Wishfin - The Official Blog

FAQ

What If I Don’t Pay a Gold Loan?

Lenders provide different kinds of loans to individuals who, in turn, need to repay them over a fixed tenure. Among those different kinds of loans, Gold Loan is a quite popular option among customers as it enables them to get a loan amount against...

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Articles

Appraisal Process of Different Loans in India

Lenders do carry out due diligence before approving a loan in India. The due diligence is part of their job to ensure the individual taking loans is a creditworthy one and can repay the debt on time. A large pile of bad debt caused by non-payment of...

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PMAY CLSS

Can I Apply for PMAY after Loan Transfer?

A lot of people who want to switch their high-interest home loans to a different lender at low-interest rates opt for Home Loan Balance Transfer Facility. So how does this facility help? With this, borrowers can transfer their outstanding loan...

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FAQ

Is it Good to Take a Top-up Loan?

A top-up loan is an amount that you get over your existing loan amount from your present lender. All you require is to contact the existing lender and apply for a top-up loan. But a top-loan can be availed at other lenders too. You may ask, how can...

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Personal Loan Interest Rates April 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates April 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%