Bank of India Agra
Last Updated : Jan. 28, 2017, 8:47 p.m.
About Bank of India
Bank of India (BOI) is an Indian commercial bank with its headquarters in Mumbai. A group of eminent businessmen from the city of Mumbai set up the operation of the bank in 1906. It was under the control of private ownership untill 1969 when it got nationalized along with 13 other banks. BOI, which started its reign in the Indian banking space with a paid-up capital of ₹ 5 crores, has taken its revenue to over 41,000 crore in FY 2015-16.
The bank has strengthened its presence in corporate, rural, MSME, NRI and retail banking. With the expansion of operational periphery upwent the presence of BOI over a period of time. From a small office in Mumbai to around 5,000 branches, BOI is enjoying a significantly wider presence across the country. As far as its presence in Agra is concerned, there are 15-20 branches in the city to bank with. The residents of Agra are availing plenty of banking services at BOI. These include both in deposit and loan categories. The products falling in these categories are aptly designed to suit your taste and needs. Now, you would want to know the branch locations of Bank of India, right! So, just stay glued to the table below.
Bank of India Branches in Agra
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Jeoni Mandi | Agra, 8/168, Jeoni Mandi, Be, Post Bag No.2, Agra, Uttar Pradesh- 282004 | BKID0007250 | 282013002 | 0562-2622334, 2622340 |
| Kamla Nagar | Kamla Nagar (agra), b - 61, main road, Kamla nagar, agra, uttar pradesh- 282005 | |||
| New Agra | New Agra, Harish Market, ,36/232A, New Agra, , Agra, Uttar Pradesh- 282005 | BKID0007253 | 282013004 | 0562-2853526, 2856985 |
| Agra SSI | Agra Ssi, 1St Floor, Jeevan Prak, Lic Bldg., Sanjay Place, Agra, Uttar Pradesh-282002 | BKID0007254 | 282013003 | 0562-2854533 |
| Shaheed Nagar | Upadhya Hospital, Shaheed Nagar, Agra, Uttar Pradesh-282001 | BKID0007256 | 282013006 | |
| Trans Yamuna Colony | First Floor, Shivpriya Complex, Agra Firozabad Road, Trans Yamuna Colony, Bye Pass Road, Agra, Uttar Pradesh-282006 | BKID0007258 | 282013008 | 0562-6545291 |
| Agra Mid Corporate Branch | 49-50, Sulabh Puram, Sikandra Bodla Road, Agra, Uttar Pradesh-282007 | BKID0007258 | 282013008 | 0562-6545291 |
| M G Road | 4 M G Road Opp Agra College Ground Raja Mandi Agra 282002 | BKID0007271 | 282013013 | |
| Shashtripuram Road | 7 Pashchim Puri Crossing Shashtripuram Road, Agra, Uttar Pradesh-282007 | BKID0007272 | 282013014 | |
| Arjun Nagar | 58 295 Main Road Near Sarla Store Arjun Nagar Agra, Uttar Pradesh-282001 | BKID0007273 | 282013015 | |
| Maruti Estate | 1 Shyam Nagar Maruti Estate Bodla Road Agra 282010 | BKID0007274 | 282013016 |
Products Offered by Bank of India in Agra
BOI is ready with a bucket full of banking products to serve you at Agra. As far as deposits are concerned, there are products like savings, current, term deposit and tax-saving schemes. While on the loan side, the bank has personal loan, car loan, home loan, pensioner loan, education loan, loan against property and much more to offer you at Agra.
Basic Details of Bank of India Loans in Agra
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee |
|---|---|---|---|---|
| BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
| BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount |
| BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable |
| BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - |
| BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 |
Documents Required to Avail Loan from BOI In Agra
| Documents | Salaried | Self-employed |
|---|---|---|
| BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
| BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
| BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years |
| BOI Star Loan Against Property | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Equitable Home Security | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Equitable Home Security |