Bank of India Personal Loan Ghaziabad - Rates Dec 2023, Eligibility, EMI, IFSC

Bank of India Personal Loan in Ghaziabad

About Bank of India Personal Loan Ghaziabad

It’s a nice place to be in Ghaziabad full of shopping malls and amusement centres to witness. The city is regarded as one of the most affluent business centres of Uttar Pradesh. Being closer to New Delhi has only aided the growth of Ghaziabad. Even many banks like Bank of India (BOI) are also there to make sure the residents of the city are heaving a sigh of financial freedom. Yes, the bank’s personal loan offer is right here to let you experience the locales of Europe to having a grand marriage that can etch in the memory for lifetime.

Apply Personal Loan @ 10.75%* Rate

Bank of India Personal Loan Ghaziabad at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Checklist to Obtain Personal Loan from Bank of India in Ghaziabad

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Ghaziabad

Bank of India Personal Loan Ghaziabad Branches

You can check out from a wide list of BOI branches in Ghaziabad. The list is encompassed in the table below, showcasing information on the address, IFSC Code, MICR Code and contact numbers of the branches for you to take note of. All these can prove vital for a smooth personal loan journey with Bank of India in Ghaziabad.

Branch NameComplete AddressIFSCMICRContact Detail
Grand Trunk Road59-60, Grand Trunk Road, Ghaziabad, Uttar Pradesh, Pin- 201001
Pratap ViharPratap Vihar, 12, Gmp, Sector - 12, Pratap Vihar, Ghaziabad,, Uttar Pradesh, Pin- 201001
HarsaonHarsaon, Krishi Upaj Mandi, Hapur Road Govindapura, Ghaziabad,, Uttar Pradesh, Pin- 201001BKID00071111100130640575-2765506, 2766043
Bulandshahar RoadBulandshahar Road Industrial Ar, City Post Office, Tehsil Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201009BKID00071121100130590120-2866084
Navyug MarketNavyug Market, 43, Navyug Market, Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201001BKID0007113110013057
MehrauliMehrauli, Vill Mehrauli, Nh24 Ghaziabad Hapur B, Mehrauli (Block - Rajapur - Ghaziabad),, Uttar Pradesh, Pin- 201002BKID0007118110013080
RajnagarB-8, RDC, Rajnagar, GhaziabadBKID00071191100130820120-2821074, 2820622
IndirapuramPlot No.11, Ahimsa Khand - Ii, Indirapuram, Ghaziabad, Uttar Pradesh - 201010
BKID00071231100130860120-2607708, 2902719
Garima GardenGarimajanli Public School Garima Garden , Vill. & P.O. Pasonda District GhaziabadBKID00071251100130890120-2898703
DuhaiDuhai, Post & Village: Duhai, Dist: Ghaziabad, Duhai, Uttar Pradesh, Pin- 201206BKID00072011100130660120-2675011, 2675696
Vasundhara1468, Sector - 5 Vasundhara Distt Ghaziabad Uttar Pradesh Pin- 201012
Vaishali Gaur Gravity Shop No.9-10, Sector-4 Vaishali Distt. Ghaziabad Pin-201010
Gohra AlamgeerpurVillage-Gohra Alamgeerpur , Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh-245101BKID0007662
Village-NanpurVillage-Nanpur, Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh -245205BKID0007663--

People Also Look For

  • Personal Loan Interest Rates December 2023
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%