Wishfin - The Official Blog

Articles

Benefits of Secured Loans

People take two types of loans - Unsecured (Personal Loan) and Secured (Home Loan, Gold Loan, Loan Against Securities such as Mutual Funds, Bonds, etc.) - to meet their needs and deal with financial emergencies. The basic difference between these...

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Articles

Different Top-up Loans in India

To meet our needs and deal with any financial emergency, we have the option of taking different kinds of loans (personal loan, home loan, car loan, etc.). But what will you do if you already have a loan and still in need of some urgent funds? Well,...

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FAQ

What If I Don’t Pay a Gold Loan?

Lenders provide different kinds of loans to individuals who, in turn, need to repay them over a fixed tenure. Among those different kinds of loans, Gold Loan is a quite popular option among customers as it enables them to get a loan amount against...

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Articles

Appraisal Process of Different Loans in India

Lenders do carry out due diligence before approving a loan in India. The due diligence is part of their job to ensure the individual taking loans is a creditworthy one and can repay the debt on time. A large pile of bad debt caused by non-payment of...

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Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%