Wishfin Blog

All of us know that the employee and the employer contribute to the EPF account and it is 12% of the basic salary. Well, there is a slight difference between these contributions. The employee contributes a full 12% of his basic salary whereas 8.33%...

There are lacs of EPF accounts registered with the EPFO where the employer and the employee contribute their shares. As EPFO is available online so individuals prefer accessing and managing their accounts online. But for a novice user, it is...

https://youtu.be/HmWNfzfFlOo Employees Provident Fund Organization (EPFO) is a statutory body registered under the Employee Provident Fund and Miscellaneous Provisions Act 1952. This organization is administering the provident fund scheme,...

Personal Loans are the lender of last resort whenever a person needs any kind of financial push. It can either be used for a medical emergency, marriage, or house renovation. You can apply for HDFC personal loan by visiting the nearest branch or...

Everyone looks for a convenient way to make payment of their EMIs on any type of loan. They choose online methods for doing so and avoid visiting the branches for paying their EMIs. So, here you can see the steps to pay HDFC Personal Loan EMI using...

Owning a house is a dream that family dreams of together. There are plenty of ways or kind options available to procure a house. You can purchase a built-up house, flat or even opt for getting land and then constructing the dream house. Procurement...

The Finance Minister of India Nirmala Sitharaman has announced certain amendments in the Income Tax Rule of EPF and LTC in the 2021 Budget. These amendments will be in effect from the 1st of April 2021. It has impacted the salaried employees of our...

Having a home is a dream for many. Owning a property requires arranging a huge amount of funds. One tends to arrange the maximum funds possible from their own sources. Since the requirement is high, to meet the shortage of funds, one generally...

Home Loans are sanctioned for an average of twenty years of tenure. All the financial institutions have different policy while offering a loan tenure. For salaried individuals loans are booked assuming that all organisations have the retirement age...

Merchant Navy officers are employed by commercial shopping companies to work on all kinds of seagoing vessels such as cruise liners, cargo ships, tankers and hovercraft. They typically adopt a deck officer or engineering officer role in a...