Syndicate Bank Global Credit Card – Do you want to get a credit card from a government bank, So syndicate bank card is the best option. The card has been launched on 20.10.2013 under the name Syndicate Bank Global Credit Card. This card is used for various purposes for accepting goods and services, cash withdrawal, e-commerce transactions through internet.
This card offers the great value and convenience, it offered life free card which includes no entry fee, no annual fee, no renewal fee and no new credit card fee. The card issued in three types with the photos and signature of the card holder.
Types of Cards
– Classic Card
– Gold Card
– Rupay Select Card
Credit Card
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Syndicate Bank Credit Card Eligibility Criteria
- Age of the applicant is minimum age is 21 years and maximum 75 years.
- Applicant should be resident India.
- Should be resident within working area of card issuing branch.
- Only literate person only not minor or illiterate.
- Applicant must have Permanent Account Number (PAN) issued by income tax department.
Credit Card Features
- Protect the card transactions with OTP.
- Opt monthly billing statement by E-mails.
- Hassle free process.
- Cash withdrawal facility.
- Auto debit facility.
- Pay bill through net banking and NEFT.
- SMS alerts for all the transaction.
- Earning reward points by using your card at merchant establishment.
- Earn additional reward points by using for “Go Green Scheme”.
Credit Card Benefits
- Cash withdrawal facility only with Syndicate Bank ATMs.
- Get cash withdrawal discounted 15% for classic card and 25% for gold card.
- Get one rewards point for every spend of Rs. 400/-.
- The duration of free credit period veries from 20 days to 50 days.
- Revolving credit facility with a minimum payment of 10% of total payment due.
- Cards are issued for five years but renewal fee is levied every year in advanced.
- The card holders lost card liability after giving notice of the loss to bank limit was Rs. 1,000.
How to Redeem Rewards Points
- The card holders can en-cash the rewards points by this way:-
- Credit Card exit renewal fee paid.
- You can easily en-cash in multiples of 500 points, subject to minimum of 500 points.
- In the credit card account of the applicant Rs.0.50 will be deposited. If any TDS is applicable at the time redemption.
Note – Cards are issued by all the Syndicate Bank branch across India.
Credit Card Documents Required
- Proof of Residence
- Copy of the Pan Card issued by the Income Tax Department
SALARIED SEGMENT:-
SELF-EMPLOYED / BUSINESS SEGMENT:-
How to Apply Syndicate Bank Credit Card Online?
You can apply for a credit card through the syndicate bank website. Follow the some steps:-
– Visit the Syndicate bank website.
– Go the option Apply Online.
– Select the credit card option available under the heading of cards.
– Fill the relevant information in the form.
– Then choose the card which one you want.
– Then apply
– Upload the relevant documents which is mandatory.
How to Apply Syndicate Bank Credit Card Offline?
- Visit the nearest Syndicate Bank branch.
- Fill the credit card form.
- The details must fill correctly.
- Submit the relevant documents mentioned in the form.
- Then verified the details with the banker.
Schedule of Charges
Entrance fee for classic, gold and Add-on Cards are – NIL
Renewal Fee for:-
Classic Card Rs. 300/- and Add-on Card Rs. 150/-
Gold Card Rs. 500/- and Add-on Card Rs. 250/-