Bank of India Fixed Deposit in Kochi

About Bank of India Fixed Deposit Kochi

Kochi is one of the major port city in the southwest coast of India. A commercial hub of Kerala, Kochi is an amalgamation of many business units that run profits in crores. The units and the employees working there mull ways to secure their financial life. Well, these people now have a product called fixed deposit to apply for. The fixed deposit churns out the returns on the capital deposited, thereby enhancing the value of the money you put into the said instrument. The bank which can provide the right fixed deposit plans is Bank of India (BOI), which maintains a strong presence in Kochi.

Bank of India Fixed Deposit Kochi at a Glance

ParticularsDetails
Interest Rate4.80% - 6.50%
Minimum Deposit Amount₹5,000 (Rural and Semi-Urban Branches)

₹10,000 (Metro and Urban Branches
TenureUpto 10 Years

Eligibility Criteria

Not having an idea of who can walk inside the door of Bank of India to apply for a fixed deposit in Kochi? Get an idea with a mere glance at the pointers below.

  • A Resident of India
  • Non-resident Indian (NRI)
  • Sole Proprietorship Firms
  • Private Limited Companies
  • Partnership Firm
  • Trusts
  • Associations
  • Clubs
  • Charitable Institutions
  • Municipalities
  • Hindu Undivided Families (HUFs)

Documents Needed to Apply for a Fixed Deposit in Kochi

Above you saw the people and the organisations eligible to open a fixed deposit. Now check out what are the documents that they need to serve the purpose.

Documents for Individuals, HUFs and Sole Proprietorship Firms

  • A Colour Photograph
  • Driving License
  • Last 6-month Bank Statement

Documents for Private Limited Companies

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)

Documents for Partnership Firms

  • Photographs of Persons Operating the Account
  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account

Documents for Trusts

  • Photographs of the member operating the account.
  • Copy of the Trust Deed.
  • Copy of Registration Certificate.
  • Copy of the resolution of trustee authorizing the member to operate and open the accounts.

Documents for Clubs/Associations

  • By-laws of the Association
  •  Resolution Copy of the board authorising the members concerned to open and operate the account
  • Photographs of the members operating the account

For more information, visit Fixed Deposit Kochi

Bank of India Fixed Deposit Kochi Branches

Branch NameComplete AddressIFSCMICRContact Detail
KochiC C Vi/96 (A) Bazar Ro, Mattancherry, Kochi- 682002, Kerala 682002, KERALABKID00085106820130050484-2224575, 2225339
Ernakulam Service Branch M.G. Road, Kochi-682016, KeralaBKID00085856820130010484-2372225, 2370352
Ernakulam Mid Corporate BranchErnakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Kochi-682019BKID0008518682013023
ErnakulamErnakulam, At Kannankeri Estate, Shanmugham Road , Ernakulam- 682031, KeralaBKID00085006820130020484-2354508, 2372225
M G Road (Ernakulam)M G Road(Ernakulam), Xxxv/1301 - 2, Collis Es, M. G. Road, Kochi-682016, KeralaBKID00085016820130090484-2353683, 2353857
College GroundCollege Ground, P.B.No.1088, M. G. Road, Ernakulam, Kochi-682011, KeralaBKID00085026820130040484-2360696
Ernakulam NRIErnakulam NRI, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, KeralaBKID00085036820130030484-2365158, 2370352
Ernakulam Housing Finance & Personal BankingErnakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, KeralaBKID00085046820130100484-2536036
Willingdon IslandWillingdon Island, Post Box No. 540, Willingdon Island, Kochi, 682003, KeralaBKID00085116820130060484-2666265, 2668471
KakkanadKakkanad, 10/164C, Thadathil Bld, Airport Rd, Kochi- 682030, KeralaBKID0008512682013021
Kalamassery SouthKalamassery South, University P.O., Kalamassery South, Kochi- 682022, KeralaBKID00085696820130070484-2555890, 2555540
K P Vallon RoadK P Vallon Road Kadavanthara Junction Kochi-682020, KeralaBKID0008587

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