About Bank of India Personal Loan Ghaziabad
It’s a nice place to be in Ghaziabad full of shopping malls and amusement centres to witness. The city is regarded as one of the most affluent business centres of Uttar Pradesh. Being closer to New Delhi has only aided the growth of Ghaziabad. Even many banks like Bank of India (BOI) are also there to make sure the residents of the city are heaving a sigh of financial freedom. Yes, the bank’s personal loan offer is right here to let you experience the locales of Europe to having a grand marriage that can etch in the memory for lifetime.
Apply Personal Loan @ 10.75%* Rate
Bank of India Personal Loan Ghaziabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.35% - 14.85% |
| Loan Amount | Upto ₹ 5 Lakh-10 Lakh |
| Loan Tenure | Upto 3-5 Years |
| Processing Fee | 2% of the loan amount |
| Prepayment Charges | As Applicable |
Eligibility Criteria
Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.
Documents Checklist to Obtain Personal Loan from Bank of India in Ghaziabad
Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
- Signature Verification Proof-PAN Card/Passport/Driving License
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check out more in Personal Loan Ghaziabad
Bank of India Personal Loan Ghaziabad Branches
You can check out from a wide list of BOI branches in Ghaziabad. The list is encompassed in the table below, showcasing information on the address, IFSC Code, MICR Code and contact numbers of the branches for you to take note of. All these can prove vital for a smooth personal loan journey with Bank of India in Ghaziabad.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Grand Trunk Road | 59-60, Grand Trunk Road, Ghaziabad, Uttar Pradesh, Pin- 201001 | BKID0007100 | 110013054 | 0120-2856511 |
| Pratap Vihar | Pratap Vihar, 12, Gmp, Sector - 12, Pratap Vihar, Ghaziabad,, Uttar Pradesh, Pin- 201001 | BKID0007101 | 110013072 | 0120-2842262 |
| Harsaon | Harsaon, Krishi Upaj Mandi, Hapur Road Govindapura, Ghaziabad,, Uttar Pradesh, Pin- 201001 | BKID0007111 | 110013064 | 0575-2765506, 2766043 |
| Bulandshahar Road | Bulandshahar Road Industrial Ar, City Post Office, Tehsil Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201009 | BKID0007112 | 110013059 | 0120-2866084 |
| Navyug Market | Navyug Market, 43, Navyug Market, Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201001 | BKID0007113 | 110013057 | |
| Mehrauli | Mehrauli, Vill Mehrauli, Nh24 Ghaziabad Hapur B, Mehrauli (Block - Rajapur - Ghaziabad),, Uttar Pradesh, Pin- 201002 | BKID0007118 | 110013080 | |
| Rajnagar | B-8, RDC, Rajnagar, Ghaziabad | BKID0007119 | 110013082 | 0120-2821074, 2820622 |
| Indirapuram | Plot No.11, Ahimsa Khand - Ii, Indirapuram, Ghaziabad, Uttar Pradesh - 201010 | BKID0007123 | 110013086 | 0120-2607708, 2902719 |
| Garima Garden | Garimajanli Public School Garima Garden , Vill. & P.O. Pasonda District Ghaziabad | BKID0007125 | 110013089 | 0120-2898703 |
| Duhai | Duhai, Post & Village: Duhai, Dist: Ghaziabad, Duhai, Uttar Pradesh, Pin- 201206 | BKID0007201 | 110013066 | 0120-2675011, 2675696 |
| Vasundhara | 1468, Sector - 5 Vasundhara Distt Ghaziabad Uttar Pradesh Pin- 201012 | BKID0007108 | 110013121 | |
| Vaishali | Gaur Gravity Shop No.9-10, Sector-4 Vaishali Distt. Ghaziabad Pin-201010 | BKID0007109 | 110013120 | |
| Gohra Alamgeerpur | Village-Gohra Alamgeerpur , Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh-245101 | BKID0007662 | ||
| Village-Nanpur | Village-Nanpur, Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh -245205 | BKID0007663 | - | - |