Wishfin Blog

Gold has been one of the major assets that Indian households own. It is bought as a consumption item in the form of jewellery and investment as well. Gold mutual funds have caught the attention of many in the last some years, especially because gold...

Pharma funds are those funds that invest in companies engaged in the pharmaceutical sector. These are one of the types of sector funds which invest only in one sector, other such sector funds are banking, technology, consumption etc. Pharma funds...

Personal loans are unsecured which means the interest rate on it is higher than secured loans. But if you compare the personal loan offers of different lenders, you can choose the low-cost offer available. The low-cost will mean a lower rate of...

The need for funds can arise at any point in an individual’s life. And in these situations, individuals look to opt for a loan provided by several banks and Non-banking Financial Companies (NBFCs). Any loan generally could be of two types -...

Instant fund requirements are not new in this fast-paced life. But the scarcity of funds disallows many to fulfill the same. If you can wait for say 3 days to a week, you can apply for a personal loan and get it during the said duration. As a...

Bangalore is one of the expensive cities in India. The survival of a middle-class individual is not possible without any external loan or debt. But there are some individuals who fall short of the eligibility criteria when they are applying for a...

Many investors who invest in equity markets like to time the market by entering at a price that they consider low and then moving their portfolio to debt when markets are high. However, if done without any scientific or mathematical calculation, it...

Mutual funds can be classified into three types - equity, debt and hybrid. Equity funds invest in shares and debt funds invest in bonds, government securities and money market instruments. There are many investors who do not want to invest their...

Gilts funds have gained popularity in the last couple of years due to their superlative performance. As an aggregate, gilt funds have been the best performing category of mutual funds. This is because of the sharp fall in G-Sec yield (government...

Wanting to renovate your house? Remodelling, painting, restoration, and other home care are all necessary. And you'll need money to take care of the home renovation, which may be quite pricey due to labour costs, material purchases, and so on. In...