Wishfin Blog

Here is good news for the individuals who are having their accounts in the HDFC Bank and they are using HDFC products. Now you can save some extra bucks using the HDFC Credit Cards and HDFC Debit Cards. All these products of the HDFC Bank will earn...

Nowadays, there are thousands of SBI Credit Card users in India and most of the users prefer using SBI Credit Card because of its exclusive offers. Recently the State Bank of India has come up with a new offer. Now you can earn Cashback and...

A home loan, which is usually taken for as long as 20-30 years, can have massive interest obligations for a borrower to fulfill. But the obligation can be reduced to an extent if you use the prepayment facility that banks and housing finance...

Fixed Deposit is a product that provides an assured return on your deposits for the tenure you choose. It is a type of savings account opened with a bank where an assured rate of interest is paid for fund deposit. But how does a Fixed Deposit work?...

You can borrow a personal loan from a bank or a non-banking finance company (NBFC) if you meet their eligibility requirements. And the criteria may vary from lender to lender. The criteria pertain to age, income, residence, etc. Since eligibility is...

Mutual funds can be broadly classified into three types-equity, debt, hybrid funds. Within the equity funds category, you have different kinds of equity funds such as large-cap funds, mid-cap funds, small-cap funds, international funds, etc....

Banking funds are a type of sector funds that invest in banking stocks. So, a banking fund portfolio would have names such as SBI, ICICI, SBI, Kotak, Bank of Baroda, etc. As per the mandate, these funds cannot invest in any other sector except...

Students borrow an education loan for their educational needs such as admission for overseas universities or to pursue their graduate and diploma courses. As the loan can be given for a maximum of 15 years, many won’t like to be under debt for...

You can meet your financial expectation using your investments which help you borrow the desired amount at an attractive rate of interest. The mutual fund units, shares, bonds can be used to provide security for the loan amount. Investors can get...

Having our own home is the topmost priority for most of us. But not everyone can pay the full price in one go and purchase the home they want. That’s where a home loan helps them. Provided by banks and housing finance companies, a home loan...