Personal Loan Rates 2018145 views
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About Bank of Maharashtra Personal Loan in Patna
Patna, earlier known as a Patliputra, is one of the oldest cities of the Indian Subcontinent. Known for its large agricultural background, Patna has an enriched financial system with tons of private and public lenders in its kitty. Bank of Maharashtra Personal Loan is a widely known product in this city, providing wings to thousands of dreams. Whether its a Personal Loan for the education of your child or for investment purposes in your ancestral land, Bank of Maharashtra Personal Loan deals with all your needs in a jiffy. Read on to know more about it.
Bank of Maharashtra Personal Loan in Patna at a glance
|Interest Rate||11.75% - 12.75%|
|Loan amount||Up to ₹1.5 lakhs|
|Tenure||Up to 36 months|
|Processing Fee||1% of the loan amount|
|Pre- payment charges||As per bank’s norms|
- The applicant must be in the age bracket of 21 years to 60 years.
- Salaried individuals who are existing housing loan borrowers can apply.
- Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
- Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
- Net income of those holding a corporate salary account should be at least ₹3 lakhs. ITR/Form 16 for the past 2 years from the employer is required.
- The employee should have a salary account with the bank.
- The minimum net salary is expected to be more than 25% or ₹ 10,000/- per month, whichever is higher.
Documents Required for Bank of Maharashtra Personal Loan
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof– Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
To know more details, visit Personal Loan Patna.
Address of Bank of Maharashtra Branches in Patna
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Patna||Rajgarhia Center, Exhibition Road, Patna-800001||MAHB0000701||800014001||1800-233-4526|
|Rajabazar Patna||Kalyan Bhawan, First Floor, Khajpura, Bailey Road, Patna - 800014||MAHB0001269||800014004||1800-233-4526|
|Boring Road||Savitri Complex, 1st Floor, Boring Road, Patna - 800001||MAHB0001270||800014003||1800-233-4526|