Bank of India Home Loan Ahmedabad - IFSC, Rates Dec 2023, Eligibility, EMI

Bank of India Home Loan in Ahmedabad

Bank of India Home Loan Ahmedabad

Working in Ahmedabad for years? Still staying in the rented flat? Want to break free from the rental schedule by buying a home? Your problem has a solution at Bank of India Home Loan. This loan can be availed from the bank by both salaried and business class. So, look no further from the details of the loan and buy a home in Ahmedabad, the largest city in the state of Gujarat.

Bank of India Home Loan Ahmedabad at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI? Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.


Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Ahmedabad

Bank of India Home Loan Ahmedabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Ahmedabad MainNavrangpura, Swastik Society, Charrasta, Ahmedabad, Gujarat, Pin-380009BKID0002000380013003079-25352281
PanchavatiPanchavati, Ambavadi, Ellisbridge, Ahmedabad, Gujarat,
Ashram RoadAshram Road, Opp Hr Arts College, Ashram Road, Ahmedabad, Gujarat, Pin-380009BKID000200238001300626582395, 26589706
Delhi ChaklaDelhi Chakla, Ahmedabad, Gujarat, Pin-380001BKID0002003380013007079-25622734, 25620955
Ellis BridgeEllis Bridge, Ahmedabad, Gujarat, Pin-380006BKID0002004380013008079-26576152, 26577158
Manek ChowkManek Chowk, Sankadi - Sheri Naka, Manek Chowk, Ahmedabad, Gujarat, Pin-380001BKID000200738001301722140754, 22144706
ManinagarManinagar, Station Road, Maninagar, Ahmedabad, Gujarat, Pin-380008BKID000200838001301825462137, 25462770
New Cloth MarketNew Cloth Market, Purshottam Mill Compd, Outside Rajpur Gate, Ahmedabad, Gujarat, Pin-380002BKID0002010380013023079-22160258, 22161241
PaldiPaldi, Vidyalaya Chambers, Opp Paldi Bus Stand, Ahmedabad, Gujarat, Pin-380006BKID0002011380013024079-26578226, 26579707

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%