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Articles

What Types of Loans Should You Avoid?

The lack of credit awareness makes many go for a loan that does not help them much over time. Such loans may help meet their needs but pile on the cost for them in return. As a result, many go on to either default on loan payments or end up paying...

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FAQ

What is the Interest Rate on Credit Card EMIs?

When you make a transaction with your credit card, it provides you the option of paying this amount later within an interest-free period. But what if you want to make a big purchase with your credit card and have this feeling that you won’t be...

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FAQ

What is the Interest Rate on Credit Card Loans?

Sometimes one may require funds immediately to meet their financial needs. In such times, you cannot wait for the lengthy process of application, documentation, sanction, approval and disbursal involved in different types of loans. So how to fulfill...

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TDS

How do Loans Help us Save Income Tax in India?

What would be your reaction when you know the loan you are paying may return you something invaluable? You might be pleasantly surprised! The ‘Return’ refers to the income tax exemption on loans. At a time when every penny counts, saving income...

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FAQ

What is the Concept of EMI?

If you borrow some money from a bank or financial institution, you can repay the amount via Equated Monthly Installments - commonly known as EMI. The EMI amount includes a portion of both principal and interest amount. The concept of EMI was...

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Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%