Check Free CIBIL Score Online

Syndicate Bank Global Credit Card

Syndicate Bank Global Credit Card – Do you want to get a credit card from a government bank, So syndicate bank card is the best option. The card has been launched on 20.10.2013 under the name Syndicate Bank Global Credit Card. This card is used for various purposes for accepting goods and services, cash withdrawal, e-commerce transactions through internet.

This card offers the great value and convenience, it offered life free card which includes no entry fee, no annual fee, no renewal fee and no new credit card fee. The card issued in three types with the photos and signature of the card holder.
Types of Cards
– Classic Card
– Gold Card
– Rupay Select Card

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    Syndicate Bank Credit Card Eligibility Criteria

    ParticularsSalariedSelf-Employed (Business Segment & Professionals) Senior Citizens & Pensioners
    Age21 Years - 60 Years 21 Years - 65 Years Maximum 75 Years
    Annual IncomeGold - 1,50,000/-
    Classic - 60,000/-
    Gold - 2,00,000/-
    Classic - 1,00,000/-
    Gold - Not Eligible
    Classic - 60,000/-
    • Age of the applicant is minimum age is 21 years and maximum 75 years.
    • Applicant should be resident India.
    • Should be resident within working area of card issuing branch.
    • Only literate person only not minor or illiterate.
    • Applicant must have Permanent Account Number (PAN) issued by income tax department.

    Credit Card Features

    • Protect the card transactions with OTP.
    • Opt monthly billing statement by E-mails.
    • Hassle free process.
    • Cash withdrawal facility.
    • Auto debit facility.
    • Pay bill through net banking and NEFT.
    • SMS alerts for all the transaction.
    • Earning reward points by using your card at merchant establishment.
    • Earn additional reward points by using for “Go Green Scheme”.

    Credit Card Benefits

    • Cash withdrawal facility only with Syndicate Bank ATMs.
    • Get cash withdrawal discounted 15% for classic card and 25% for gold card.
    • Get one rewards point for every spend of Rs. 400/-.
    • The duration of free credit period veries from 20 days to 50 days.
    • Revolving credit facility with a minimum payment of 10% of total payment due.
    • Cards are issued for five years but renewal fee is levied every year in advanced.
    • The card holders lost card liability after giving notice of the loss to bank limit was Rs. 1,000.
    People Also Look For  Best Credit Cards with No Annual Fee

    How to Redeem Rewards Points

    • The card holders can en-cash the rewards points by this way:-
    • Credit Card exit renewal fee paid.
    • You can easily en-cash in multiples of 500 points, subject to minimum of 500 points.
    • In the credit card account of the applicant Rs.0.50 will be deposited. If any TDS is applicable at the time redemption.

      Note – Cards are issued by all the Syndicate Bank branch across India.

    Credit Card Documents Required

    • Proof of Residence
    • Copy of the Pan Card issued by the Income Tax Department

    SALARIED SEGMENT:-

    Type of DocumentMulti National Company & ConsultancyGovt.Depts / Public SectorListed CompanyPvt. Ltd.Co/ Proprietorship/Partnership Concerns
    Salary Slip (Latest Month)YesYesYesNo
    Computerized Pay Slip (Latest Month)YesYesYesYes
    Salary Certificate (Format in Application)YesYesYesYes
    Form 16 (Last Financial Year)YesYesYesYes
    IT Return Ack. Form (Last Financial Year)YesYesYesYes

    SELF-EMPLOYED / BUSINESS SEGMENT:-

    For the Last Financial YearProprietors / PartnershipQualified ProfessionalAgents / Contractors
    IT ReturnYesYesYes
    Form 16 A NANAYes
    Form No. 10CCAC (Export Units)YesNANA

    How to Apply Syndicate Bank Credit Card Online?

    You can apply for a credit card through the syndicate bank website. Follow the some steps:-
    – Visit the Syndicate bank website.
    – Go the option Apply Online.
    – Select the credit card option available under the heading of cards.
    – Fill the relevant information in the form.
    – Then choose the card which one you want.
    – Then apply
    – Upload the relevant documents which is mandatory.

    People Also Look For  Top 6 Best Credit Cards with Low Annual Fee

    How to Apply Syndicate Bank Credit Card Offline?

    • Visit the nearest Syndicate Bank branch.
    • Fill the credit card form.
    • The details must fill correctly.
    • Submit the relevant documents mentioned in the form.
    • Then verified the details with the banker.

    Schedule of Charges

    Entrance fee for classic, gold and Add-on Cards are – NIL
    Renewal Fee for:-
    Classic Card Rs. 300/- and Add-on Card Rs. 150/-
    Gold Card Rs. 500/- and Add-on Card Rs. 250/-

    Free CIBIL Score
    Personal Loan Interest Rates November 2019
    Bajaj Finserv10.99% - 16.00%
    Fullerton India14.00% - 33.00%
    HDFC Bank10.75% - 21.45%
    ICICI Bank10.99% - 18.40%
    IndusInd Bank10.99% - 16.00%
    Kotak Bank10.99% - 20.99%
    RBL13.00% - 18.00%
    Standard Chartered Bank11.50% - 18.00%
    Tata Capital10.99% - 18.00%
    Home Loan Interest Rates November 2019
    State Bank of India/SBI8.15% - 8.80%
    HDFC8.25% - 9.30%
    LIC Housing8.35% - 8.95%
    PNB Housing Finance9.25% - 12.00%
    Piramal Capital & Housing Finance9.00% - 9.10%
    Tata Capital9.20% - 9.35%
    ICICI Bank9.20% - 9.65%
    Bank of Baroda8.40% - 9.40%
    Axis Bank8.90% - 9.15%
    Citibank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.90% - 8.75%
    DHFL9.05% - 9.95%
    Reliance Home Finance8.75% - 14.00%