Wishfin Blog

Gurgaon is one of the expensive cities of the whole national capital region. The standard of living is quite high and it not easy for many individuals to fulfill their dreams without any debt or loan. But every individual is not lucky enough to get...

When investing in mutual funds, we often hear about large-cap, mid-cap, and small-cap mutual funds. For a first time investor, these can be overwhelming terms and make the decision to invest complicated. Many questions come to the mind: How are...

Mid-cap funds are a type of equity mutual funds that invest in medium-sized companies, also called mid-cap stocks on the stock exchanges. As per SEBI’s classification, mid-cap stocks are all stocks between the 101st to 250th stock listed on the...

After investing in mutual funds, we tend to get anxious and keep checking our portfolio frequently. This frequency can be once in a month for some people, while some check it every hour. We do it due to three reasons: To see if our investments...

It is really difficult for the people in Delhi to afford luxury therefore the only option left is to take a loan. But it is not easy to take a personal loan or any other loan because it requires a lot of paperwork. So you can take a Gold Loan if...

A personal loan is an amount you borrow from a bank for your financial needs. These loans can be used for any purpose of the borrower. Personal loans are convenient because they are unsecured and do not need collateral against them. Secondly, you...

A lot of individuals opt for a personal loan to fulfill their various financial needs. Borrowers have a definite tenure to pay the loan amount back to the lender. But there are so many people who do not repay the loan amount back due to the lack of...

With many banks and housing finance companies (HFCs) offering impressive home loan amounts, people are now able to buy a home much more comfortably than what was the case before. You can get a maximum of 30 years to repay the loan. However, with...

Ultra short term funds are a type of debt funds that invest in debt securities (corporate bonds, government securities and money market instruments) with an average maturity of 3-6 months. They are like liquid funds with the exception that liquid...

Debt funds are those funds that invest in money market instruments, government securities and corporate bonds. Companies borrow money in the debt markets and issue bonds that carry a coupon or interest which is paid to the lender-these instruments...