigarh- 160002BARB0INDCHDN.A.1800223344
Sector 40DSector 40D, Sco 212, Chandigarh- 160036BARB0SECTODN.A.1800223344
LahoraSco 55 Main Market Khuda Lahora Chandigarh 160014BARB0LAHORAN.A.1800223344
Sector DAt Bay Shop No 400 Sector 37D Chandigarh 160036BARB0SECDCHN.A.1800223344

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