Bank of India Personal Loan New Delhi - Rates 2024, Eligibility, Apply, EMI

Bank of India Personal Loan in New Delhi

About Bank of India Personal Loan New Delhi

New Delhi, the capital of India, remains the first choice for any migrant to settle down because of the ease at which the city accepts people from across the country. The city showcases different style of living with the riches enjoying their lavish parties to middle and low income groups also able to live a comfortable life here. But wishes always overflow and it also fits in the case of people here. So, whatever wishes which have yet not been fulfilled due to the lack of funds can well become a reality with Bank of India Personal Loan. The public sector lender has more than 5,000 across the country, with a majority of them in New Delhi.

Bank of India Personal Loan New Delhi at a Glance

ParticularsDetails
Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal amount depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Needed to Avail Personal Loan from Bank of India in New Delhi

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Get additional information in Personal Loan New Delhi

Bank of India Personal Loan New Delhi Branches

Visit the nearest branch of BOI in New Delhi by taking a look at the list shown below. The list includes information about the address, IFSC Code, MICR Code and contact numbers of the branches located in the city. As soon as you find the nearest branch, visit there with your personal loan application.

Branch NameComplete AddressIFSCMICRContact Detail
JanpathJanpath, 54 Janpath, PB No 357, New Delhi- 110001, DelhiBKID0006000110013012011-23353251, 28844060
Asaf Ali RoadAsaf Ali Road, 4/8 Asaf Ali Road, Post Box 7044, New Delhi-110002, DelhiBKID0006001110013002011-23271714, 28833125
Bank StreetBank Street, Karol Bagh, New Delhi, 110005, DelhiBKID0006002110013004011-28855565, 28855566
Connaught CircusConnaught Circus, Central Ring, Connaught Circus, New Delhi-110001, DelhiBKID0006003110013006011-23322129, 28844062
Hauz KhasHauz Khas, G- 1, Hauz Khas Enclave, Mehrauli Road, New Delhi-110016, DelhiBKID0006005110013010011-28866059, 28866060
Karol BaghKarol Bagh, 13/38, Arya Samaj Road, Post Box No.2571, New Delhi-110005, DelhiBKID0006006110013015011-28855567, 25722640
Khan MarketKhan Market, 32/33 Raja Gyan Nath B, Corn Wallis Road, New Delhi- 110003, DelhiBKID000600711001301428844066, 24621849
Kirti NagarKirti Nagar, B/3, Tagore Market, Kirti Ngr Najafgarh Road, New Delhi, 110015, DelhiBKID0006008110013016011-25458465, 25468326
PaharganjPaharganj, 4/6 D Deshbandu Gupta, Road, Paharganj, New Delhi-110001, DelhiBKID0006009110013022
Rajendra PlaceRajendra Place, 16, Vikram Towers, , 1St Floor, New Delhi-110005, DelhiBKID0006010110013025011-28855569, 25730640
Hamdard DawakhanaHamdard Dawakhana, 1545 Gali Quesimjar, Bazar Lak Khan, New Delhi-110006, DelhiBKID0006012110013034011-28833131, 28833132
Kamla NagarKamla Nagar, 29 A, Kamla Nehru Road, Subjimandi, New Delhi, 110007, DelhiBKID0006013110013035011-23841477, 23843162
NarelaNarela, 2111 Kripa Niwas, Bawana Road, New Delhi- 110040, DelhiBKID0006014110013039011-27282248, 27282313
Parliament StreetParliament Street, Pti Building, 4 Parliament Street, New Delhi-110001, DelhiBKID0006016110013024011-28844067, 28844068
BhaktawarpurBhaktawarpur, Kasturba Road, Bhaktawarpur, New Delhi- 110036, DelhiBKID0006017110013038011-27721644, 27722256
Nehru PlaceNehru Place, Paras Cinema Building, Nehru Place, New Delhi-110024, DelhiBKID0006018110013020011-26417917, 26418812
Lajpat NagarLajpat Nagar, Feroz Gandhi Road, Lajpat Nagar Iii, New Delhi-110024, DelhiBKID0006019110013017011-29831670, 28898165
AzadpurAzadpur, Plot No 12, New Sabzi Mandi, New Delhi, 110033, DelhiBKID0006020110013032011-28877070, 28877071
East Of KailashEast Of Kailash, D-142, East Of Kailash, New Delhi–110065, New Delhi, 110065, DelhiBKID0006021110013008011-28898167, 28898168
Panchsheel7, Panchsheel Shopping, Centre, New Delhi, 110016, DelhiBKID0006022110013023011-26494311, 26498543

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%