Wishfin Blog

There are many individuals who apply for a credit card to enjoy the prevailing offers on it. On the other hand, some individuals use a credit card in order to enjoy the credit limit. But whatever may be the reason, you must have a positive Cibil...

Credit Cards have become a part of the life of many individuals. It is the lender of the last resort when all the salary is exhausted. On the other hand, a credit card provides exciting deals and offers so that the individual can save some extra...

Lenders check several things before handing you a personal loan to meet your needs, of which your workplace is one. It not only helps lenders decide your personal loan eligibility but also the money you will pay over the loan term. Someone working...

Having a fair idea of the loan amount you could get from banks and financial institutions in advance helps you in more ways than one. It helps you plan your loan better and meet your needs without any fuss. But how could you know the loan amount you...

Nowadays you must have seen that there are millions of people who own a two-wheeler or a four-wheeler. It simply indicates that the consumption of petrol has been increased in the last decades. So, the requirement for petrol stations has also been...

It is really important for every individual to know their Cibil Score before they apply for any credit card or a loan. On the other hand, the Cibil Score gives a clear picture of the past credit history of an individual. The credit cards have also...

A credit score is a numerical representation of how you have lived your credit life. Credit bureaus like CIBIL, Experian and others assign individuals a credit score from 300 to 900 based on their repayment track. The credit score that you should...

Choosing the best lender for a home loan is half the job done for you. It not only helps you keep your loan obligations to the lowest extent possible but also offers you a greater degree of flexibility. The interest rate may be the top...

There are a lot of credit card users in India who prefer it for shopping and enjoying a high credit limit. But there are some individuals who have a credit card and they make unplanned use of that card. It creates a huge debt on the users and it...

A personal loan balance transfer benefits borrowers immensely by reducing their debt burden over time. It’s a process by which you can switch your existing loan to another lender at a lower rate of interest. You just need to keep an eye on the...