People take two types of loans - Unsecured (Personal Loan) and Secured (Home Loan, Gold Loan, Loan Against Securities such as Mutual Funds, Bonds, etc.) - to meet their needs and deal with financial emergencies. The basic difference between these...
Read MoreWhat are the Short Term Loan Options Available in India?
If you are reading this post, you must be looking for loans that you can pay over 1-5 years. In other words, you are looking for short term loans to meet your needs. Now, that need can’t be buying a home as a home loan, which many take to do so,...
Read MoreHow to Get a Bank Loan If I am not a Salaried Person?
Banks trust salaried more than non-salaried largely because the former can have a better flow of income compared to the latter whose income can be irregular. No bank likes to bear the loss resulting from the pile of bad debts i.e. Non-performing...
Read MoreDifferent Top-up Loans in India
To meet our needs and deal with any financial emergency, we have the option of taking different kinds of loans (personal loan, home loan, car loan, etc.). But what will you do if you already have a loan and still in need of some urgent funds? Well,...
Read MoreFactors Affecting Business Loan Eligibility
Business Loans are very useful to increase the performance of a business. It helps in business expansion, purchasing the raw materials, buying heavy equipment, and in fulfilling other business needs. But you have to be eligible to take a business...
Read MoreWhat If I Don’t Pay a Gold Loan?
Lenders provide different kinds of loans to individuals who, in turn, need to repay them over a fixed tenure. Among those different kinds of loans, Gold Loan is a quite popular option among customers as it enables them to get a loan amount against...
Read MoreAppraisal Process of Different Loans in India
Lenders do carry out due diligence before approving a loan in India. The due diligence is part of their job to ensure the individual taking loans is a creditworthy one and can repay the debt on time. A large pile of bad debt caused by non-payment of...
Read MoreBalance Transfer of Different Loans and Credit Cards
Are you struggling to repay your loan and credit card balance because of higher interest rates? Do you want to transfer your outstanding balance from your current lender to another lender at lower interest rates? Well, a Balance Transfer Facility...
Read MoreWhy are Home Loans Cheaper Than Other Secured Loans?
All secured loans have one thing in common - security or collateral that you need to submit to the lender to get them. Secured loans can be home loans, loan against property, gold loans, etc. While a home loan and loan against property are granted...
Read MoreStandard Chartered Credit Card Offers on Myntra
Myntra is an online store that has a variety of fashionable products. You can order online and get the product delivered to your home. On the other hand, Myntra has some exclusive deals on a range of apparel. But you can earn some more discounts if...
Read More